HALOCLINE
ActiveSummary
HALOCLINE has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €38k. Equity is growing by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 54% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency86=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.44 against 2.38 in 2024; short-term debt: 39.3% and cash: 76.1% of total assets), and 39.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.7%
Return on assets
27.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
94 d early
2024
17 d early
2023
110 d early
2022
18 d early
2021
18 d early
2020
15 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€85k=
2024 · €85k
2020: €25k
2021: €56k
2022: €85k
2023: €85k
2024: €85k
2020 → 2025
Total assets
€141k▼ 0.1%
2024 · €141k
2020: €40k
2021: €76k
2022: €102k
2023: €142k
2024: €141k
2020 → 2025
Net result
€38k▲ 3.7%
2024 · €37k
2020: €22k
2021: €31k
2022: €29k
2023: €41k
2024: €37k
2020 → 2025
Working capital
€80k▲ 4.5%
2024 · €76k
2020: €19k
2021: €52k
2022: €80k
2023: €82k
2024: €76k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€56k-€85k▲ 52.5%€85k=€85k=€85k=
Operating result€44k-€42k▼ 5.3%€53k▲ 26.7%€48k▼ 9.7%€49k▲ 1.8%
Net result€31k-€29k▼ 6.4%€41k▲ 38.9%€37k▼ 9.2%€38k▲ 3.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €141k
Fixed assets
€6k ▼ 35.4%
Current assets
€135k ▲ 2.5%
Equity and liabilities €141k
Equity
€85k =
Debt
€55k ▼ 0.3%
Debt's share of the balance-sheet total falls from 39.3% to 39.3%. Debt is lower.
Key figures and ratios
EBITDA
€52k▲
2024 · €50k
Cash flow
€42k▲
2024 · €39k
Current ratio
2.44▲
2024 · 2.38
Debt to equity
0.65▼
2024 · 0.65
ROE
45.0%▲
2024 · 43.4%
ROA
27.4%▲
2024 · 26.4%
Interest coverage
786.26▲
2024 · 63.07
Debt ≤ 1 year
€55k▼
2024 · €55k
Income taxes
€11k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€141k€141k▼
Formation expenses20€208-
Fixed assets21/28€9k€6k▼
Tangible fixed assets22/27€9k€6k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€9k€6k▼
Current assets29/58€132k€135k▲
Amounts receivable after more than one year29-€4k
Trade receivables290-€4k
Amounts receivable within one year40/41€29k€23k▼
Trade receivables40€28k€18k▼
Other amounts receivable41€1k€5k▲
Cash at bank and in hand54/58€101k€107k▲
Deferred charges and accrued income490/1€723€731▲
Equity and liabilities
Total equity and liabilities10/49€141k€141k▼
Equity10/15€85k€85k=
Contributions10/11€3k€3k=
Reserves13€82k€82k=
Distributable reserves133€82k€82k=
Amounts payable17/49€55k€55k▼
Amounts payable within one year42/48€55k€55k▼
Trade debts44€4k€443▼
Suppliers440/4€4k€443▼
Taxes, remuneration and social security45€14k€15k▲
Taxes450/3€14k€15k▲
Other amounts payable47/48€38k€40k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€527€667▲
Gross operating margin9900€50k€53k▲
Operating profit (loss)9901€48k€49k▲
Financial income75/76B€0€403▲
Recurring financial income75€0€403▲
Financial charges65/66B€786€66▼
Recurring financial charges65€786€66▼
Profit (loss) for the period before taxes9903€47k€49k▲
Income taxes67/77€10k€11k▲
Profit (loss) for the period9904€37k€38k▲
Profit (loss) for the period to be appropriated9905€37k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€38k▲
Profit to be distributed694/7€37k€38k▲
Return on contributions (dividend)694€37k€38k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €41k ▲38.9%
Operating result €53k, net result €41k, both a record.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jalhay · 1 establishment unit since 2020
Ground area
2,149 m²
Building footprint
127 m²
Volume, LiDAR
925 m³
Parcel 63068B0392/00K000, Wallonia · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HALOCLINE
since 20202.301.844.642
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63068B0392/00K000 | Wallonia | 2,149 m² | 1 · 127 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MK RED
BE 0789.441.329
Brussel · Eq €85,426
T-Easy BIZ
BE 0543.999.556
Sint-Jans-Molenbeek · Eq €85,409
3P INVEST
BE 0829.011.884
Watermaal-Bosvoorde · Eq €85,446
FLEEX
BE 0866.631.850
Grimbergen · Eq €85,450
LD Consulting & services
BE 0648.752.133
Namur · Eq €85,400
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,309 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-05-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
11050Manufacture of beer
62900Other information technology and computer services
73300Public relations and communication consultancy
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.