HENDA
ActiveSummary
HENDA has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €246k and a net result of €-4k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 71% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability30▼-39
Solvency83▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.14 against 0.16 in 2024; short-term debt: 41.7% and cash: 5.9% of total assets), and 42.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
38 d early
2023
15 d early
2022
39 d early
2021
17 d early
2020
40 d early
2019
21 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€246k▼ 1.7%
2024 · €250k
2018: €217k
2019: €216k
2020: €211k
2021: €257k
2022: €250k
2023: €248k
2024: €250k
2018 → 2025
Total assets
€426k▼ 3.1%
2024 · €440k
2018: €470k
2019: €460k
2020: €449k
2021: €488k
2022: €470k
2023: €454k
2024: €440k
2018 → 2025
Net result
€-4k
2024 · €2k
2018: €-54k
2019: €-1k
2020: €-5k
2021: €46k
2022: €-7k
2023: €-2k
2024: €2k
2018 → 2025
Working capital
€-153k▲ 2.5%
2024 · €-157k
2018: €-233k
2019: €-225k
2020: €-221k
2021: €-134k
2022: €-158k
2023: €-160k
2024: €-157k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€257k-€250k▼ 2.6%€248k▼ 0.9%€250k▲ 1.0%€246k▼ 1.7%
Operating result€41k-€-7k€-3k▲ 64.0%€2k€3k▲ 23.3%
Net result€46k-€-7k€-2k▲ 66.4%€2k€-4k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 23% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €426k
Fixed assets
€401k ▼ 2.1%
Current assets
€25k ▼ 17.5%
Equity and liabilities €426k
Equity
€246k ▼ 1.7%
Provisions
€2k ▼ 16.8%
Debt
€178k ▼ 4.9%
Debt's share of the balance-sheet total falls from 42.5% to 41.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€11k▲
2024 · €11k
Cash flow
€4k▼
2024 · €11k
Current ratio
0.14▼
2024 · 0.16
Debt to equity
0.72▼
2024 · 0.75
ROE
-1.7%▼
2024 · 1.0%
ROA
-1.0%▼
2024 · 0.6%
Interest coverage
1.54▼
2024 · 61.51
Debt ≤ 1 year
€178k▼
2024 · €187k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€440k€426k▼
Fixed assets21/28€410k€401k▼
Tangible fixed assets22/27€410k€401k▼
Land and buildings22€410k€401k▼
Current assets29/58€30k€25k▼
Cash at bank and in hand54/58€30k€25k▼
Equity and liabilities
Total equity and liabilities10/49€440k€426k▼
Equity10/15€250k€246k▼
Contributions10/11€224k€224k=
Capital10€224k€224k=
Issued capital100€224k€224k=
Reserves13€14k€13k▼
Non-distributable reserves130/1€763€763=
Legal reserve130€763€763=
Tax-exempt reserves132€8k€7k▼
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€12k€9k▼
Provisions and deferred taxes16€3k€2k▼
Deferred taxes168€3k€2k▼
Amounts payable17/49€187k€178k▼
Amounts payable within one year42/48€187k€178k▼
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€187k€176k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€13k€14k▲
Operating profit (loss)9901€2k€3k▲
Financial charges65/66B€171€7k▲
Recurring financial charges65€171€7k▲
Profit (loss) for the period before taxes9903€2k€-5k▼
Transfer from deferred taxes780€446€446=
Profit (loss) for the period9904€2k€-4k▼
Transfer from tax-exempt reserves789€1k€1k=
Profit (loss) for the period to be appropriated9905€4k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€9k▼
Profit (loss) brought forward from the previous period14P€8k€12k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €46k
Net result €46k after 3 loss-making years.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent
Ground area
2,149 m²
Building footprint
239 m²
Volume, LiDAR
1,273 m³
Parcel 44062B0082/00S000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44062B0082/00S000 | Flanders | 2,149 m² | 1 · 239 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GUSTA
BE 0458.098.930
Oostende · Eq €246,111
LIGNO INVEST
BE 0668.609.023
Roeselare · Eq €246,005
Chusan Belgique
BE 0447.299.365
Oudergem · Eq €245,760
KROEPHOEK
BE 0781.337.869
Brugge · Eq €245,686
FULAX
BE 0435.705.687
Buggenhout · Eq €246,520
Of 9,136 companies in sector 68201 we hold annual accounts for 6,765. 4,898 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-04-1986
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.