GUBERNA EDUCATION & SERVICES
The computed 12-month bankruptcy probability of GUBERNA EDUCATION & SERVICES is 0.4% (very low). The 2025 annual accounts show equity of €204k and a net result of €4k. Its solvency ranks better than 34% of 32 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €204k |
| Net result | €4k |
| Better than sector | 34% |
| Active | 1 yrs |
Mixed profile: strong on health, weaker on profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 30.1% | 48.5% | |
| Net result | €4k | €18k | |
| Equity | €204k | €166k | |
| Total assets | €680k | €649k |
| Fiscal year | 2025 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €7k |
| Net profit | €4k |
| Cash flow | €5k |
| Staff costs | - |
| Income taxes | €2k |
| Dividends | - |
| Total assets | €680k |
| Equity | €204k |
| Debt | €475k |
| of which ≤ 1y | €465k |
| of which > 1y | - |
| Working capital | €212k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 1.46 |
| Quick ratio | 1.46 |
| Working capital ratio | 31.2% |
| Solvency | 30.1% |
| Debt / equity | 2.32 |
| Long-term debt ratio | - |
| Interest coverage | 20.48 |
| Gross margin | - |
| Net margin | - |
| ROA | 0.7% |
| ROE | 2.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (20 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €680k |
| Formation expenses | 20 | €3k |
| Current assets | 29/58 | €677k |
| Amounts receivable within one year | 40/41 | €579k |
| Cash & bank | 54/58 | €96k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €680k |
| Equity | 10/15 | €204k |
| Contributions / capital | 10/11 | €200k |
| Accumulated profits (losses) | 14 | €4k |
| Amounts payable | 17/49 | €475k |
| Amounts payable within one year | 42/48 | €465k |
| Trade debts payable within one year | 44 | €465k |
| Income statement | ||
| Gross operating margin | 9900 | €8k |
| Operating result | 9901 | €7k |
| Financial income | 75 | €10 |
| Financial charges | 65 | €363 |
| Result before taxes | 9903 | €6k |
| Income taxes | 67/77 | €2k |
| Net result for the period | 9904 | €4k |
| Result to be appropriated | 9905 | €4k |
-
Current28-05-2025 → present
-
Current28-05-2025 → present
-
Current20-12-2024 → present
Former directors (2)
-
Former- → 28-05-2025
-
Former- → 28-05-2025
| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| Peter VandewalleCurrent Statutory auditor |
- | 23-10-2025 → present |
| NACE primary | Beroepsopleiding(85592) |
| Legal form | Private limited company(610) |
| Incorporation | 20-12-2024 |
| Status | Active |
| Postal code | 1000 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21814P0141/00A002 | Brussels | 1.1 ha | 1 · 1.1 ha | 34.6 m · 7 fl. |
| 44804D1420/00E000 | Flanders | 7,398 m² | 1 · 5,069 m² | 23.9 m · 6 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
Of the 8 Belgian State Gazette acts we know for this company, 1 has been read. The other 7 have not been read yet: what they contain is neither established nor disproved here.
20-08-2026 Act object · Permanent representative
- Act object: Kennisname vervanging vaste vertegenwoordiger commissaris · GUBERNA EDUCATION & SERVICES
- Publication: 2026-08-20 · GUBERNA EDUCATION & SERVICES
- Filing: 2026-08-13 · GUBERNA EDUCATION & SERVICES
- Permanent representative: replaces: e3, start_date: 2026-04-22 · Tom Quittelier
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}01-06-2026 2 directors appointed, 3 resigning, 3 reappointed
- Francis Deprez, Bestuurder
- Liesbeth De Ridder, Secretaris
- Julie Bynens, Bestuurder
- Philippe Masset, Bestuurder
- Françoise Roels, Bestuurder
- Olivier Hamoir, Bestuurder
- Pierre-Henri D'haene, Bestuurder
- Katrin Geyskens, Bestuurder
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}04-12-2025 Change in the board of directors
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}23-10-2025 Peter Vandewalle appointed as statutory auditor
- Peter Vandewalle, Commissaris
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}24-06-2025 Sandra Gobert appointed as managing director
- Sandra Gobert, Gedelegeerd bestuurder
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}28-05-2025 1 director appointed, 2 resigning, 1 reappointed
- Hans De Cuyper, Bestuurder
- Chantal De Vrieze, Bestuurder
- Paul Dujardin, Bestuurder
- Philippe Leroy, Bestuurder
Technical details
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}24-12-2024 Incorporation of a new SRL
Technical details
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}24-12-2024 Incorporation of a new BV
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}| Legal nameFR | GUBERNA EDUCATION & SERVICES |
| Legal nameNL | GUBERNA EDUCATION & SERVICES |