GUIDE-IT
ActiveSummary
GUIDE-IT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €140k and a net result of €36k. Equity is growing by ~23.1% per year across the filed fiscal years. Its solvency ranks better than 63% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+9
Solvency96▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 3.92 against 6.16 in 2024; short-term debt: 17.2% and cash: 12.1% of total assets), and 28.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.3%
Return on assets
18.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
29 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€140k▼ 25.7%
2024 · €188k
2018: €27k
2019: €69k
2020: €82k
2021: €105k
2022: €121k
2023: €159k
2024: €188k
2018 → 2025
Total assets
€196k▼ 24.0%
2024 · €258k
2018: €49k
2019: €81k
2020: €120k
2021: €142k
2022: €146k
2023: €183k
2024: €258k
2018 → 2025
Net result
€36k▲ 25.5%
2024 · €29k
2018: €-985
2019: €41k
2020: €28k
2021: €36k
2022: €30k
2023: €38k
2024: €29k
2018 → 2025
Working capital
€99k▼ 38.4%
2024 · €161k
2018: €13k
2019: €58k
2020: €70k
2021: €90k
2022: €107k
2023: €149k
2024: €161k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€105k-€121k▲ 15.9%€159k▲ 31.3%€188k▲ 18.1%€140k▼ 25.7%
Operating result€50k-€41k▼ 17.4%€52k▲ 26.4%€35k▼ 31.8%€48k▲ 35.8%
Net result€36k-€30k▼ 16.8%€38k▲ 27.8%€29k▼ 23.8%€36k▲ 25.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 36% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €196k
Fixed assets
€64k ▼ 4.5%
Current assets
€133k ▼ 30.8%
Equity and liabilities €196k
Equity
€140k ▼ 25.7%
Debt
€56k ▼ 19.5%
Debt's share of the balance-sheet total rises from 27.1% to 28.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€66k▲
2024 · €54k
Cash flow
€54k▲
2024 · €47k
Current ratio
3.92▼
2024 · 6.16
Debt to equity
0.40▲
2024 · 0.37
ROE
25.9%▲
2024 · 15.4%
ROA
18.5%▲
2024 · 11.2%
Interest coverage
11.27▲
2024 · 8.66
Debt ≤ 1 year
€34k▲
2024 · €31k
Debt > 1 year
€23k▼
2024 · €39k
Income taxes
€16k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€258k€196k▼
Fixed assets21/28€67k€64k▼
Tangible fixed assets22/27€67k€64k▼
Plant, machinery and equipment23€1k€714▼
Furniture and vehicles24€64k€48k▼
Other tangible fixed assets26€1k€15k▲
Current assets29/58€192k€133k▼
Amounts receivable after more than one year29€58k€54k▼
Other amounts receivable291€58k€54k▼
Amounts receivable within one year40/41€69k€28k▼
Trade receivables40€16k€15k▼
Other amounts receivable41€53k€13k▼
Current investments50/53€28k€25k▼
Cash at bank and in hand54/58€35k€24k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€258k€196k▼
Equity10/15€188k€140k▼
Contributions10/11€6k€6k=
Reserves13€182k€134k▼
Distributable reserves133€182k€134k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€70k€56k▼
Amounts payable after more than one year17€39k€23k▼
Financial debts170/4€39k€23k▼
Amounts payable within one year42/48€31k€34k▲
Current portion of amounts payable after more than one year42€16k€16k▲
Trade debts44€891€485▼
Suppliers440/4€891€485▼
Taxes, remuneration and social security45€14k€17k▲
Taxes450/3€14k€17k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A-€25
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€18k▼
Other operating charges640/8€1k€836▼
Gross operating margin9900€55k€67k▲
Operating profit (loss)9901€35k€48k▲
Financial income75/76B€13k€10k▼
Recurring financial income75€13k€10k▼
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€42k€53k▲
Income taxes67/77€13k€16k▲
Profit (loss) for the period9904€29k€36k▲
Profit (loss) for the period to be appropriated9905€29k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€36k▲
Transfer from equity791/2-€85k
Transfer to equity691/2€29k€36k▲
To other reserves6921€29k€36k▲
Profit to be distributed694/7-€85k
Return on contributions (dividend)694-€85k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Equity above €150kEq €159k ▲31.3%
5 profitable years in a row build equity to €159k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €100kEq €105k ▲27.4%
3 profitable years in a row build equity to €105k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Back to profitnet €41k
Net result €41k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 5.80
Current ratio from 1.72 to 5.80; short-term debt falls from €19k to €12k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lille · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kosterstraat 612275 LilleGround area
949 m²
Building footprint
124 m²
Volume, LiDAR
698 m³
Parcel 13009C0468/00F002, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Guide-It
since 20122.207.316.063
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13009C0468/00F002 | Flanders | 949 m² | 1 · 124 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 201 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 201 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
984500E4D53F743FD160
Similar companies · same sector, comparable size
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CAD enZo
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YOASOFT CONSULTING SPRL
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Halen · Eq €139,845
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,390 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2012
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.