Hanver Services
ActiveHanver Services has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €421k and a net result of €31k. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 78% of 682 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.31 against 1.74 in 2024; short-term debt: 17% and cash: 10.5% of total assets), and 22% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78%
Return on assets
5.7%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-02-2026, 16 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
16 d late
2024
on the day
2023
29 d late
2022
on the day
2021
7 d early
2020
4 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€421k▲ 7.4%
2024 · €392k
2019: €144k
2020: €189k
2021: €243k
2022: €324k
2023: €358k
2024: €392k
2019 → 2025
Total assets
€540k▲ 9.7%
2024 · €492k
2019: €413k
2020: €451k
2021: €454k
2022: €531k
2023: €502k
2024: €492k
2019 → 2025
Net result
€31k▼ 14.7%
2024 · €36k
2019: €41k
2020: €46k
2021: €55k
2022: €83k
2023: €35k
2024: €36k
2019 → 2025
Working capital
€121k▲ 85.5%
2024 · €65k
2019: €60k
2020: €94k
2021: €115k
2022: €169k
2023: €66k
2024: €65k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€243k-€324k▲ 33.6%€358k▲ 10.3%€392k▲ 9.6%€421k▲ 7.4%
Operating result€83k-€114k▲ 37.1%€56k▼ 51.1%€50k▼ 10.1%€38k▼ 24.6%
Net result€55k-€83k▲ 50.0%€35k▼ 58.0%€36k▲ 3.1%€31k▼ 14.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 25% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €540k
Fixed assets
€327k▼ 3.3%
Current assets
€212k▲ 38.4%
Equity and liabilities €540k
Equity
€421k▲ 7.4%
Debt
€119k▲ 19.1%
The debt ratio rises from 20.2% to 22.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€67k▼
2024 · €79k
Cash flow
€59k▼
2024 · €65k
Solvency
78.0%▼
2024 · 79.8%
Current ratio
2.31▲
2024 · 1.74
Quick ratio
2.31▲
2024 · 1.74
Debt / equity
0.28▲
2024 · 0.25
ROE
7.3%▼
2024 · 9.2%
ROA
5.7%▼
2024 · 7.3%
Interest coverage
41.84▲
2024 · 35.23
Debt
€119k▲
2024 · €99k
Debt ≤ 1 year
€92k▲
2024 · €88k
Debt > 1 year
€18k▲
2024 · €8k
Income taxes
€8k▼
2024 · €17k
Staff costs
€49k▲
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€492k€540k▲
Fixed assets21/28€338k€327k▼
Tangible fixed assets22/27€309k€298k▼
Land and buildings22€223k€218k▼
Plant, machinery and equipment23€2k€205▼
Furniture and vehicles24€84k€80k▼
Financial fixed assets28€29k€29k=
Current assets29/58€153k€212k▲
Amounts receivable after more than one year29€30k€25k▼
Other amounts receivable291€30k€25k▼
Amounts receivable within one year40/41€4k€9k▲
Trade receivables40€266€197▼
Other amounts receivable41€4k€9k▲
Current investments50/53-€120k
Cash at bank and in hand54/58€117k€56k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€492k€540k▲
Equity10/15€392k€421k▲
Contributions10/11€10k€10k=
Reserves13€2k€30k▲
Distributable reserves133€2k€30k▲
Profit (loss) carried forward14€380k€381k▲
Amounts payable17/49€99k€119k▲
Amounts payable after more than one year17€8k€18k▲
Financial debts170/4€8k€18k▲
Amounts payable within one year42/48€88k€92k▲
Current portion of amounts payable after more than one year42€49k€25k▼
Financial debts43-€12k
Credit institutions430/8-€12k
Trade debts44€7k€20k▲
Suppliers440/4€7k€20k▲
Advances received on contracts in progress46€6k€6k=
Taxes, remuneration and social security45€7k€9k▲
Taxes450/3€4k€7k▲
Remuneration and social security454/9€3k€2k▼
Other amounts payable47/48€19k€19k▲
Accrued charges and deferred income492/3€4k€9k▲
Income statement
Code20242025
Remuneration, social security and pensions62€45k€49k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€29k=
Other operating charges640/8€1k€2k▲
Gross operating margin9900€126k€118k▼
Operating profit (loss)9901€50k€38k▼
Financial income75/76B€5k€3k▼
Recurring financial income75€5k€3k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Non-recurring financial charges66B€35-
Profit (loss) for the period before taxes9903€53k€39k▼
Income taxes67/77€17k€8k▼
Profit (loss) for the period9904€36k€31k▼
Profit (loss) for the period to be appropriated9905€36k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€382k€411k▲
Profit (loss) brought forward from the previous period14P€346k€380k▲
Transfer to equity691/2-€28k
To other reserves6921-€28k
Profit to be distributed694/7€2k€2k▲
Return on contributions (dividend)694€2k€2k▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 16 days late
2025
30-06
Financial
Weakest financial yearnet €31k ▼14.7%
Net result drops to €31k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Highest result since 2019net €83k ▲50%
Operating result €114k, net result €83k, both a record.
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Equity above €200kEq €243k ▲28.5%
3 profitable years in a row build equity to €243k.
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Equity above €150kEq €189k ▲31%
2 profitable years in a row build equity to €189k.
23-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
23-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ledegem · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geuzesmissestraat 25/B8880 LedegemGround area
1,619 m²
Building footprint
180 m²
Volume, LiDAR
1,068 m³
Parcel 36016A0220/00N000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hanver Services
since 20052.149.272.649
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36016A0220/00N000 | Flanders | 1,619 m² | 1 · 180 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 6 entries · 36,445 EUR awarded · 16,285 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 8,758 EUR | 8,758 EUR |
| 2024 | 1 | 7,239 EUR | 7,239 EUR |
| 2023 | 2 | 20,448 EUR | 288 EUR |
Schemes
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Individueel Maatwerk
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
894500ROO50B59FIX580
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Of 11,670 companies in sector 85599 we hold annual accounts for 1,329. 782 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-09-2005
Fiscal year end30-06
Activities, NACEBEL
72220
85599Other education
62010Computer programming, consultancy and related activities
62100Computer programming
80424
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.