H AUB
ActiveSummary
The computed 12-month bankruptcy probability of H AUB is 3.3% (moderate). The 2025 annual accounts show negative equity (€-8k) and a net result of €4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
37
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▲+4
Solvency23=
Growth58=
Track record94
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.02 against 0.02 in 2024; short-term debt: 36.7% and cash: 0.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-1.6%
Return on assets
0.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
18 d early
2024
20 d early
2023
65 d early
2022
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4k
2024 · €-1k
2022: €-4k
2023: €-17k
2024: €-1k
2022 → 2025
Working capital
€-179k▼ 1.4%
2024 · €-176k
2022: €6k
2023: €-149k
2024: €-176k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€6k-€-11k€-12k▼ 14.0%€-8k▲ 34.6%
Operating result€-4k-€5k€20k▲ 318%€26k▲ 27.0%
Net result€-4k-€-17k▼ 298%€-1k▲ 90.9%€4k
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 27% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €496k
Fixed assets
€492k ▼ 3.0%
Current assets
€3k ▼ 0.9%
Key figures and ratios
EBITDA
€41k▲
2024 · €35k
Cash flow
€19k▲
2024 · €13k
Solvency
-1.6%▲
2024 · -2.4%
Current ratio
0.02▼
2024 · 0.02
Debt to equity
-63.28▼
2024 · -42.97
ROA
0.8%▲
2024 · -0.3%
Interest coverage
1.90▲
2024 · 1.60
Debt
€503k▼
2024 · €523k
Debt ≤ 1 year
€182k▲
2024 · €179k
Debt > 1 year
€322k▼
2024 · €344k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet
Code20242025
Assets
Total assets20/58€511k€496k▼
Fixed assets21/28€507k€492k▼
Tangible fixed assets22/27€507k€492k▼
Land and buildings22€466k€453k▼
Plant, machinery and equipment23€42k€39k▼
Current assets29/58€3k€3k▼
Cash at bank and in hand54/58€2k€2k▼
Deferred charges and accrued income490/1€2k€2k=
Equity and liabilities
Total equity and liabilities10/49€511k€496k▼
Equity10/15€-12k€-8k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€-22k€-18k▲
Amounts payable17/49€523k€503k▼
Amounts payable after more than one year17€344k€322k▼
Financial debts170/4€344k€322k▼
Amounts payable within one year42/48€179k€182k▲
Current portion of amounts payable after more than one year42€21k€22k▲
Trade debts44-€506
Suppliers440/4-€506
Other amounts payable47/48€158k€159k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€36k€42k▲
Operating profit (loss)9901€20k€26k▲
Financial charges65/66B€22k€21k▼
Recurring financial charges65€22k€21k▼
Profit (loss) for the period before taxes9903€-1k€4k▲
Profit (loss) for the period9904€-1k€4k▲
Profit (loss) for the period to be appropriated9905€-1k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€-18k▲
Profit (loss) brought forward from the previous period14P€-21k€-22k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after 3 loss-making years.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herstal · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Abhooz 314040 HerstalGround area
7,839 m²
Building footprint
828 m²
Parcel 62312A0453/00W002, Wallonia. Linked by address, not a title deed.
1 establishment unit
H AUB
since 20222.333.463.474
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62312A0453/00W002 | Wallonia | 7,839 m² | 1 · 828 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-07-2022
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.