Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of HAVIRO is 2.5% (moderate). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 14-07-2025 | 17 d early | 2025-00267053 |
| 31-12-2023 | 31-07-2024 | 19-07-2024 | 12 d early | 2024-00264524 |
| 31-12-2022 | 31-07-2023 | 30-06-2023 | 31 d early | 2023-00186472 |
| 31-12-2021 | 31-07-2022 | 28-06-2022 | 33 d early | 2022-20098994 |
| 31-12-2020 | 31-07-2021 | 30-06-2021 | 31 d early | 2021-28000098 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro | 14-07-2025 | 2025-00267053 |
| 31-12-2023 | micro | 19-07-2024 | 2024-00264524 |
| 31-12-2022 | micro | 30-06-2023 | 2023-00186472 |
| 31-12-2021 | micro | 28-06-2022 | 2022-20098994 |
| 31-12-2020 | micro | 30-06-2021 | 2021-28000098 |
Structure & network
Locations & real estate
Establishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71306G0221/00W152 | Flanders | 1,714 m² | 1 · 810 m² | 8.7 m · 2 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
4 acts30-12-2025 Registered office moved from Hasselt to Genk
25-07-2025 Registered office moved from LANAKEN to Hasselt
- Oude heirbaan 51, 3620 LANAKEN → Peter Benoitstraat 3, 3500 Hasselt
19-10-2020 Registered office moved from BILZEN to Lanaken
12-05-2020 Incorporation of a new BV
Analysis
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Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | HAVIRO |