HDLT
ActiveSummary
HDLT has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €39k and a net result of €-1k. Equity is growing by ~25.5% per year across the filed fiscal years. Its solvency ranks better than 65% of 20782 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability66▼-34
Solvency99▲+25
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.44 against 1.8 in 2023; short-term debt: 25.6% and cash: 62% of total assets), and 25.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
74.4%
Return on assets
-1.9%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
68 d late
2022
30 d late
2021
9 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€39k▼ 2.5%
2023 · €40k
2021: €21k
2022: €2k
2023: €40k
2021 → 2024
Total assets
€53k▼ 35.2%
2023 · €81k
2021: €39k
2022: €39k
2023: €81k
2021 → 2024
Net result
€-1k
2023 · €38k
2021: €19k
2022: €-19k
2023: €38k
2021 → 2024
Working capital
€33k▲ 0.7%
2023 · €33k
2021: €21k
2022: €3k
2023: €33k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€21k-€2k▼ 90.0%€40k▲ 1,781%€39k▼ 2.5%
Operating result€24k-€-19k€39k€-436
Net result€19k-€-19k€38k€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €436 after €39k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €53k
Fixed assets
€6k ▼ 16.7%
Current assets
€46k ▼ 37.0%
Equity and liabilities €53k
Equity
€39k ▼ 2.5%
Debt
€13k ▼ 67.1%
Debt's share of the balance-sheet total falls from 50.5% to 25.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€3k▼
2023 · €41k
Cash flow
€3k▼
2023 · €40k
Current ratio
3.44▲
2023 · 1.80
Debt to equity
0.34▼
2023 · 1.02
ROE
-2.6%▼
2023 · 94.7%
ROA
-1.9%▼
2023 · 46.8%
Interest coverage
13.89▼
2023 · 87.90
Debt ≤ 1 year
€13k▼
2023 · €41k
Income taxes
€341▼
2023 · €732
Staff costs
€60k▲
2023 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet
Code20232024
Assets
Total assets20/58€81k€53k▼
Fixed assets21/28€7k€6k▼
Tangible fixed assets22/27€7k€5k▼
Furniture and vehicles24€7k€5k▼
Financial fixed assets28€867€867=
Current assets29/58€74k€46k▼
Amounts receivable within one year40/41€30k€10k▼
Trade receivables40€30k€8k▼
Other amounts receivable41€52€3k▲
Cash at bank and in hand54/58€38k€33k▼
Deferred charges and accrued income490/1€6k€4k▼
Equity and liabilities
Total equity and liabilities10/49€81k€53k▼
Equity10/15€40k€39k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€38k€37k▼
Amounts payable17/49€41k€13k▼
Amounts payable within one year42/48€41k€13k▼
Trade debts44€15k€3k▼
Suppliers440/4€15k€3k▼
Taxes, remuneration and social security45€26k€11k▼
Taxes450/3€11k€4k▼
Remuneration and social security454/9€15k€6k▼
Other amounts payable47/48-€259
Income statement
Code20232024
Remuneration, social security and pensions62€59k€60k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Gross operating margin9900€101k€63k▼
Operating profit (loss)9901€39k€-436▼
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€470€234▼
Recurring financial charges65€470€234▼
Profit (loss) for the period before taxes9903€39k€-670▼
Income taxes67/77€732€341▼
Profit (loss) for the period9904€38k€-1k▼
Profit (loss) for the period to be appropriated9905€38k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€37k▼
Profit (loss) brought forward from the previous period14P€135€38k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Back to profitnet €38k
Net result €38k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €-19k ▼199%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Marteleurs 174100 SeraingGround area
660 m²
Building footprint
64 m²
Volume, LiDAR
428 m³
Parcel 62358H0110/00V079, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HDLT
since 20212.312.796.140
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62358H0110/00V079 | Wallonia | 660 m² | 1 · 64 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CODE&RUN
BE 1005.886.337
Herent · Eq €39,141
Farthing
BE 1023.300.906
Gent · Eq €39,177
TUNIBEL
BE 0776.363.947
Anzegem · Eq €39,180
BlessFlo
BE 1025.610.296
Evere · Eq €39,097
ZEALOUS IBEX PRODUCTIONS
BE 0749.631.836
Mons · Eq €39,198
Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 6,641 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.