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HENRY'S HOUSE

Active
Private limited company (pre-2019)founded 199333 yrs activeDeurnestraat 239, 2640 Mortsel, BelgiumKBO/BCE: BE 0450.706.144
Summary

HENRY'S HOUSE has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €144. Equity is shrinking by ~2.5% per year across the filed fiscal years. Its solvency ranks better than 63% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
71 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▲+15
Solvency75▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.97 against 2.03 in 2024; short-term debt: 41.9% and cash: 21.6% of total assets), but 50.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 33 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
49.6%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
49 d early
2024
37 d early
2023
58 d early
2022
49 d early
2021
2 d early
2020
40 d early
2019
36 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€36k▼ 11.9%
2024 · €41k
2018: €45k 2019: €45k 2020: €50k 2021: €68k 2022: €87k 2023: €36k 2024: €41k
2018 → 2025
Total assets
€73k▼ 9.7%
2024 · €81k
2018: €111k 2019: €109k 2020: €111k 2021: €115k 2022: €143k 2023: €77k 2024: €81k
2018 → 2025
Net result
€144▼ 97.0%
2024 · €5k
2018: €14k 2019: €772 2020: €-781 2021: €27k 2022: €20k 2023: €-955 2024: €5k
2018 → 2025
Working capital
€30k▼ 27.5%
2024 · €41k
2018: €66k 2019: €59k 2020: €59k 2021: €68k 2022: €85k 2023: €36k 2024: €41k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€68k-€87k▲ 28.9%€36k▼ 58.5%€41k▲ 13.3%€36k▼ 11.9%
Operating result€28k-€26k▼ 7.9%€2k▼ 90.7%€9k▲ 266%€3k▼ 70.8%
Net result€27k-€20k▼ 28.6%€-955€5k€144▼ 97.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20k€30kOperating result 2021: €28k€28kNet result 2021: €27k€27kOperating result 2022: €26k€26kNet result 2022: €20k€20kOperating result 2023: €2k€2kNet result 2023: €-955€-955Operating result 2024: €9k€9kNet result 2024: €5k€5kOperating result 2025: €3k€3kNet result 2025: €144€14420212022202320242025€-2.5k€0€2.5k€5k€7.5k€10kOperating result 2023: €2k€2.4kNet result 2023: €-955€-955Operating result 2024: €9k€8.8kNet result 2024: €5k€4.8kOperating result 2025: €3k€2.6kNet result 2025: €144€144202320242025
The operating result falls in 2025; 2025 is 71% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73k
Fixed assets €13k
Current assets €60k
Equity and liabilities €73k
Equity €36k ▼ 11.9%
Debt €37k ▼ 7.4%
Debt's share of the balance-sheet total rises from 49.2% to 50.4%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€5k
Cash flow
€3k
Current ratio
1.97
2024 · 2.03
Quick ratio
0.82
2024 · 1.03
Debt to equity
1.02
2024 · 0.97
ROE
0.4%
2024 · 11.7%
ROA
0.2%
2024 · 6.0%
Interest coverage
5.75
Debt ≤ 1 year
€31k
2024 · €40k
Debt > 1 year
€6k
Income taxes
€2k
2024 · €4k
Staff costs
€27k
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet Code20242025
Assets
Total assets20/58€81k€73k
Fixed assets21/28€0€13k
Tangible fixed assets22/27€0€13k
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€0€13k
Other tangible fixed assets26€0€0=
Current assets29/58€81k€60k
Stocks and contracts in progress3€40k€35k
Stocks30/36€40k€35k
Amounts receivable within one year40/41€28k€8k
Trade receivables40€620-
Other amounts receivable41€27k€8k
Cash at bank and in hand54/58€10k€16k
Deferred charges and accrued income490/1€3k€903
Equity and liabilities
Total equity and liabilities10/49€81k€73k
Equity10/15€41k€36k
Contributions10/11€19k€19k=
Reserves13€22k€18k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€21k€16k
Amounts payable17/49€40k€37k
Amounts payable after more than one year17-€6k
Financial debts170/4-€6k
Amounts payable within one year42/48€40k€31k
Current portion of amounts payable after more than one year42€1k€6k
Trade debts44€3k€5k
Suppliers440/4€3k€5k
Advances received on contracts in progress46€500-
Taxes, remuneration and social security45€19k€20k
Taxes450/3€9k€10k
Remuneration and social security454/9€10k€10k
Other amounts payable47/48€16k-
Income statement Code20242025
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€26k€27k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€9k
Other operating charges640/8€3k€2k
Gross operating margin9900€37k€44k
Operating profit (loss)9901€9k€3k
Financial income75/76B€11€0
Recurring financial income75€11€0
Financial charges65/66B€519€940
Recurring financial charges65€519€940
Profit (loss) for the period before taxes9903€8k€2k
Income taxes67/77€4k€2k
Profit (loss) for the period9904€5k€144
Profit (loss) for the period to be appropriated9905€5k€144
Appropriation of the result
Profit (loss) to be appropriated9906€5k€144
Transfer from equity791/2-€5k
Transfer to equity691/2€5k-
To other reserves6921€5k-
Profit to be distributed694/7-€5k
Return on contributions (dividend)694-€5k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
12-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
24-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €5k
Net result €5k after one loss-making year.
03-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €-955 ▼105%
Net result drops to €-955, the lowest in the series; recovery starts the following year.
12-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €27k
Net result €27k after one loss-making year.
21-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
26-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 1993
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Deurnestraat 2392640 Mortsel
Ground area
3,262 m²
Building footprint
399 m²
Volume, LiDAR
1,394 m³
Parcel 11029A0025/00M004, Flanders · tallest building 5.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
HENRY'S HOUSE BVBA
Deurnestraat 239, 2640 MortselNACE 5141003
since 19932.063.438.438
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11029A0025/00M004 Flanders 3,262 m² 1 · 399 m² 5.5 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,435 companies in sector 47791 we hold annual accounts for 455. 310 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded11-08-1993
Fiscal year end31-12
Abbreviation NL HENRY'S
Activities, NACEBEL 2025
31004Manufacture of dining room, living room, bedroom and bathroom furniture
47791Retail sale of antiques
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.