HEDWIG COPPE
ActiveSummary
HEDWIG COPPE has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93k and a net result of €6k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 80% of 4621 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-5
Solvency91▼-7
Growth72=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.41 against 2.76 in 2024; short-term debt: 33.6% and cash: 56.5% of total assets), and 33.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.4%
Return on assets
4.1%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €93k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 11-04-2026, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 d early
2024
29 d early
2023
13 d late
2022
33 d early
2021
32 d early
2020
30 d early
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€169k▲ 36.8%
2021 · €124k
2018: €123k
2019: €106k
2020: €105k
2021: €124k
2018 → 2022
EBIT margin
2.3%▲ 11.3pp
2021 · -9.0%
2018: 2.3%
2019: 0.6%
2020: 1.6%
2021: -9.0%
2018 → 2022
Net result
€6k▼ 42.1%
2024 · €10k
2018: €1k
2019: €-853
2020: €1k
2021: €-12k
2022: €3k
2023: €3k
2024: €10k
2018 → 2025
Working capital
€66k▲ 14.9%
2024 · €58k
2018: €68k
2019: €67k
2020: €68k
2021: €58k
2022: €59k
2023: €42k
2024: €58k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€124k-€169k▲ 36.8%
Equity€72k-€75k▲ 4.1%€78k▲ 3.9%€88k▲ 12.8%€93k▲ 6.6%
Operating result€-11k-€4k€4k▼ 2.7%€16k▲ 322%€10k▼ 36.5%
Net result€-12k-€3k€3k▼ 2.1%€10k▲ 245%€6k▼ 42.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €140k
Fixed assets
€27k ▼ 9.6%
Current assets
€113k ▲ 25.2%
Equity and liabilities €140k
Equity
€93k ▲ 6.6%
Debt
€47k ▲ 43.4%
Debt's share of the balance-sheet total rises from 27.3% to 33.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€15k▼
2024 · €22k
Cash flow
€11k▼
2024 · €16k
Current ratio
2.41▼
2024 · 2.76
Quick ratio
1.78▼
2024 · 1.97
Debt to equity
0.51▲
2024 · 0.38
ROE
6.2%▼
2024 · 11.3%
ROA
4.1%▼
2024 · 8.2%
Interest coverage
13.60▼
2024 · 18.43
Debt ≤ 1 year
€47k▲
2024 · €33k
Income taxes
€4k▼
2024 · €5k
Staff costs
€37k▲
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€120k€140k▲
Fixed assets21/28€30k€27k▼
Tangible fixed assets22/27€30k€27k▼
Land and buildings22€8k€7k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24-€1k
Other tangible fixed assets26€20k€18k▼
Current assets29/58€91k€113k▲
Stocks and contracts in progress3€26k€30k▲
Stocks30/36€26k€30k▲
Amounts receivable within one year40/41€1k€3k▲
Trade receivables40€488-
Other amounts receivable41€535€3k▲
Cash at bank and in hand54/58€63k€79k▲
Deferred charges and accrued income490/1€816€969▲
Equity and liabilities
Total equity and liabilities10/49€120k€140k▲
Equity10/15€88k€93k▲
Contributions10/11€19k€19k=
Reserves13€26k€32k▲
Distributable reserves133€26k€32k▲
Profit (loss) carried forward14€43k€43k=
Amounts payable17/49€33k€47k▲
Amounts payable within one year42/48€33k€47k▲
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Advances received on contracts in progress46-€7k
Taxes, remuneration and social security45€8k€11k▲
Taxes450/3€3k€6k▲
Remuneration and social security454/9€6k€5k▼
Other amounts payable47/48€22k€23k▲
Income statement
Code20242025
Remuneration, social security and pensions62€37k€37k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€482€709▲
Gross operating margin9900€60k€53k▼
Operating profit (loss)9901€16k€10k▼
Financial income75/76B€590€488▼
Recurring financial income75€590€488▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€15k€10k▼
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€10k€6k▼
Profit (loss) for the period to be appropriated9905€10k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€49k▼
Profit (loss) brought forward from the previous period14P€43k€43k=
Transfer to equity691/2€10k€6k▼
To other reserves6921€10k€6k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €10k ▲245%
Operating result €16k, net result €10k, both a record.
13-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €-12k ▼1182%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
30-09
Financial
Liquidity doublescurrent ratio 6.09
Current ratio from 2.73 to 6.09; short-term debt falls from €39k to €13k.
23-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Liersebaan 132240 ZandhovenGround area
217 m²
Building footprint
161 m²
Volume, LiDAR
1,048 m³
Parcel 11054B0310/00F000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HEDWIG COPPE
since 19982.084.955.117
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11054B0310/00F000 | Flanders | 217 m² | 1 · 161 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteZandhoven2.084.955.117
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Of 6,710 companies in sector 96230 we hold annual accounts for 628. 450 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-11-1997
Fiscal year end30-09
Activities, NACEBEL 2025
96220Beauty care and other beauty treatments
96230Day spas, saunas and steam baths
47714Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.