GUMECO CONSULTING
ActiveGUMECO CONSULTING has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €59k. Its solvency ranks better than 57% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency89
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.68; short-term debt: 22.7% and cash: 39.4% of total assets), and 36.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.5%
Return on assets
62.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
35 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€60k
Total assets
€94k
Net result
€59k
Working capital
€36k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €94k
Fixed assets
€37k
Current assets
€57k
Equity and liabilities €94k
Equity
€60k
Debt
€34k
Debt finances 36.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€80k
Cash flow
€65k
Solvency
63.5%
Current ratio
2.68
Quick ratio
2.68
Debt / equity
0.57
ROE
98.3%
ROA
62.4%
Interest coverage
284.21
Debt
€34k
Debt ≤ 1 year
€21k
Debt > 1 year
€13k
Income taxes
€15k
Staff costs
€191
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€94k
Fixed assets21/28€37k
Tangible fixed assets22/27€37k
Furniture and vehicles24€37k
Current assets29/58€57k
Amounts receivable within one year40/41€20k
Trade receivables40€4k
Other amounts receivable41€16k
Cash at bank and in hand54/58€37k
Equity and liabilities
Total equity and liabilities10/49€94k
Equity10/15€60k
Contributions10/11€1k
Reserves13€59k
Distributable reserves133€59k
Amounts payable17/49€34k
Amounts payable after more than one year17€13k
Financial debts170/4€13k
Amounts payable within one year42/48€21k
Current portion of amounts payable after more than one year42€5k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€15k
Taxes450/3€15k
Income statement
Code2025
Remuneration, social security and pensions62€191
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k
Other operating charges640/8€847
Gross operating margin9900€81k
Operating profit (loss)9901€74k
Financial income75/76B€445
Recurring financial income75€445
Financial charges65/66B€280
Recurring financial charges65€280
Profit (loss) for the period before taxes9903€74k
Income taxes67/77€15k
Profit (loss) for the period9904€59k
Profit (loss) for the period to be appropriated9905€59k
Appropriation of the result
Profit (loss) to be appropriated9906€59k
Transfer to equity691/2€59k
To other reserves6921€59k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
26-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwamol 533945 Tessenderlo-HamGround area
1,234 m²
Building footprint
157 m²
Volume, LiDAR
1,054 m³
Parcel 71046B1254/00X000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GUMECO CONSULTING
since 20242.360.485.694
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71046B1254/00X000 | Flanders | 1,234 m² | 1 · 157 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 39,013 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-06-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.