HAUTEUR.BE
ActiveHAUTEUR.BE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €38k. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 41% of 676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+2
Solvency71▼-26
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.25 against 5.41 in 2024; short-term debt: 27.6% and cash: 19.8% of total assets), but 54% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46%
Return on assets
22.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
26 d late
2024
28 d late
2023
21 d late
2022
18 d late
2021
30 d late
2020
27 d late
2019
32 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€78k▼ 50.5%
2024 · €158k
2019: €49k
2020: €85k
2021: €118k
2022: €156k
2023: €141k
2024: €158k
2019 → 2025
Total assets
€170k▼ 23.1%
2024 · €221k
2019: €363k
2020: €338k
2021: €247k
2022: €226k
2023: €191k
2024: €221k
2019 → 2025
Net result
€38k▼ 17.9%
2024 · €47k
2019: €36k
2020: €36k
2021: €27k
2022: €39k
2023: €45k
2024: €47k
2019 → 2025
Working capital
€59k▼ 36.4%
2024 · €92k
2019: €-143k
2020: €-30k
2021: €35k
2022: €74k
2023: €99k
2024: €92k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€118k-€156k▲ 32.8%€141k▼ 9.4%€158k▲ 11.9%€78k▼ 50.5%
Operating result€40k-€57k▲ 43.0%€62k▲ 8.9%€64k▲ 3.6%€52k▼ 19.7%
Net result€27k-€39k▲ 44.9%€45k▲ 17.9%€47k▲ 3.2%€38k▼ 17.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€64k▼ 40.4%
Current assets
€106k▼ 6.7%
Equity and liabilities €170k
Equity
€78k▼ 50.5%
Debt
€92k▲ 45.7%
The debt ratio rises from 28.5% to 54.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€108k▼
2024 · €113k
Cash flow
€95k▼
2024 · €96k
Solvency
46.0%▼
2024 · 71.5%
Current ratio
2.25▼
2024 · 5.41
Quick ratio
2.25▼
2024 · 5.41
Debt / equity
1.17▲
2024 · 0.40
ROE
49.2%▲
2024 · 29.6%
ROA
22.6%▲
2024 · 21.2%
Interest coverage
38.77▲
2024 · 24.36
Debt
€92k▲
2024 · €63k
Debt ≤ 1 year
€47k▲
2024 · €21k
Debt > 1 year
€39k=
2024 · €39k
Income taxes
€10k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€221k€170k▼
Fixed assets21/28€108k€64k▼
Intangible fixed assets21€36k-
Tangible fixed assets22/27€72k€64k▼
Plant, machinery and equipment23€5k€11k▲
Furniture and vehicles24€67k€53k▼
Current assets29/58€113k€106k▼
Amounts receivable within one year40/41€54k€64k▲
Trade receivables40€34k€25k▼
Other amounts receivable41€19k€39k▲
Cash at bank and in hand54/58€51k€34k▼
Deferred charges and accrued income490/1€9k€8k▼
Equity and liabilities
Total equity and liabilities10/49€221k€170k▼
Equity10/15€158k€78k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€140k€60k▼
Distributable reserves133€140k€60k▼
Amounts payable17/49€63k€92k▲
Amounts payable after more than one year17€39k€39k=
Other amounts payable178/9€39k€39k=
Amounts payable within one year42/48€21k€47k▲
Trade debts44€572€486▼
Suppliers440/4€572€486▼
Taxes, remuneration and social security45€9k€8k▼
Taxes450/3€9k€8k▼
Other amounts payable47/48€11k€38k▲
Accrued charges and deferred income492/3€3k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€56k▲
Other operating charges640/8€6k€947▼
Gross operating margin9900€120k€109k▼
Operating profit (loss)9901€64k€52k▼
Financial income75/76B€3-
Recurring financial income75€3-
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€60k€49k▼
Income taxes67/77€13k€10k▼
Profit (loss) for the period9904€47k€38k▼
Profit (loss) for the period to be appropriated9905€47k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€38k▼
Transfer from equity791/2€30k€80k▲
Transfer to equity691/2€47k-
To other reserves6921€47k-
Profit to be distributed694/7€30k€118k▲
Return on contributions (dividend)694€30k€118k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2019net €47k ▲3.2%
Operating result €64k, net result €47k, both a record.
31-12
Financial
Equity above €150kEq €158k ▲11.9%
6 profitable years in a row build equity to €158k.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Liquidity quadruplescurrent ratio 12.98
Current ratio from 3.59 to 12.98; short-term debt falls from €29k to €8k.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 3.59
Current ratio from 1.67 to 3.59; short-term debt falls from €52k to €29k.
31-12
Financial
Equity above €150kEq €156k ▲32.8%
4 profitable years in a row build equity to €156k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €27k ▼25.9%
Net result drops to €27k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 1.67
Current ratio from 0.82 to 1.67; short-term debt falls from €167k to €52k.
31-12
Financial
Equity above €100kEq €118k ▲38.7%
3 profitable years in a row build equity to €118k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 32 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Lantin 1534000 LiègeGround area
1.2 ha
Parcel 62087B0388/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
HAUTEUR.BE
since 20182.283.177.684
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62087B0388/00A000 | Wallonia | 1.2 ha | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DWCCL
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Matuur
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Kontich · Eq €78k
Imax Teaching
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Of 11,668 companies in sector 85599 we hold annual accounts for 1,329. 1,040 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-12-2018
Fiscal year end31-12
Activities, NACEBEL
85599Other education
41001General construction of residential buildings
43341Painting of buildings
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.