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GULDIE

Active
Private limited company·Detailhandel in motorbrandstoffen· 2 yrs active
Nieuwendorpe 1 ·8730 Beernem, Belgium
Open bankruptcy
KBO/BCE: BE 1000.423.653
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Belgian State Gazette acts: 0 of 1 read
Age2 yrs
Real estate2 parcels · 722 m²

Summary

Conclusion

the dossier summarised in one paragraph

A bankruptcy procedure is open for GULDIE according to publications in the Belgian State Gazette. The 2025 annual accounts show negative equity (€-122k) and a net result of €-125k.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Insolvency timeline

1 events
10-08-2026
Bankruptcy Opening
Date: 28-07-2026 · Ondernemingsrechtbank Gent, afdeling Brugge · GULDIE BV NIEUWEN- DORPE 1, 8730 BEERNEM · Publications in State Gazette ↗

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-03-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
Filing behaviour not assessed
The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
How we compute the deadline
There is a single filed set of accounts, closing on 30-06. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 17-03-2026 45 d late 2026-00055332

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

3 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-125k
Working capital€-137k
Directors1

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 17-03-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -92.6% 23.6%
better than 9% of 1429 sector peers
Net result €-125k €7k
better than 5% of 1426 sector peers
Equity €-122k €25k
better than 5% of 1431 sector peers
Gross operating margin €-29k €34k
better than 5% of 1423 sector peers
Staff costs €76k €42k
higher than 71% of 604 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositmicro
Revenue-
EBITDA€-107k
Net profit€-125k
Cash flow€-118k
Staff costs€76k
Income taxes€112
Dividends-
Total assets€132k
Equity€-122k
Debt€254k
of which ≤ 1y€147k
of which > 1y€107k
Working capital€-137k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.07
Quick ratio0.07
Working capital ratio-103.9%
Solvency-92.6%
Debt / equity-2.08
Long-term debt ratio-0.88
Interest coverage-32.54
Gross margin-
Net margin-
ROA-94.9%
ROE102.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€132k
Fixed assets 21/28€122k
Intangible fixed assets 21€484
Tangible fixed assets 22/27€117k
Financial fixed assets 28€5k
Current assets 29/58€10k
Amounts receivable within one year 40/41€7k
Cash & bank 54/58€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€132k
Equity 10/15€-122k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-125k
Amounts payable 17/49€254k
Amounts payable after one year 17€107k
Amounts payable within one year 42/48€147k
Trade debts payable within one year 44€118k
Income statement
Gross operating margin 9900€-29k
Operating result 9901€-114k
Financial income 75€61
Financial charges 65€3k
Result before taxes 9903€-125k
Income taxes 67/77€112
Net result for the period 9904€-125k
Result to be appropriated 9905€-125k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
0 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Directors

Directors & mandates

Not yet read from the acts

1 acts for this company are in the Belgian State Gazette, of which we have read 0. This is therefore not a statement about the company: we have not extracted its directors from those acts yet.

Insolvency mandates

1 mandate
Role Name Tenure Source
Curator LAURENT SAMYN
MEXICOSTRAAT 8, 8730 BEERNEM-
 28-07-2026 → present Belgian State Gazette

Legal Structure

NACE primary Detailhandel in motorbrandstoffen(47300)
Legal form Private limited company(610)
Incorporation28-09-2023
StatusActive
Postal code8730
First BS signal 10-08-2026
Latest BS signal 10-08-2026

Structure & network

Ownership & control

No ownership or control structure found in the sources.

For this we read shareholding and parent/subsidiary relations from the acts in the Belgian State Gazette, plus the board seats that legal entities hold in one another. Nothing of the sort is published for this company, which is common: most Belgian companies do not publish a shareholding structure.

1 court or liquidation mandate is on record for this company. Such a mandate is a fact about the company itself, not about a tie to another one: two bankruptcies handled by the same receiver are two separate cases. They are listed under Directors & mandates.

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
2 companies at this address See who is registered here

Establishment units

1 location
M'ary Damme
Dorpsstraat 81, 8340 DammeDetailhandel in chocolade en suikerwerk
since 20232.350.580.214
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area722 m²
Buildings2
Building footprint251 m²
Volume (LiDAR)1,437 m³
Tallest building11.5 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31021B0269/00R000 Flanders 485 m² 1 · 122 m² 8.8 m · 2 fl.
31026C0978/00N000 Flanders 237 m² 1 · 129 m² 11.5 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

1 event from the State Gazette
10-08-2026
Bankruptcy Opening
Date: 28-07-2026 · Ondernemingsrechtbank Gent, afdeling Brugge · GULDIE BV NIEUWEN- DORPE 1, 8730 BEERNEM · Publications in State Gazette ↗

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262026-08-10 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgian State Gazette · acts

0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

4 of 5 axes measured
Health0Profitability100Solvency33Growth-Stability0
33 / 100

Fragile profile, watch health in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 0
Profitability 100
Solvency 33
Growth -
Stability 0

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 167 of the 1,267 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Detailhandel in motorbrandstoffen in gespecialiseerde winkels47300Detailhandel in motorbrandstoffen47300Activiteiten van eetgelegenheden met volledige bediening56111
Primary activity highlighted.
Names & trade names
Legal nameNL GULDIE
Registered office
Nieuwendorpe 1
8730 Beernem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.