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Complete company report
Generated 19-08-2026
Active BE 0867.436.455Private limited company (pre-2019)

H & A

Rue du Collège 130 ·4800 Verviers, Belgium· 21 yrs active
Sector: Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden (56112)
Conclusion Checked

The KBO register records legal situation 013 for H & A (Register: dissolution or liquidation); this is today's state according to the register itself, which carries no start date. The 2022 annual accounts show equity of €6k and a net result of €2k.

Based on the State Gazette, CBE and 4 annual accounts.
Key figures
Equity €6k
Net result €2k
Better than sector 95%
Active 21 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health24Profitability100Solvency100Growth78Stability40
68 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 24
Profitability 100
Solvency 100
Growth 78
Stability 40
Bankruptcy probability (12 mo) Checked model v1 · free

Dissolution or liquidation

The KBO register records that this company is being wound up. A twelve-month bankruptcy probability no longer says anything in that case, so we show no figure.

Risk Assessment rule-based
0 / 100
High riskRegister: dissolution or liquidation
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 013 for this company; it does not feed the figure above.
Trust signals 1 signals
Register: dissolution or liquidation
The KBO register records legal situation 013 for this company. This is today's state according to the register itself; the register carries no start date.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2022 · computed
24 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2022 and the legal situation the KBO register itself records. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 22-11-2023 with the NBB · fiscal year 2022 · micro
€-10k€-5k€0€5kOperating result 2018: €4k€4kNet result 2018: €-8k€-8kOperating result 2019: €-762€-762Net result 2019: €-9k€-9kOperating result 2021: €283€283Net result 2021: €-57€-57Operating result 2022: €2k€2kNet result 2022: €2k€2k2018201920212022
Operating resultNet result
Sector comparison
Fiscal year 2022 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 92.3% 16.6%
better than 95% of 3686 sector peers
Net result €2k €658
better than 54% of 3667 sector peers
Equity €6k €10k
better than 43% of 3692 sector peers
Gross operating margin €12k €34k
better than 33% of 3652 sector peers
Total assets €6k €73k
better than 5% of 3687 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€2k
+307.2% 18-22
Net profit
€2k
- 18-22
Cash flow
€2k
+866.2% 18-22
Total assets
€6k
+61.3% 18-22
Equity
€6k
+48.8% 18-22
Working capital
€4k
- 18-22
Income taxes
€30
- 18-22
Debt
€495
-93.3% 18-22
Show 8 other metrics
Debt ≤ 1y
€495
-93.3% 18-22
Current ratio
9.93
+1935.8% 18-22
Quick ratio
7.41
+2296.2% 18-22
Solvency
92.3%
-7.7% 18-22
Debt / equity
0.08
- 18-22
ROE
32.8%
- 18-22
ROA
30.3%
- 18-22
Interest coverage
1.73
- 18-22
Figures by fiscal year
Fiscal year2022
Depositmicro
Revenue-
EBITDA€2k
Net profit€2k
Cash flow€2k
Staff costs-
Income taxes-
Dividends-
Total assets€6k
Equity€6k
Debt€495
of which ≤ 1y€495
of which > 1y-
Working capital€4k
Employees (FTE)-
Ratios (computed)
2022
Current ratio9.93
Quick ratio7.41
Working capital ratio69.0%
Solvency92.3%
Debt / equity0.08
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA30.3%
ROE32.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts (18 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€6k
Fixed assets 21/28€1k
Tangible fixed assets 22/27€1k
Current assets 29/58€5k
Stocks & contracts in progress 3€1k
Amounts receivable within one year 40/41€1k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€6k
Equity 10/15€6k
Contributions / capital 10/11€6k
Accumulated profits (losses) 14€-280
Amounts payable 17/49€495
Amounts payable within one year 42/48€495
Income statement
Gross operating margin 9900€12k
Operating result 9901€2k
Result before taxes 9903€2k
Net result for the period 9904€2k
Result to be appropriated 9905€2k
This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden(56112)
Legal form Private limited company (pre-2019)(015)
Incorporation27-09-2004
StatusActive
Postal code4800
Establishment units 3 locations
H & A
Rue Spintay 117, 4800 Verviershet snoeien van bomen en heggen.
since 20052.155.658.120
H&A
Place de la Victoire 10, 4800 VerviersDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
since 20152.242.386.711
H & A
Rue du Collège 130-134, 4800 VerviersEetgelegenheden met beperkte bediening
since 20152.244.669.080
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63079A0211/00A000 Wallonia 138 m² 1 · 116 m² 17.5 m · 5 fl.
63079A1416/00P002 Wallonia 92 m² 1 · 78 m² 13.1 m · 3 fl.
63079A0871/00F000 Wallonia 69 m² 1 · 32 m² -
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2023
22-11-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
15-06-2023
State Gazette act Registered-office change
2022
31-10-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2020
11-11-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
29-10-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
21-09-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
30-09-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
29-09-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
25-09-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
2014
27-09-2014
NBB filing Annual accounts filed
fiscal year 2013 · volledig
2012
30-08-2012
NBB filing Annual accounts filed
fiscal year 2011 · volledig
Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
Address history · 1
15-06-2023
Registered-office move
All acts · 1 updated 3 years ago
2023
15-06-2023 Registered office moved to Verviers Registered-office change
  • rue du Collège 130-134 à 4800 Verviers
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "rue du Coll\u00E8ge 130-134 \u00E0 4800 Verviers",
        "city": "Verviers",
        "region": "waals_gewest",
        "street": "rue du Coll\u00E8ge",
        "country": "BE",
        "postcode": "4800",
        "box_number": null,
        "street_number": "130-134",
        "locality_suffix": null
      },
      "old_address": null,
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "missing",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "not_specified",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-06-15",
    "filing_date": "2023-06-07",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2023-02-28",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0867.436.455",
    "name_full": "H \u0026 A",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Rachid Nasim",
    "org_rep_person_name": null,
    "person_role_at_subject": "G\u00E9rant"
  },
  "co_filed_documents": [
    "AG du 28/02/2023"
  ]
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112
Primary activity highlighted.
Names & trade names
Legal nameFR H & A
Registered office
Rue du Collège 130
4800 Verviers, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative