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H.D. COMPTA

Active
Private limited company (pre-2019)founded 199927 yrs activeKarel de Grotelaan 1, 1000 Brussel, BelgiumKBO/BCE: BE 0465.989.780

H.D. COMPTA has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €300k and a net result of €43k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 77% of 12643 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
98 / 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+28
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 5.31 against 5.15 in 2024), and 20% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 27 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
80%
Return on assets
11.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
11 d late
2024
on the day
2023
29 d late
2022
30 d late
2021
40 d early
2020
38 d early
2019
95 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€300k▼ 0.9%
2024 · €302k
2018: €290k 2019: €297k 2020: €311k 2021: €328k 2022: €295k 2023: €319k 2024: €302k
2018 → 2025
Total assets
€374k▼ 1.3%
2024 · €379k
2018: €333k 2019: €318k 2020: €349k 2021: €356k 2022: €328k 2023: €355k 2024: €379k
2018 → 2025
Net result
€43k▲ 62.7%
2024 · €26k
2018: €21k 2019: €14k 2020: €14k 2021: €19k 2022: €28k 2023: €26k 2024: €26k
2018 → 2025
Working capital
€302k▲ 0.4%
2024 · €301k
2018: €297k 2019: €300k 2020: €309k 2021: €326k 2022: €265k 2023: €302k 2024: €301k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€328k-€295k▼ 10.3%€319k▲ 8.4%€302k▼ 5.4%€300k▼ 0.9%
Operating result€26k-€36k▲ 36.8%€36k▲ 0.4%€34k▼ 3.7%€50k▲ 46.5%
Net result€19k-€28k▲ 47.3%€26k▼ 6.8%€26k▲ 2.6%€43k▲ 62.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €26k€26kNet result 2021: €19k€19kOperating result 2022: €36k€36kNet result 2022: €28k€28kOperating result 2023: €36k€36kNet result 2023: €26k€26kOperating result 2024: €34k€34kNet result 2024: €26k€26kOperating result 2025: €50k€50kNet result 2025: €43k€43k20212022202320242025
The operating result recovers in 2025; 2025 is 46% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €374k
Fixed assets €2k▼ 70.5%
Current assets €373k▼ 0.3%
Equity and liabilities €374k
Equity €300k▼ 0.9%
Debt €75k▼ 3.1%
The debt ratio falls from 20.3% to 20.0%: debt falls faster than equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€52k
2024 · €48k
Cash flow
€44k
2024 · €40k
Solvency
80.0%
2024 · 79.7%
Current ratio
5.31
2024 · 5.15
Quick ratio
5.31
2024 · 5.15
Debt / equity
0.25
2024 · 0.25
ROE
14.3%
2024 · 8.7%
ROA
11.4%
2024 · 6.9%
Interest coverage
214.67
2024 · 149.58
Debt
€75k
2024 · €77k
Debt ≤ 1 year
€70k
2024 · €73k
Income taxes
€16k
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€379k€374k
Fixed assets21/28€6k€2k
Tangible fixed assets22/27€6k€2k
Furniture and vehicles24€6k€2k
Current assets29/58€374k€373k
Amounts receivable within one year40/41€16k€5k
Trade receivables40€10k€1k
Other amounts receivable41€6k€4k
Current investments50/53€324k€355k
Cash at bank and in hand54/58€32k€11k
Deferred charges and accrued income490/1€2k€1k
Equity and liabilities
Total equity and liabilities10/49€379k€374k
Equity10/15€302k€300k
Contributions10/11€6k€6k=
Reserves13€97k€94k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€96k€92k
Profit (loss) carried forward14€199k€199k
Amounts payable17/49€77k€75k
Amounts payable within one year42/48€73k€70k
Trade debts44€6k€7k
Suppliers440/4€6k€7k
Taxes, remuneration and social security45€7k€11k
Taxes450/3€7k€11k
Other amounts payable47/48€59k€52k
Accrued charges and deferred income492/3€5k€5k=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€1k
Other operating charges640/8€822€443
Gross operating margin9900€49k€52k
Operating profit (loss)9901€34k€50k
Financial income75/76B€4k€9k
Recurring financial income75€4k€9k
Financial charges65/66B€322€241
Recurring financial charges65€322€241
Profit (loss) for the period before taxes9903€38k€59k
Income taxes67/77€12k€16k
Profit (loss) for the period9904€26k€43k
Profit (loss) for the period to be appropriated9905€26k€43k
Appropriation of the result
Profit (loss) to be appropriated9906€225k€241k
Profit (loss) brought forward from the previous period14P€198k€199k
Transfer from equity791/2€44k€46k
Transfer to equity691/2€26k€42k
To other reserves6921€26k€42k
Profit to be distributed694/7€44k€46k
Return on contributions (dividend)694€44k€46k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
11-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
31-12
Financial Highest result since 2018net €43k ▲62.7%
Operating result €50k, net result €43k, both a record.
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
21-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
23-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet €14k ▼1.6%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
03-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 95 days late
2019
31-12
Financial Liquidity doublescurrent ratio 19.33
Current ratio from 9.39 to 19.33; short-term debt falls from €35k to €16k.
09-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 9 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Karel de Grotelaan 11000 Brussel
Ground area
1,218 m²
Building footprint
1,077 m²
Volume, LiDAR
26,608 m³
Parcel 21806F0278/00R003, Brussels · tallest building 30.3 m, ±9 floors. Linked by address, not a title deed.
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21806F0278/00R003 Brussels 1,218 m² 1 · 1,077 m² 30.2 m · 9 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,175 companies in sector 69201 we hold annual accounts for 7,639. 6,066 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded21-05-1999
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
74121
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.