HENDRIK ROOBAERT
ActiveHENDRIK ROOBAERT has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €489k and a net result of €152k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 35% of 16459 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-3
Solvency70▼-30
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 1.77 against 12.24 in 2024; short-term debt: 54.9% and cash: 13.4% of total assets), but 54.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.1%
Return on assets
14%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
48 d early
2023
54 d early
2022
60 d early
2021
41 d early
2020
45 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€489k▼ 42.7%
2024 · €854k
2018: €303k
2019: €406k
2020: €453k
2021: €554k
2022: €618k
2023: €702k
2024: €854k
2018 → 2025
Total assets
€1.09M▲ 17.2%
2024 · €926k
2018: €387k
2019: €411k
2020: €515k
2021: €630k
2022: €704k
2023: €783k
2024: €926k
2018 → 2025
Net result
€152k▲ 0.4%
2024 · €152k
2018: €126k
2019: €103k
2020: €105k
2021: €158k
2022: €135k
2023: €145k
2024: €152k
2018 → 2025
Working capital
€459k▼ 43.7%
2024 · €815k
2018: €301k
2019: €366k
2020: €421k
2021: €529k
2022: €604k
2023: €700k
2024: €815k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€554k-€618k▲ 11.5%€702k▲ 13.7%€854k▲ 21.6%€489k▼ 42.7%
Operating result€221k-€184k▼ 17.0%€209k▲ 13.6%€215k▲ 3.0%€215k▼ 0.1%
Net result€158k-€135k▼ 14.8%€145k▲ 7.2%€152k▲ 5.0%€152k▲ 0.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.09M
Fixed assets
€31k▼ 20.0%
Current assets
€1.06M▲ 18.8%
Equity and liabilities €1.09M
Equity
€489k▼ 42.7%
Debt
€597k▲ 722%
The debt ratio rises from 7.8% to 54.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€224k▲
2024 · €221k
Cash flow
€162k▲
2024 · €158k
Solvency
45.1%▼
2024 · 92.2%
Current ratio
1.77▼
2024 · 12.24
Quick ratio
1.77▼
2024 · 12.24
Debt / equity
1.22▲
2024 · 0.09
ROE
31.1%▲
2024 · 17.8%
ROA
14.0%▼
2024 · 16.4%
Interest coverage
363.78▲
2024 · 198.14
Debt
€597k▲
2024 · €73k
Debt ≤ 1 year
€597k▲
2024 · €73k
Income taxes
€68k▲
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€926k€1.09M▲
Fixed assets21/28€38k€31k▼
Tangible fixed assets22/27€38k€31k▼
Land and buildings22€1k€211▼
Furniture and vehicles24€37k€30k▼
Current assets29/58€888k€1.06M▲
Amounts receivable within one year40/41€8k€7k▼
Trade receivables40€8k€7k▼
Current investments50/53€303k€900k▲
Cash at bank and in hand54/58€568k€146k▼
Deferred charges and accrued income490/1€9k€3k▼
Equity and liabilities
Total equity and liabilities10/49€926k€1.09M▲
Equity10/15€854k€489k▼
Contributions10/11€219k€19k▼
Outside capital11€219k-
Other1109/19€219k-
Reserves13€635k€471k▼
Distributable reserves133€635k€471k▼
Profit (loss) carried forward14€130€136▲
Amounts payable17/49€73k€597k▲
Amounts payable within one year42/48€73k€597k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€10k€30k▲
Taxes450/3€10k€30k▲
Other amounts payable47/48€61k€562k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€10k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€223k€225k▲
Operating profit (loss)9901€215k€215k▼
Financial income75/76B€4k€6k▲
Recurring financial income75€4k€6k▲
Financial charges65/66B€1k€617▼
Recurring financial charges65€1k€617▼
Profit (loss) for the period before taxes9903€218k€220k▲
Income taxes67/77€66k€68k▲
Profit (loss) for the period9904€152k€152k▲
Profit (loss) for the period to be appropriated9905€152k€152k▲
Appropriation of the result
Profit (loss) to be appropriated9906€152k€153k▲
Profit (loss) brought forward from the previous period14P€91€130▲
Transfer from equity791/2-€317k
Transfer to equity691/2€152k€152k▲
To other reserves6921€152k€152k▲
Profit to be distributed694/7-€317k
Return on contributions (dividend)694-€317k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €158k ▲50.9%
Operating result €221k, net result €158k, both a record.
31-12
Financial
Equity above €500kEq €554k ▲22.4%
4 profitable years in a row build equity to €554k.
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €103k ▼18.4%
Net result drops to €103k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 17current ratio 78.54
Current ratio from 4.58 to 78.54; short-term debt falls from €84k to €5k.
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselstraat 5691700 DilbeekGround area
2,192 m²
Building footprint
188 m²
Volume, LiDAR
1,411 m³
Parcel 23079B0227/00H000, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Brusselstraat 569, 1700 Dilbeek
since 20012.286.456.185
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23079B0227/00H000 | Flanders | 2,191 m² | 1 · 188 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 699 companies in sector 86910 we hold annual accounts for 521. 417 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2002
Fiscal year end31-12
Activities, NACEBEL
86901Human health activities
86910Medical imaging and medical laboratories
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.