HEDERA TROPIC FLOWER
ActiveSummary
HEDERA TROPIC FLOWER has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90k and a net result of €13k. Equity is growing by ~56.5% per year across the filed fiscal years. Its solvency ranks better than 57% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-16
Solvency68▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.07 against 1.15 in 2024; short-term debt: 31.6% and cash: 21.2% of total assets), and 57.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.9%
Return on assets
6.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
15 d early
2023
50 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€251k
EBIT margin
12.4%
Net result
€13k▼ 22.4%
2024 · €17k
2018: €5k
2019: €6k
2020: €20k
2021: €3k
2022: €6k
2023: €25k
2024: €17k
2018 → 2025
Working capital
€4k▼ 48.5%
2024 · €8k
2018: €-81k
2019: €-80k
2020: €-72k
2021: €10k
2022: €-928
2023: €5k
2024: €8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€251k
Equity€28k-€34k▲ 20.8%€59k▲ 73.3%€77k▲ 29.2%€90k▲ 17.5%
Operating result€10k-€14k▲ 42.7%€37k▲ 161%€27k▼ 26.2%€31k▲ 14.5%
Net result€3k-€6k▲ 80.2%€25k▲ 327%€17k▼ 30.9%€13k▼ 22.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 14% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €210k
Fixed assets
€139k ▼ 7.1%
Current assets
€71k ▲ 8.9%
Equity and liabilities €210k
Equity
€90k ▲ 17.5%
Debt
€120k ▼ 13.2%
Debt's share of the balance-sheet total falls from 64.3% to 57.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€41k▲
2024 · €38k
Cash flow
€24k▼
2024 · €28k
Current ratio
1.07▼
2024 · 1.15
Quick ratio
0.96▼
2024 · 1.07
Debt to equity
1.33▼
2024 · 1.80
ROE
14.9%▼
2024 · 22.6%
ROA
6.4%▼
2024 · 8.1%
Interest coverage
3.02▼
2024 · 7.75
Debt ≤ 1 year
€66k▲
2024 · €56k
Debt > 1 year
€52k▼
2024 · €80k
Income taxes
€4k▼
2024 · €5k
Staff costs
€8k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€215k€210k▼
Fixed assets21/28€150k€139k▼
Tangible fixed assets22/27€150k€139k▼
Land and buildings22€142k€135k▼
Plant, machinery and equipment23€907€696▼
Furniture and vehicles24€7k€3k▼
Current assets29/58€65k€71k▲
Stocks and contracts in progress3€5k€7k▲
Stocks30/36€5k€7k▲
Amounts receivable within one year40/41€8k€19k▲
Trade receivables40€5k€15k▲
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€51k€44k▼
Deferred charges and accrued income490/1€1k€289▼
Equity and liabilities
Total equity and liabilities10/49€215k€210k▼
Equity10/15€77k€90k▲
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€55k€68k▲
Amounts payable17/49€138k€120k▼
Amounts payable after more than one year17€80k€52k▼
Financial debts170/4€80k€52k▼
Amounts payable within one year42/48€56k€66k▲
Current portion of amounts payable after more than one year42€23k€34k▲
Trade debts44€7k€13k▲
Suppliers440/4€7k€13k▲
Taxes, remuneration and social security45€20k€20k▼
Taxes450/3€14k€12k▼
Remuneration and social security454/9€5k€7k▲
Other amounts payable47/48€6k€127▼
Accrued charges and deferred income492/3€1k€1k▼
Income statement
Code20242025
Turnover70-€251k
Goods, raw materials, services and sundry goods60/61-€209k
Remuneration, social security and pensions62€3k€8k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€43k€52k▲
Operating profit (loss)9901€27k€31k▲
Financial income75/76B€357€176▼
Recurring financial income75€357€176▼
Financial charges65/66B€5k€14k▲
Recurring financial charges65€5k€14k▲
Profit (loss) for the period before taxes9903€23k€18k▼
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€17k€13k▼
Profit (loss) for the period to be appropriated9905€17k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€55k€68k▲
Profit (loss) brought forward from the previous period14P€37k€55k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 50 days late
2023
31-12
Financial
Highest result since 2018net €25k ▲327%
Operating result €37k, net result €25k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €3k ▼84%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 1.26
Current ratio from 0.36 to 1.26; short-term debt falls from €113k to €36k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 2 establishment units since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diamantlaan 811030 SchaarbeekGround area
320 m²
Building footprint
247 m²
Volume, LiDAR
3,980 m³
2 parcels, Brussels · tallest building 19.5 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
HEDERA
since 20012.093.162.307
Hedera
since 20102.190.646.218
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0156/00Y010 | Brussels | 231 m² | 1 · 164 m² | 18.2 m · 6 fl. |
| 21905C0068/00Z010 | Brussels | 88 m² | 1 · 83 m² | 19.5 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BLOEMEN CHRIS
BE 0473.584.880
Lochristi · Eq €89,897
POTTERIE HULSENS
BE 0465.535.167
Bonheiden · Eq €89,896
SOCIETE DE DIFFUSION FLORALE
BE 0433.782.614
Lasne · Eq €89,779
VANCLEE
BE 0890.826.818
Tongeren-Borgloon · Eq €90,286
DE SERRE
BE 0564.748.945
Dilbeek · Eq €90,349
Of 3,387 companies in sector 47761 we hold annual accounts for 1,156. 914 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2000
Fiscal year end31-12
Activities, NACEBEL 2025
47761Retail sale of flowers, plants, seeds and fertilisers
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.