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HD02

Active
Private limited company·Schrijnwerk· 5 yrs active
Steenweg op Mechelen 455 ·1950 Kraainem, Belgium
KBO/BCE: BE 0769.555.933
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Age5 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The file of HD02 contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 3.3% (moderate). The 2024 annual accounts show negative equity (€-11k) and a net result of €12k. Its solvency ranks better than 5% of 11087 sector peers (fiscal year 2024).

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.3% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Insolvency timeline

2 events
03-04-2025
Bankruptcy Bankruptcy reversal
Date: 25-03-2025 · Ondernemingsrechtbank Brussel · HD02 BV STEENWEG OP MECHELEN 455/1, 1950 KRAAINEM · Publications in State Gazette ↗
27-01-2025
Bankruptcy Opening
Date: 21-01-2025 · Ondernemingsrechtbank Brussel · HD02 BV STEENWEG OP MECHELEN 455/1, 1950 KRAAINEM · Publications in State Gazette ↗

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 11087 sector peers (2024).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

1 signal
Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.

Administrative Flags

No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€12k
Working capital€-11k+45.7%
Directors1

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 16-12-2025 with the NBB · fiscal year 2024 · micro
€-10k€0€10k€20kOperating result 2022: €-7k€-7kNet result 2022: €-6k€-6kOperating result 2024: €16k€16kNet result 2024: €12k€12k20222024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -24.3% 40.9%
better than 5% of 11087 sector peers
Net result €12k €11k
better than 52% of 11069 sector peers
Equity €-11k €34k
better than 5% of 11090 sector peers
Gross operating margin €16k €35k
better than 29% of 11060 sector peers
Total assets €47k €93k
better than 25% of 11087 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€16k
- +66% vs sector
Net profit
€12k
- -29% vs sector
Cash flow
€13k
- +114% vs sector
Total assets
€47k
+118.8% -77% vs sector
Equity
€-11k
+43.7% far below sector median
Working capital
€-11k
+45.7% far below sector median
Debt
€59k
+39.9% -46% vs sector
Debt ≤ 1y
€59k
+39.9% +80% vs sector
Current ratio
0.80
+62.7% -84% vs sector
Quick ratio
0.65
+30.8% -87% vs sector
Solvency
-24.3%
+74.3% far below sector median
Debt / equity
-5.12
-148.5% far below sector median
ROE
-108.2%
- far below sector median
ROA
26.3%
- +192% vs sector
Interest coverage
4.97
- -71% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€16k
Net profit€12k
Cash flow€13k
Staff costs-
Income taxes-
Dividends-
Total assets€47k
Equity€-11k
Debt€59k
of which ≤ 1y€59k
of which > 1y-
Working capital€-11k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.80
Quick ratio0.65
Working capital ratio-24.4%
Solvency-24.3%
Debt / equity-5.12
Long-term debt ratio-
Interest coverage4.97
Gross margin-
Net margin-
ROA26.3%
ROE-108.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€47k
Fixed assets 21/28€48
Tangible fixed assets 22/27€48
Current assets 29/58€47k
Stocks & contracts in progress 3€9k
Amounts receivable within one year 40/41€38k
Cash & bank 54/58€39
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€47k
Equity 10/15€-11k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-14k
Amounts payable 17/49€59k
Amounts payable within one year 42/48€59k
Trade debts payable within one year 44€5k
Income statement
Gross operating margin 9900€16k
Operating result 9901€16k
Financial charges 65€3k
Result before taxes 9903€12k
Net result for the period 9904€12k
Result to be appropriated 9905€12k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
21 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

No directors on record

No directors or mandates are on record for this company in the CBE. Not every legal form publishes directors; if they appear in the Belgian State Gazette later, they show up here automatically.

Insolvency mandates

1 mandate
Role Name Tenure Source
Curator GREGORY BRUNEEL
ZELLIKSESTEENWEG 12, 1082 SINT-AGATHA-BERCHEM
21-01-2025 → present Belgian State Gazette

Legal Structure

NACE primary Schrijnwerk(43320)
Legal form Private limited company(610)
Incorporation10-06-2021
StatusActive
Postal code1950
First BS signal 27-01-2025
Latest BS signal 03-04-2025

Structure & network

Company structure: linked entities

1 linked entity
HD02BE 0769.555.933GREGORY BRUNEELReceiver
Mandates

Locations & real estate

Establishment units

1 location
DH Home Châssis
Rue Saucy 34, 4800 VerviersSchrijnwerk
since 20212.319.071.743
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1.1 ha
Buildings1
Building footprint865 m²
Volume (LiDAR)33,994 m³
Tallest building42.8 m · ±14 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Wallonia 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
22002C0073/00N009 Flanders 1.1 ha 1 · 865 m² 42.8 m · 14 fl.
63079A1348/00E002 Wallonia 39 m² - -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

2 events from the State Gazette
03-04-2025
Bankruptcy Bankruptcy reversal
Date: 25-03-2025 · Ondernemingsrechtbank Brussel · HD02 BV STEENWEG OP MECHELEN 455/1, 1950 KRAAINEM · Publications in State Gazette ↗
27-01-2025
Bankruptcy Opening
Date: 21-01-2025 · Ondernemingsrechtbank Brussel · HD02 BV STEENWEG OP MECHELEN 455/1, 1950 KRAAINEM · Publications in State Gazette ↗

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-01-27 · Bankruptcy · Opening2025-04-03 · Bankruptcy · Bankruptcy reversal
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.

Analysis

Snowflake analysis

financial profile on 5 axes
Health21Profitability0Solvency40Growth78Stability79
44 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 21
Profitability 0
Solvency 40
Growth 78
Stability 79

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AI due-diligence brief

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Schrijnwerk43320Schrijnwerk43320Glaszetten43343Glaszetten43343
Primary activity highlighted.
Names & trade names
Legal nameNL HD02
Registered office
Steenweg op Mechelen 455 bus 1
1950 Kraainem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.