Skip to content

HackZero

Active
Champelsstraat 30 ·3090 Overijse, Belgium
KBO/BCE: BE 0794.400.603
Watch Print / PDF
Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of HackZero is 0.5% (low). The 2024 annual accounts show equity of €81k and a net result of €46k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-03-2026, 133 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 20-03-2026 133 d early 2026-00058604
31-12-2024 31-07-2025 11-07-2025 20 d early 2025-00257557
31-12-2023 31-07-2024 09-07-2024 22 d early 2024-00228739

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€46k+35.6%
Working capital€56k+32.8%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 20-03-2026 with the NBB · fiscal year 2025 · micro
€0€20k€40k€60kOperating result 2023: €45k€45kNet result 2023: €34k€34kOperating result 2024: €62k€62kNet result 2024: €46k€46k20232024
Operating resultNet result
EBITDA
€65k
+44.9% 23-24
Net profit
€46k
+35.6% 23-24
Cash flow
€49k
+43.2% 23-24
Total assets
€91k
+13.0% 23-24
Equity
€81k
+132.1% 23-24
Working capital
€56k
+32.8% 23-24
Income taxes
€12k
+36.8% 23-24
Debt
€10k
-78.8% 23-24
Debt ≤ 1y
€10k
-73.7% 23-24
Debt > 1y
€9k
- 23-24
Current ratio
6.89
+217.9% 23-24
Quick ratio
6.89
+217.9% 23-24
Solvency
89.4%
+105.3% 23-24
Debt / equity
0.12
-90.9% 23-24
ROE
56.9%
-41.6% 23-24
ROA
50.9%
+20.0% 23-24
Interest coverage
19.67
-39.5% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€65k
Net profit€46k
Cash flow€49k
Staff costs-
Income taxes€12k
Dividends-
Total assets€91k
Equity€81k
Debt€10k
of which ≤ 1y€10k
of which > 1y-
Working capital€56k
Employees (FTE)-
Ratios (computed)
2024
Current ratio6.89
Quick ratio6.89
Working capital ratio62.0%
Solvency89.4%
Debt / equity0.12
Long-term debt ratio-
Interest coverage19.67
Gross margin-
Net margin-
ROA50.9%
ROE56.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€91k
Fixed assets 21/28€25k
Tangible fixed assets 22/27€25k
Financial fixed assets 28€225
Current assets 29/58€66k
Amounts receivable within one year 40/41€16k
Cash & bank 54/58€35k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€91k
Equity 10/15€81k
Contributions / capital 10/11€900
Accumulated profits (losses) 14€80k
Amounts payable 17/49€10k
Amounts payable within one year 42/48€10k
Trade debts payable within one year 44€758
Income statement
Gross operating margin 9900€65k
Operating result 9901€62k
Financial charges 65€3k
Result before taxes 9903€59k
Income taxes 67/77€12k
Net result for the period 9904€46k
Result to be appropriated 9905€46k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Champelsstraat 303090 Overijse

Establishment units

1 location
HackZero
Vlierbeekberg 86, 3090 OverijseOntwerpen en programmeren van computerprogramma's
since 20222.338.835.195
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,541 m²
Buildings2
Building footprint305 m²
Volume (LiDAR)1,509 m³
Tallest building11.2 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23542H0421/00D017 Flanders 1,174 m² 1 · 178 m² 9.1 m · 2 fl.
23062B0125/00T002 Flanders 367 m² 1 · 127 m² 11.2 m · 1 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
Address history · 1
25-11-2025
v3.2
All acts · 2 updated 8 months ago
2025
25-11-2025 Registered office moved within Overijse Registered-office change
  • Vlierbeekberg 86, 3090 Overijse → Champelsstraat 30, 3090 Overijse
Summary: v3.2
2022
07-12-2022 Incorporation of a new BV Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency100Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 94

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige diensten op het gebied van informatietechnologie en computer62090Overige diensten op het gebied van informatietechnologie en computer62900Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL HackZero
Registered office
Champelsstraat 30
3090 Overijse, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.