Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of HD CAD is 1.5% (moderate). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 11 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-10-2025, 76 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 15-10-2025 | 76 d late | 2025-00542848 |
| 31-12-2023 | 31-07-2024 | 07-10-2024 | 68 d late | 2024-00499008 |
| 31-12-2022 | 31-07-2023 | 12-10-2023 | 73 d late | 2023-00483822 |
| 31-12-2021 | 31-07-2022 | 23-12-2022 | 145 d late | 2022-20544928 |
| 31-12-2020 | 31-07-2021 | 03-12-2021 | 125 d late | 2021-79200039 |
| 31-12-2019 | 31-07-2020 | 08-10-2020 | 69 d late | 2020-59600513 |
| 31-12-2018 | 31-07-2019 | 09-08-2019 | 9 d late | 2019-44700598 |
| 31-12-2017 | 31-07-2018 | 27-08-2018 | 27 d late | 2018-49600131 |
| 31-12-2016 | 31-07-2017 | 22-12-2017 | 144 d late | 2017-72700022 |
| 31-12-2015 | 31-07-2016 | 12-08-2016 | 12 d late | 2016-41800406 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsEstablished
Founded in 2014, 12 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.5%
Moderate
0%0,5%1,5%4%10%≥25%
Higher-failure-rate region
+Higher-failure-rate sector
+Long track record
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBBFinancials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro | 15-10-2025 | 2025-00542848 |
| 31-12-2023 | micro | 07-10-2024 | 2024-00499008 |
| 31-12-2022 | micro | 12-10-2023 | 2023-00483822 |
| 31-12-2021 | micro | 23-12-2022 | 2022-20544928 |
| 31-12-2020 | micro | 03-12-2021 | 2021-79200039 |
| 31-12-2019 | micro | 08-10-2020 | 2020-59600513 |
| 31-12-2018 | micro | 09-08-2019 | 2019-44700598 |
| 31-12-2017 | micro | 27-08-2018 | 2018-49600131 |
| 31-12-2016 | micro | 22-12-2017 | 2017-72700022 |
| 31-12-2015 | volledig | 12-08-2016 | 2016-41800406 |
Directors
Directors & mandates
2 directorsCurrent directors & mandates
-
RAKOTONANAHARY Vola ElsaDirectorState Gazette act 24140532 (30-09-2024)Current03-09-2024 → present
Former directors (1)
-
Raphael DEBOTDirectorState Gazette act 22066398 (02-06-2022)Former- → 30-11-2021
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Reparatie en onderhoud van elektrische apparatuur(33140) |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 03-06-2014 |
| Status | Active |
| Postal code | 1070 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Georges Moreaustraat 1081070 AnderlechtEstablishment units
1 locationGeorges Moreaustraat 108, 1070 Anderlecht
since 20142.232.537.746
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area154 m²
Buildings1
Building footprint158 m²
Volume (LiDAR)1,918 m³
Tallest building19.0 m · ±5 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21305C0267/00E003 | Brussels | 154 m² | 1 · 158 m² | 19.0 m · 5 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts All acts · 2
updated 1 year ago
2024
30-09-2024 RAKOTONANAHARY Vola Elsa appointed as director
- RAKOTONANAHARY Vola Elsa, Bestuurder
2022
02-06-2022 Raphael DEBOT resigns as director
- Raphael DEBOT, Bestuurder
Analysis
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Credit advice
verdict per customer and amountSimilar
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Same sector, nearest firstCompany registry
Company registry (CBE)
Crossroads BankActivities
Reparatie van elektrische apparatuur33140Reparatie en onderhoud van elektrische apparatuur33140Installatie van industriële machines, toestellen en werktuigen33200Installatie van industriële machines, toestellen en werktuigen33200Bouw van civieltechnische werken voor elektriciteit en telecommunicatie42220Bouw van civieltechnische werken voor elektriciteit en telecommunicatie42220Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Overige gespecialiseerde bouwactiviteiten, neg43990Restaureren van bouwwerken43995Reparatie en onderhoud van computers en communicatieapparatuur95100Reparatie van computers en randapparatuur95110
Primary activity highlighted.
Names & trade names
| Legal nameFR | HD CAD |
Registered office
Georges Moreaustraat 108
1070 Anderlecht, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.