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GUBA CONSULT

Active
Private limited companyfounded 2025active for 1 yearRue de Liège 162, 4800 Verviers, BelgiumKBO/BCE: BE 1024.299.115
Summary

GUBA CONSULT has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,243 and a net result of €32,243. Its solvency ranks better than 68% of 1,247 sector peers (NACE 42, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Civil engineering
NACE 42990
1 site
Size
€61,126total assets 2025
Equity
€37,243
Profit
€32,243
Turnover not published (micro format)
Financial health
91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Accounts filed 18 days late
Why 91raises riskFounded in 2025Size: total assets €61,126lowers riskLiquidity: current ratio 2.37, cash €55,618Equity €37,243 (60.9% of total assets)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 81% of its sector peers (NACE 42, micro)
Financial strength
Strong
Solvency 86
equity 60.9% of total assets
Liquidity 82
short-term debt 39.1% · cash 91.0%
Profitability 100
return on assets 52.7%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.8% (1,867 companies, NACE 42, micro)
Last 24 months 07-2026: 1.8% 08-2026: 1.8%● unchanged vs 07-2026highest value 09-2026: 0.3%▼ -1.5 percentage points vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.37, above the usual 1.5; short-term debt: 39.1% and cash: 91% of total assets), and 39.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, micro): better than 69% on solvency, 82% on liquidity and 91% on profitability.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.37, cash €55,618
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €37,243 (60.9% of total assets)
NBB · annual accounts
raises risk · Size: total assets €61,126
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
18 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: BALHAN Guillaume Frédéric Laurence…

Key points

  • Founded 16 months agofounded 13-06-2025 16 months View
  • One director decidessole director in office 1 View
  • Total assets 2025first financial year filed €61,126 View

By topic

Financials

Financial year
2025
Total assets
€61,126
Profit
€32,243
Solvency
60.9%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Civil engineeringNACE 42990
Founded
13-06-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about GUBA CONSULT

What is the company number of GUBA CONSULT?
1024.299.115. In Belgium the VAT number is the company number with BE in front: BE 1024.299.115.
Where is GUBA CONSULT based?
The registered office is at Rue de Liège 162, 4800 Verviers.Company details
What does GUBA CONSULT do?
According to the KBO register, the main activity is civil engineering (NACE 42990).
What is the legal form of GUBA CONSULT?
Private limited company (BV).
When was GUBA CONSULT founded?
On 13-06-2025.
Is GUBA CONSULT still active?
Yes, GUBA CONSULT is an active enterprise in the KBO register.
What is the turnover of GUBA CONSULT?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is GUBA CONSULT profitable?
In financial year 2025, GUBA CONSULT made a profit of €32,243.
Where can I find the annual accounts of GUBA CONSULT?
GUBA CONSULT filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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