H & G MANAGEMENT
ActiveH & G MANAGEMENT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €747k and a net result of €-72k. Equity is growing by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-56
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
short-term debt: 0.2% and cash: 4.1% of total assets, and 0.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.8%
Return on assets
-9.6%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-72k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
7 d late
2023
16 d early
2022
29 d early
2021
31 d early
2020
25 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€747k▼ 8.8%
2024 · €819k
2018: €117k
2019: €248k
2020: €441k
2021: €695k
2022: €712k
2023: €856k
2024: €819k
2018 → 2025
Total assets
€749k▼ 8.8%
2024 · €822k
2018: €663k
2019: €430k
2020: €502k
2021: €763k
2022: €759k
2023: €992k
2024: €822k
2018 → 2025
Net result
€-72k▼ 99.1%
2024 · €-36k
2018: €105k
2019: €130k
2020: €193k
2021: €254k
2022: €17k
2023: €248k
2024: €-36k
2018 → 2025
Working capital
€197k▼ 3.0%
2024 · €203k
2018: €23k
2019: €146k
2020: €209k
2021: €373k
2022: €396k
2023: €593k
2024: €203k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€695k-€712k▲ 2.5%€856k▲ 20.2%€819k▼ 4.2%€747k▼ 8.8%
Operating result€372k-€26k▼ 92.9%€362k▲ 1,270%€-39k€-74k▼ 89.9%
Net result€254k-€17k▼ 93.1%€248k▲ 1,325%€-36k€-72k▼ 99.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €74k in 2025 against €39k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €749k
Fixed assets
€550k▼ 10.7%
Current assets
€199k▼ 3.2%
Equity and liabilities €749k
Equity
€747k▼ 8.8%
Debt
€2k▼ 21.3%
The debt ratio stays at 0.2%.
Key figures and ratios
EBITDA
€-8k▼
2024 · €26k
Cash flow
€-6k▼
2024 · €29k
Solvency
99.8%=
2024 · 99.7%
Debt / equity
0.00▼
2024 · 0.00
ROE
-9.6%▼
2024 · -4.4%
ROA
-9.6%▼
2024 · -4.4%
Interest coverage
-138.14▼
2024 · 437.51
Debt
€2k▼
2024 · €2k
Debt ≤ 1 year
€2k▼
2024 · €2k
Income taxes
€385▲
2024 · €379
A ratio outside any meaningful range has been withheld (balance sheet total €749k, equity €747k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€822k€749k▼
Fixed assets21/28€616k€550k▼
Tangible fixed assets22/27€616k€550k▼
Land and buildings22€554k€518k▼
Plant, machinery and equipment23€1k€336▼
Furniture and vehicles24€61k€32k▼
Current assets29/58€206k€199k▼
Amounts receivable after more than one year29€100k€100k=
Other amounts receivable291€100k€100k=
Amounts receivable within one year40/41€66k€66k▲
Trade receivables40€4k€10k▲
Other amounts receivable41€62k€56k▼
Cash at bank and in hand54/58€38k€31k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€822k€749k▼
Equity10/15€819k€747k▼
Contributions10/11€6k€6k=
Reserves13€845k€845k=
Distributable reserves133€845k€845k=
Profit (loss) carried forward14€-31k€-103k▼
Amounts payable17/49€2k€2k▼
Amounts payable within one year42/48€2k€2k▼
Trade debts44€979€865▼
Suppliers440/4€979€865▼
Taxes, remuneration and social security45€1k€793▼
Taxes450/3€1k€793▼
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€66k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€29k€-4k▼
Operating profit (loss)9901€-39k€-74k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€60€57▼
Recurring financial charges65€60€57▼
Profit (loss) for the period before taxes9903€-36k€-72k▼
Income taxes67/77€379€385▲
Profit (loss) for the period9904€-36k€-72k▼
Profit (loss) for the period to be appropriated9905€-36k€-72k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-31k€-103k▼
Profit (loss) brought forward from the previous period14P€5k€-31k▼
Transfer from equity791/2€0-
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-72k
Net result drops to €-72k, the lowest in the series.
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
31-12
Financial
Liquidity times 18current ratio 97.58
Current ratio from 5.44 to 97.58; short-term debt falls from €133k to €2k.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €254k ▲31.1%
Operating result €372k, net result €254k, both a record.
31-12
Financial
Equity above €500kEq €695k ▲57.5%
4 profitable years in a row build equity to €695k.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity quadruplescurrent ratio 3.84
Current ratio from 1.06 to 3.84; short-term debt falls from €406k to €51k.
31-12
Financial
Equity above €200kEq €248k ▲112%
2 profitable years in a row build equity to €248k.
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenpoeldreef 301850 GrimbergenGround area
1,129 m²
Building footprint
181 m²
Volume, LiDAR
1,252 m³
Parcel 23402E0182/00E004, Flanders · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
H&G Management
since 20102.184.822.060
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23402E0182/00E004 | Flanders | 1,129 m² | 1 · 181 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ROBERT FOX
BE 0887.277.509
Lochristi · Eq €747k
Ode
BE 0534.594.912
Antwerpen · Eq €747k
COMPAGNIE FLO
BE 0450.785.229
Knokke-Heist · Eq €747k
The Harbour
BE 0669.937.131
Gent · Eq €749k
JV INVEST
BE 0644.828.482
Oostende · Eq €749k
Of 24,503 companies in sector 82990 we hold annual accounts for 9,404. 5,128 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2010
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.