HANSEI
ActiveHANSEI has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €476k and a net result of €76k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 16809 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-5
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 22.38 against 15.56 in 2024), and 4.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.6%
Return on assets
15.2%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-06-2026, 55 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
55 d early
2024
41 d early
2023
58 d early
2022
55 d early
2021
47 d early
2020
38 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
09-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€476k▲ 5.6%
2024 · €450k
2018: €299k
2019: €349k
2020: €396k
2021: €457k
2022: €356k
2023: €431k
2024: €450k
2018 → 2025
Total assets
€497k▲ 3.5%
2024 · €481k
2018: €319k
2019: €370k
2020: €410k
2021: €475k
2022: €381k
2023: €464k
2024: €481k
2018 → 2025
Net result
€76k▼ 0.9%
2024 · €76k
2018: €57k
2019: €51k
2020: €48k
2021: €62k
2022: €58k
2023: €81k
2024: €76k
2018 → 2025
Working capital
€468k▲ 5.4%
2024 · €444k
2018: €299k
2019: €346k
2020: €374k
2021: €440k
2022: €343k
2023: €421k
2024: €444k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€457k-€356k▼ 22.0%€431k▲ 21.0%€450k▲ 4.5%€476k▲ 5.6%
Operating result€79k-€80k▲ 1.2%€113k▲ 41.6%€103k▼ 9.3%€101k▼ 1.7%
Net result€62k-€58k▼ 5.1%€81k▲ 39.5%€76k▼ 6.1%€76k▼ 0.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €497k
Fixed assets
€7k▲ 18.7%
Current assets
€490k▲ 3.3%
Equity and liabilities €497k
Equity
€476k▲ 5.6%
Debt
€22k▼ 28.2%
The debt ratio falls from 6.3% to 4.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€104k▼
2024 · €110k
Cash flow
€79k▼
2024 · €83k
Solvency
95.6%▲
2024 · 93.7%
Current ratio
22.38▲
2024 · 15.56
Quick ratio
22.38▲
2024 · 15.56
Debt / equity
0.05▼
2024 · 0.07
ROE
15.9%▼
2024 · 17.0%
ROA
15.2%▼
2024 · 15.9%
Interest coverage
1883.88▼
2024 · 1970.32
Debt
€22k▼
2024 · €31k
Debt ≤ 1 year
€22k▼
2024 · €31k
Income taxes
€29k▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€481k€497k▲
Fixed assets21/28€6k€7k▲
Tangible fixed assets22/27€6k€7k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€1k-
Other tangible fixed assets26€3k€6k▲
Current assets29/58€475k€490k▲
Amounts receivable within one year40/41€18k€18k▼
Trade receivables40€18k€17k▼
Other amounts receivable41-€686
Current investments50/53€343k€218k▼
Cash at bank and in hand54/58€114k€255k▲
Equity and liabilities
Total equity and liabilities10/49€481k€497k▲
Equity10/15€450k€476k▲
Contributions10/11€6k€6k=
Reserves13€444k€469k▲
Distributable reserves133€444k€469k▲
Amounts payable17/49€31k€22k▼
Amounts payable within one year42/48€31k€22k▼
Trade debts44€523€599▲
Suppliers440/4€523€599▲
Taxes, remuneration and social security45€28k€18k▼
Taxes450/3€26k€18k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€2k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€4k▼
Other operating charges640/8€1k€771▼
Gross operating margin9900€111k€105k▼
Operating profit (loss)9901€103k€101k▼
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€56€55▼
Recurring financial charges65€56€55▼
Profit (loss) for the period before taxes9903€107k€105k▼
Income taxes67/77€30k€29k▼
Profit (loss) for the period9904€76k€76k▼
Profit (loss) for the period to be appropriated9905€76k€76k▼
Appropriation of the result
Profit (loss) to be appropriated9906€76k€76k▼
Transfer from equity791/2€57k€50k▼
Transfer to equity691/2€76k€76k▼
To other reserves6921€76k€76k▼
Profit to be distributed694/7€57k€50k▼
Return on contributions (dividend)694€57k€50k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €81k ▲39.5%
Operating result €113k, net result €81k, both a record.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €48k ▼5.8%
Net result drops to €48k, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2023
MOMMAERTS Nicolas Christophe
CurrentNon-statutory director · since 11-12-2023
11-12-2023
Resigned as Manager
11-12-2023
Appointed as Non-statutory director
Not every act has been read: a resignation may be missing here
2 of this company's 2 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2009
Ground area
191 m²
Building footprint
90 m²
Volume, LiDAR
514 m³
Parcel 11513C0458/00V004, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HANSEI
since 20092.177.349.496
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11513C0458/00V004 | Flanders | 191 m² | 1 · 90 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,870 companies in sector 62200 we hold annual accounts for 18,314. 12,122 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-03-2009
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
47410Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.