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Habitude

Active
Public limited company·Algemene bouw van residentiële gebouwen· 37 yrs active
Koninginnelaan(E) 105 ·3630 Maasmechelen, Belgium
KBO/BCE: BE 0436.809.014
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Age37 yrs
Board2
Connections3
Real estate1 parcel · 1,175 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Habitude is 0.5% (very low). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 14 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 29-08-2025 29 d late 2025-00468840
31-12-2023 31-07-2024 27-06-2024 34 d early 2024-00184225
31-12-2022 31-07-2023 25-08-2023 25 d late 2023-00357880
31-12-2021 31-07-2022 14-07-2022 17 d early 2022-20195209
31-12-2020 31-07-2021 31-08-2021 31 d late 2021-64300582
31-12-2019 31-07-2020 30-10-2020 91 d late 2020-67500356
31-12-2018 31-07-2019 30-08-2019 30 d late 2019-59800260
31-12-2017 31-07-2018 30-08-2018 30 d late 2018-58400398
31-12-2016 31-07-2017 31-08-2017 31 d late 2017-58400534
31-12-2015 31-07-2016 19-08-2016 19 d late 2016-43600498

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1989, 37 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Very low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 29-08-2025 2025-00468840
31-12-2023 verkort 27-06-2024 2024-00184225
31-12-2022 verkort 25-08-2023 2023-00357880
31-12-2021 verkort 14-07-2022 2022-20195209
31-12-2020 verkort 31-08-2021 2021-64300582
31-12-2019 verkort 30-10-2020 2020-67500356
31-12-2018 verkort 30-08-2019 2019-59800260
31-12-2017 verkort 30-08-2018 2018-58400398
31-12-2016 verkort 31-08-2017 2017-58400534
31-12-2015 verkort 19-08-2016 2016-43600498

Directors

Directors & mandates

7 directors
Current directors & mandates
  • HABITUDE HOLDINGLegal entity
    Director· perm. rep.: COPS Charles
    State Gazette act 24131808 (10-09-2024)
    Current
    05-07-2024 → present
  • HENDRIKX CONSULTINGLegal entity
    Director· perm. rep.: HENDRIKX Frank
    State Gazette act 24131808 (10-09-2024)
    Current
    05-07-2024 → present
Historic, not recently confirmed (3)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • COPS Charles Werner Leonard Marie
    Director
    State Gazette act 12010614 (12-01-2012)
    Not recently confirmed
    last confirmed in an act from 2012
    3 events
    • 12-01-2012 Mandate renewed· Director
    • 12-01-2012 Mandate renewed· Managing director
    • 23-12-2011 Appointed· Managing director
  • COPS Henri Marie Charles
    Director
    State Gazette act 12010614 (12-01-2012)
    Not recently confirmed
    last confirmed in an act from 2012
  • DELWAIDE Anne-Marie Ghislaine Françoise Aurelie
    Director
    State Gazette act 12010614 (12-01-2012)
    Not recently confirmed
    last confirmed in an act from 2012
Former directors (2)
  • COPS Henri
    Director
    State Gazette act 23126835 (04-10-2023)
    Former
    01-07-2017 → 05-07-2024
    5 events
    • 05-07-2024 Resigned· Director
    • 04-10-2023 Resigned· Director
    • 30-06-2023 Appointed· Director
    • 01-07-2017 Appointed· Director
    • 01-07-2017 Resigned· Director
  • HABITYLegal entity
    Managing director· perm. rep.: COPS Charles
    State Gazette act 23126835 (04-10-2023)
    Former
    06-10-2017 → 05-07-2024
    3 events
    • 05-07-2024 Resigned· Director
    • 04-10-2023 Appointed· Managing director
    • 06-10-2017 Appointed· Managing director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Algemene bouw van residentiële gebouwen(41001)
Legal form Public limited company(014)
Incorporation16-02-1989
StatusActive
Postal code3630

Structure & network

Connections & network

3 connected companies
HABITUDE HOLDING, Sits on the board HHHABITUDEHOLDINGHABITY, Sits on the board HHABITYHENDRIKX CONSULTING, Sits on the board HCHENDRIKXCONSULTINGHabitude Habitude0436.809.014
Group structure
Group structure
HABITUDE HOLDING
Sits on the board · 1 subsidiary · 1 location
Control→
HABITY
Sits on the board · 1 subsidiary · 1 location
Control→
HENDRIKX CONSULTING
Sits on the board · 1 subsidiary · 1 location
Control→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Ownership & control

3 parties
Control over this companysits on this company's board3
HABITUDE HOLDING
1 subsidiary · 1 location
HABITY
1 subsidiary · 1 location
HENDRIKX CONSULTING
1 subsidiary · 1 location
controls
HabitudeBE 0436.809.014

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Koninginnelaan(E) 1053630 Maasmechelen

Establishment units

1 location
NV HABITUDE WONINGBOUW
Koninginnelaan(E) 105, 3630 MaasmechelenOptrekken van de ruwbouw van individuele huizen
since 19892.043.147.226
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,175 m²
Buildings1
Building footprint406 m²
Volume (LiDAR)3,604 m³
Tallest building14.4 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73013D1025/00A000 Flanders 1,175 m² 1 · 406 m² 14.3 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

8 acts
Capital history · 1
05-08-2024
v3.2
All acts · 8 updated 9 months ago
2025
12-11-2025 Articles of association amended Statutes amendment
Summary: v3.2
2024
10-09-2024 2 directors appointed, 2 resigning Director changes
  • COPS Charles, Bestuurder
  • HENDRIKX Frank, Bestuurder
  • COPS Henri, Bestuurder
  • COPS Charles, Bestuurder
Summary: v3.2
05-08-2024 Transaction in capital or shares Capital & shares
Summary: v3.2
29-05-2024 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous
Summary: proposal
2023
28-12-2023 Articles of association amended Statutes amendment
Summary: v3.2
04-10-2023 3 directors appointed, 2 resigning Director changes
  • HABITY BV, Bestuurder
  • Henri COPS, Bestuurder
  • Charles COPS, Gedelegeerd bestuurder
  • HABITY BV, Bestuurder
  • Henri COPS, Bestuurder
Summary: v3.2
2017
06-10-2017 3 directors appointed, 1 resigning Director changes
  • HABITY bvba, Bestuurder
  • Charles COPS, Gedelegeerd bestuurder
  • Henri COPS, Bestuurder
  • Henri COPS, Bestuurder
Summary: v3.2
2012
12-01-2012 4 reappointed Director changes
  • COPS Charles Werner Leonard Marie, Bestuurder
  • COPS Henri Marie Charles, Bestuurder
  • DELWAIDE Anne-Marie Ghislaine Françoise Aurelie, Bestuurder
  • COPS Charles Werner Leonard Marie, Gedelegeerd bestuurder
Summary: v3.2

Analysis

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 5,315 of the 29,576 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Bouwen van individuele huizen45211Optrekken van andere residentiële gebouwen en van kantoorgebouwen45212
Primary activity highlighted.
Names & trade names
Legal nameNL Habitude
Registered office
Koninginnelaan(E) 105
3630 Maasmechelen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.