Checked.be
Active
BE 0451.819.070Private limited company
HARIMMO
Rue de la Chênaie 41 ·4050 Chaudfontaine, Belgium· 32 yrs active
Sector: Business and other management consultancy
(70200)
Conclusion
HARIMMO has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86k and a net result of €89k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 70% of 30893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €86k |
| Net result | €89k |
| Better than sector | 70% |
| Active | 32 yrs |
Financial profile
94
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
93
Profitability
100
Solvency
100
Growth
78
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1993, 32 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
93
/ 100
Excellent
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
No credit
negative equity or figures too weak
Score history
56
2022
7
2023
15
2024
93
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 3.87 (≥ 1.5)
+10
Quick ratio
Quick ratio 3.87 (≥ 1.0)
+5
Leverage
Debt/equity 0.34 (< 1.0)
+10
Profitability
ROE 103% (≥ 10%)
+10
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 07-08-2026 with the NBB · fiscal year 2025 · micro schema
Sector comparison
Fiscal year 2025 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 74.7% | 55.9% | |
| Net result | €89k | €27k | |
| Equity | €86k | €83k | |
| Gross operating margin | €106k | €54k | |
| Total assets | €115k | €186k |
€800
-
22-25
€-519
+67.4%
22-25
€89k
-
22-25
€-803
+59.8%
22-25
€115k
+487.2%
22-25
€86k
-
22-25
€84k
-
22-25
€13k
-
22-25
€29k
+32.5%
22-25
€29k
+32.5%
22-25
3.87
+16944.7%
22-25
3.87
+16944.7%
22-25
74.7%
-
22-25
0.34
-
22-25
102.8%
+111.8%
22-25
76.8%
-
22-25
11069.9%
-
22-25
-1.82
+53.7%
22-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | full schema |
| Revenue | €800 | - | - | - |
| EBITDA | - | €-519 | €-2k | €15k |
| Net profit | €89k | €-1k | €-2k | €6k |
| Cash flow | - | €-803 | €-2k | €15k |
| Staff costs | - | - | - | - |
| Income taxes | €13k | - | - | - |
| Dividends | - | - | - | - |
| Total assets | €115k | €20k | €20k | €138k |
| Equity | €86k | €-2k | €-1k | €51k |
| Debt | €29k | €22k | €22k | €87k |
| of which ≤ 1y | €29k | €22k | €22k | €87k |
| of which > 1y | - | - | - | - |
| Working capital | €84k | €-22k | €-21k | €-86k |
| Employees (FTE) | - | - | - | - |
Note: these years are not on the same basis. The filed schemas differ (micro schema, full schema), so the columns are not directly comparable.
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 3.87 | 0.02 | 0.04 | 0.01 |
| Quick ratio | 3.87 | 0.02 | 0.04 | 0.01 |
| Working capital ratio | 72.7% | -109.8% | -102.3% | -62.5% |
| Solvency | 74.7% | -12.4% | -6.2% | 37.1% |
| Debt / equity | 0.34 | -9.10 | -17.25 | 1.69 |
| Long-term debt ratio | - | - | - | - |
| Interest coverage | - | -1.82 | -3.93 | 75.92 |
| Gross margin | -864.5% | - | - | - |
| Net margin | 11069.9% | - | - | - |
| ROA | 76.8% | -6.0% | -11.7% | 4.1% |
| ROE | 102.8% | 48.5% | 189.9% | 11.1% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | 38024d | - | - | - |
| Days payable outstanding | 331d | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €115k | €20k | €20k | €138k |
| Fixed assets | 21/28 | €2k | €19k | €20k | €138k |
| Tangible fixed assets | 22/27 | €2k | €19k | €20k | €138k |
| Current assets | 29/58 | €113k | €501 | €775 | €592 |
| Amounts receivable within one year | 40/41 | €83k | - | - | - |
| Cash & bank | 54/58 | €30k | €501 | €775 | €592 |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €115k | €20k | €20k | €138k |
| Equity | 10/15 | €86k | €-2k | €-1k | €51k |
| Contributions / capital | 10/11 | €3k | €3k | €3k | €150k |
| Accumulated profits (losses) | 14 | €83k | €-6k | €-5k | €-99k |
| Amounts payable | 17/49 | €29k | €22k | €22k | €87k |
| Amounts payable within one year | 42/48 | €29k | €22k | €22k | €87k |
| Trade debts payable within one year | 44 | €7k | - | €3k | €3k |
| Income statement | |||||
| Turnover | 70 | €800 | - | - | - |
| Gross operating margin | 9900 | €106k | €2k | €564 | €19k |
| Operating result | 9901 | €104k | €-894 | €-2k | €6k |
| Financial income | 75 | - | €1 | €1 | - |
| Financial charges | 65 | €3k | €285 | €405 | €200 |
| Result before taxes | 9903 | €101k | €-1k | €-2k | €6k |
| Income taxes | 67/77 | €13k | - | - | - |
| Net result for the period | 9904 | €89k | €-1k | €-2k | €6k |
| Result to be appropriated | 9905 | €89k | €-1k | €-2k | €6k |
Legal Structure
| NACE primary | Business and other management consultancy(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 30-11-1993 |
| Status | Active |
| Postal code | 4050 |
Establishment units
Rue de la Chênaie 41, 4050 Chaudfontaine
since 19952.072.948.495
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62022C0334/00A003 | Wallonia | 1,127 m² | 1 · 179 m² | 6.3 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
31-12
Financial
Back to profitnet €89k
Net result €89k after 2 loss-making years.
31-12
Financial
Liquidity times 170current ratio 3.87
Current ratio from 0.02 to 3.87.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-2k ▼142%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
20-09
State Gazette act
Capital & shares
Philippe LABE
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 10 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
Capital history · 1
20-09-2023
Capital change
All acts · 1
updated 2 years ago
2023
20-09-2023 Capital decrease of €146,719.45 to €3,280.55
- €150.000 → €3.280,55
- 2 kapitaalbewegingen in deze akte
Notary:
Philippe LABE · Liège
Technical details
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"kind": "scission_partielle_absorption",
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"delta_eur": -146719.45,
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"subscribers": [
{
"kbo": null,
"rrn": null,
"kind": "person",
"name": "Brigitte MOREAU",
"share_class": null,
"liberation_pct": null,
"contribution_kind": null,
"n_shares_subscribed": 1467,
"contribution_amount_eur": null
},
{
"kbo": null,
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"kind": "person",
"name": "Didier MOREAU",
"share_class": null,
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}
],
"share_emission": {
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"n_new_shares": 2934,
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"nominal_value_eur": null,
"issue_price_per_share_eur": null
},
"decrease_purpose": "loss_absorption",
"contribution_type": "industrie",
"paid_up_delta_eur": null,
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"merger_new_shares_n": 2934,
"merger_exchange_ratio": 2.976,
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},
{
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},
{
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"merger_exchange_ratio": null,
"distribution_amount_eur": null,
"statutory_unavailable_equity_op": "convert_to_fondsen_vzw"
}
],
"notary": {
"name": "Philippe LABE",
"firm_city": null,
"firm_name": null,
"office_city": "Li\u00E8ge",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2023-09-20",
"filing_date": "2023-05-04",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "assembl\u00E9e_generale_extraordinaire",
"act_date": "2023-08-10",
"unanimous": true,
"under_authorized_capital": true,
"underlying_resolution_date": null
},
"bedrijfsrevisor": {
"waived": false,
"firm_kbo": null,
"firm_name": "SRL REWISE",
"ibr_number": null,
"mission_type": "fusion_special_report",
"individual_name": "Henri VAESEN"
},
"subject_company": {
"kbo": "0451.819.070",
"name_full": "HARIMMO",
"legal_form": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e",
"is_foreign_registered": false
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Philippe Lab\u00E9",
"org_rep_person_name": null,
"person_role_at_subject": "Notaire"
},
"co_filed_documents": [
"expedition de l\u0027acte",
"rapport du r\u00E9viseur",
"rapport de l\u0027organe d\u0027administration"
],
"shareholders_after": [],
"share_classes_after": []
}Credit advice
Company registry (CBE)
Activities
Business and other management consultancy70200Business consulting7022074142Property management for co-owned buildings (syndics)68321
Names & trade names
| Legal nameFR | HARIMMO |
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