H.P.M.
ActiveH.P.M. has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €35k. Its solvency ranks better than 62% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Stability67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.74), and 32% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68%
Return on assets
63.5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
24 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€38k
Total assets
€55k
Net result
€35k
Working capital
€31k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €55k
Fixed assets
€7k
Current assets
€49k
Equity and liabilities €55k
Equity
€38k
Debt
€18k
Debt finances 32.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€47k
Cash flow
€36k
Solvency
68.0%
Current ratio
2.74
Quick ratio
2.74
Debt / equity
0.47
ROE
93.4%
ROA
63.5%
Interest coverage
1266.14
Debt
€18k
Debt ≤ 1 year
€18k
Income taxes
€11k
Staff costs
€2k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€55k
Fixed assets21/28€7k
Tangible fixed assets22/27€7k
Plant, machinery and equipment23€2k
Furniture and vehicles24€5k
Current assets29/58€49k
Amounts receivable within one year40/41€10k
Trade receivables40€10k
Current investments50/53€12k
Cash at bank and in hand54/58€26k
Equity and liabilities
Total equity and liabilities10/49€55k
Equity10/15€38k
Contributions10/11€3k
Reserves13€35k
Distributable reserves133€35k
Amounts payable17/49€18k
Amounts payable within one year42/48€18k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€17k
Taxes450/3€17k
Other amounts payable47/48€154
Income statement
Code2025
Remuneration, social security and pensions62€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€396
Other operating charges640/8€63
Gross operating margin9900€49k
Operating profit (loss)9901€46k
Financial charges65/66B€37
Recurring financial charges65€37
Profit (loss) for the period before taxes9903€46k
Income taxes67/77€11k
Profit (loss) for the period9904€35k
Profit (loss) for the period to be appropriated9905€35k
Appropriation of the result
Profit (loss) to be appropriated9906€35k
Transfer to equity691/2€35k
To other reserves6921€35k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Balen · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Biesakker 622490 BalenGround area
5,766 m²
Building footprint
257 m²
Volume, LiDAR
523 m³
Parcel 13003A0746/00X000, Flanders · tallest building 16.2 m. Linked by address, not a title deed.
1 establishment unit
H.P.M.
since 20252.368.157.406
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13003A0746/00X000 | Flanders | 5,766 m² | 1 · 257 m² | 16.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500JO4HZKU51QQ186
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BalStru
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 36,167 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2025
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.