Harmony Moving
ActiveHarmony Moving has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €50k and a net result of €18k. Equity is growing by ~33.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+13
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 16.74 against 5.02 in 2023; short-term debt: 5.8% and cash: 72.4% of total assets), and 5.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-08-2025, 8 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
8 d late
2023
61 d late
2022
77 d late
2021
5 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€50k▲ 54.5%
2023 · €33k
2021: €20k
2022: €27k
2023: €33k
2021 → 2024
Total assets
€54k▲ 33.5%
2023 · €40k
2021: €27k
2022: €36k
2023: €40k
2021 → 2024
Net result
€18k▲ 196%
2023 · €6k
2021: €20k
2022: €5k
2023: €6k
2021 → 2024
Working capital
€49k▲ 63.0%
2023 · €30k
2021: €17k
2022: €22k
2023: €30k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€20k-€27k▲ 31.7%€33k▲ 22.6%€50k▲ 54.5%
Operating result€20k-€8k▼ 61.5%€11k▲ 46.6%€26k▲ 128%
Net result€20k-€5k▼ 73.3%€6k▲ 11.2%€18k▲ 196%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 128% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €54k
Fixed assets
€1k▼ 43.8%
Current assets
€52k▲ 38.9%
Equity and liabilities €54k
Equity
€50k▲ 54.5%
Debt
€3k▼ 58.4%
The debt ratio falls from 18.6% to 5.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▲
2023 · €14k
Cash flow
€20k▲
2023 · €8k
Solvency
94.2%▲
2023 · 81.4%
Current ratio
16.74▲
2023 · 5.02
Quick ratio
16.74▲
2023 · 5.02
Debt / equity
0.06▼
2023 · 0.23
ROE
35.3%▲
2023 · 18.4%
ROA
33.2%▲
2023 · 15.0%
Interest coverage
197.93▲
2023 · 57.56
Debt
€3k▼
2023 · €7k
Debt ≤ 1 year
€3k▼
2023 · €7k
Income taxes
€8k▲
2023 · €5k
Staff costs
€2k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€40k€54k▲
Fixed assets21/28€3k€1k▼
Tangible fixed assets22/27€3k€1k▼
Plant, machinery and equipment23€1k€384▼
Furniture and vehicles24€1k€1k▼
Current assets29/58€38k€52k▲
Amounts receivable within one year40/41€20k€13k▼
Trade receivables40€15k€5k▼
Other amounts receivable41€5k€8k▲
Cash at bank and in hand54/58€17k€39k▲
Deferred charges and accrued income490/1€41€41▼
Equity and liabilities
Total equity and liabilities10/49€40k€54k▲
Equity10/15€33k€50k▲
Contributions10/11€1k€1k=
Reserves13-€17k
Distributable reserves133-€17k
Profit (loss) carried forward14€32k€32k▲
Amounts payable17/49€7k€3k▼
Amounts payable within one year42/48€7k€3k▼
Trade debts44€650€131▼
Suppliers440/4€650€131▼
Taxes, remuneration and social security45€7k€3k▼
Taxes450/3€4k€3k▼
Remuneration and social security454/9€3k€165▼
Other amounts payable47/48€0-
Income statement
Code20232024
Remuneration, social security and pensions62€1k€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€384€387▲
Gross operating margin9900€15k€31k▲
Operating profit (loss)9901€11k€26k▲
Financial income75/76B€1€3▲
Recurring financial income75€1€3▲
Financial charges65/66B€235€142▼
Recurring financial charges65€235€142▼
Profit (loss) for the period before taxes9903€11k€26k▲
Income taxes67/77€5k€8k▲
Profit (loss) for the period9904€6k€18k▲
Profit (loss) for the period to be appropriated9905€6k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€49k▲
Profit (loss) brought forward from the previous period14P€26k€32k▲
Transfer to equity691/2-€17k
To other reserves6921-€17k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 16.74
Current ratio from 5.02 to 16.74; short-term debt falls from €7k to €3k.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
16-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 77 days late
2022
31-12
Financial
Weakest financial yearnet €5k ▼73.3%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de La Hulpe 331331 RixensartGround area
1,329 m²
Building footprint
176 m²
Parcel 25092B0356/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Harmony Moving
since 20202.312.651.432
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25092B0356/00K000 | Wallonia | 1,329 m² | 1 · 176 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Eyeland Optics
BE 0830.990.387
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VALIER
BE 0667.556.176
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CENTRE BIOMECANIQUE D'APPAREILLAGES ORTHOPEDIQUES
BE 0446.393.604
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JHD Orthopédie
BE 1013.365.334
Fleurus · Eq €52k
ORTHOGESE
BE 0432.433.225
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Of 1,070 companies in sector 47741 we hold annual accounts for 644. 426 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formLimited partnership
Founded14-12-2020
Fiscal year end31-12
Activities, NACEBEL
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.