HD CONSULTING
ActiveSummary
HD CONSULTING has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €229k and a net result of €29k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 84% of 2692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-32
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 5.48 against 8.91 in 2024; short-term debt: 16% and cash: 24.7% of total assets), and 16% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84%
Return on assets
10.7%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €229k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
28 d late
2022
30 d early
2021
23 d late
2020
26 d late
2019
41 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€229k▲ 1.2%
2024 · €227k
2018: €186k
2019: €167k
2020: €168k
2021: €166k
2022: €137k
2023: €168k
2024: €227k
2018 → 2025
Total assets
€273k▲ 9.1%
2024 · €251k
2018: €191k
2019: €228k
2020: €238k
2021: €223k
2022: €224k
2023: €243k
2024: €251k
2018 → 2025
Net result
€29k▼ 50.5%
2024 · €59k
2018: €19k
2019: €3k
2020: €24k
2021: €31k
2022: €15k
2023: €50k
2024: €59k
2018 → 2025
Working capital
€197k▲ 4.1%
2024 · €189k
2018: €116k
2019: €132k
2020: €143k
2021: €149k
2022: €75k
2023: €118k
2024: €189k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€166k-€137k▼ 17.9%€168k▲ 22.7%€227k▲ 35.3%€229k▲ 1.2%
Operating result€47k-€23k▼ 50.0%€70k▲ 203%€82k▲ 16.0%€35k▼ 56.9%
Net result€31k-€15k▼ 50.5%€50k▲ 227%€59k▲ 18.3%€29k▼ 50.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 57% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €273k
Fixed assets
€33k ▼ 13.3%
Current assets
€240k ▲ 13.1%
Equity and liabilities €273k
Equity
€229k ▲ 1.2%
Debt
€44k ▲ 83.7%
Debt's share of the balance-sheet total rises from 9.5% to 16.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€53k▼
2024 · €98k
Cash flow
€47k▼
2024 · €76k
Current ratio
5.48▼
2024 · 8.91
Debt to equity
0.19▲
2024 · 0.11
ROE
12.8%▼
2024 · 26.1%
ROA
10.7%▼
2024 · 23.6%
Interest coverage
4.09▼
2024 · 166.03
Debt ≤ 1 year
€44k▲
2024 · €24k
Income taxes
€12k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€251k€273k▲
Fixed assets21/28€38k€33k▼
Tangible fixed assets22/27€38k€33k▼
Land and buildings22€1k€893▼
Plant, machinery and equipment23€1k€4k▲
Furniture and vehicles24€36k€28k▼
Current assets29/58€213k€240k▲
Amounts receivable within one year40/41€56k€83k▲
Trade receivables40€40k€39k▼
Other amounts receivable41€16k€44k▲
Current investments50/53€134k€90k▼
Cash at bank and in hand54/58€23k€68k▲
Equity and liabilities
Total equity and liabilities10/49€251k€273k▲
Equity10/15€227k€229k▲
Contributions10/11€12k€12k=
Outside capital11€12k€12k=
Other1109/19€12k€12k=
Reserves13€213k€216k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€211k€214k▲
Profit (loss) carried forward14€1k€1k=
Amounts payable17/49€24k€44k▲
Amounts payable within one year42/48€24k€44k▲
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€20k€16k▼
Taxes450/3€20k€16k▼
Other amounts payable47/48-€27k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€18k▲
Other operating charges640/8€181€27k▲
Gross operating margin9900€98k€80k▼
Operating profit (loss)9901€82k€35k▼
Financial income75/76B€11k€19k▲
Recurring financial income75€10k€19k▲
Non-recurring financial income76B€157-
Financial charges65/66B€9k€13k▲
Recurring financial charges65€591€13k▲
Non-recurring financial charges66B€8k-
Profit (loss) for the period before taxes9903€83k€41k▼
Income taxes67/77€24k€12k▼
Profit (loss) for the period9904€59k€29k▼
Profit (loss) for the period to be appropriated9905€59k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€61k€31k▼
Profit (loss) brought forward from the previous period14P€1k€1k=
Transfer from equity791/2-€27k
Transfer to equity691/2€59k€29k▼
To other reserves6921€59k€29k▼
Profit to be distributed694/7-€27k
Return on contributions (dividend)694-€27k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €59k ▲18.3%
Operating result €82k, net result €59k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 8.91
Current ratio from 2.57 to 8.91; short-term debt falls from €75k to €24k.
31-12
Financial
Equity above €200kEq €227k ▲35.3%
7 profitable years in a row build equity to €227k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Equity above €150kEq €168k ▲22.7%
6 profitable years in a row build equity to €168k.
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
2019
31-12
Financial
Weakest financial yearnet €3k ▼86.8%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
Show earlier events
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Turnhout · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Polderstraat 852360 Oud-TurnhoutGround area
605 m²
Building footprint
84 m²
Volume, LiDAR
575 m³
Parcel 13031C0518/00P000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HD Consulting
since 20072.160.590.767
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13031C0518/00P000 | Flanders | 605 m² | 1 · 84 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 330 EUR awarded · 330 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 330 EUR | 330 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
529900Y0WWB3PCYDGC05
Similar companies · same sector, comparable size
ALTESIAL
BE 0810.441.829
Wezembeek-Oppem · Eq €229,469
BEGGAR CONSULTANCY
BE 0794.618.456
Grez-Doiceau · Eq €229,555
WS CONSULTANCY
BE 0888.657.976
Erpe-Mere · Eq €229,438
JOHAN JANSSEN CONSULTING SERVICES
BE 0637.857.647
Zonhoven · Eq €229,431
SIANEO
BE 0783.544.719
Ukkel · Eq €229,431
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 14,383 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-03-2007
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.