HDM Management Consulting
ActiveHDM Management Consulting is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €16k and a net result of €14k. Its solvency ranks better than 25% of 31584 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Every signal that weighs is under Signals.
Axes
Profitability94
Solvency48
Growth-
Track record50
Credit verdict
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.18; short-term debt: 31.9% and cash: 18.4% of total assets), and 76.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
21 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€16k
Total assets
€68k
Net result
€14k
Working capital
€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €68k
Fixed assets
€42k
Current assets
€26k
Equity and liabilities €68k
Equity
€16k
Debt
€52k
Debt finances 76.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€19k
Cash flow
€16k
Solvency
23.2%
Current ratio
1.18
Quick ratio
1.18
Debt / equity
3.31
ROE
87.3%
ROA
20.3%
Interest coverage
57.43
Debt
€52k
Debt ≤ 1 year
€22k
Debt > 1 year
€30k
Income taxes
€4k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€68k
Fixed assets21/28€42k
Tangible fixed assets22/27€42k
Plant, machinery and equipment23€2k
Leasing and similar rights25€40k
Current assets29/58€26k
Amounts receivable within one year40/41€13k
Trade receivables40€13k
Cash at bank and in hand54/58€12k
Deferred charges and accrued income490/1€611
Equity and liabilities
Total equity and liabilities10/49€68k
Equity10/15€16k
Contributions10/11€2k
Reserves13€14k
Distributable reserves133€14k
Amounts payable17/49€52k
Amounts payable after more than one year17€30k
Financial debts170/4€30k
Amounts payable within one year42/48€22k
Current portion of amounts payable after more than one year42€6k
Trade debts44€572
Suppliers440/4€572
Taxes, remuneration and social security45€9k
Taxes450/3€9k
Other amounts payable47/48€6k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€840
Gross operating margin9900€20k
Operating profit (loss)9901€18k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€338
Recurring financial charges65€338
Profit (loss) for the period before taxes9903€17k
Income taxes67/77€4k
Profit (loss) for the period9904€14k
Profit (loss) for the period to be appropriated9905€14k
Appropriation of the result
Profit (loss) to be appropriated9906€14k
Transfer to equity691/2€14k
To other reserves6921€14k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Holsbeek · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gobbelsrode 853220 HolsbeekGround area
658 m²
Building footprint
97 m²
Volume, LiDAR
305 m³
Parcel 24056C0271/00F002, Flanders · tallest building 9.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
HDM Management Consulting BV
since 20252.378.435.446
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24056C0271/00F002 | Flanders | 658 m² | 1 · 96 m² | 9.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 27,969 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-09-2025
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
66199Other activities auxiliary to financial services, excluding insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.