Summary
Group Hoff is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €93k and a net result of €63k. Equity is growing by ~53.6% per year across the filed fiscal years. Its solvency ranks better than 18% of 8023 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 8023 sector peers (2025).
NBB · sector comparisonPosition among 8023 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
on the day
2022
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€93k▲ 216%
2024 · €29k
2022: €28k
2023: €49k
2024: €29k
2022 → 2025
Net result
€63k
2024 · €-20k
2022: €18k
2023: €21k
2024: €-20k
2022 → 2025
Total assets
€786k▲ 7.4%
2024 · €732k
2022: €216k
2023: €774k
2024: €732k
2022 → 2025
Solvency
11.8%▲ 7.8pp
2024 · 4.0%
2022: 13.2%
2023: 6.3%
2024: 4.0%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€28k-€49k▲ 72.3%€29k▼ 40.2%€93k▲ 216%
Operating result€26k-€35k▲ 33.5%€5k▼ 85.5%€8k▲ 58.9%
Net result€18k-€21k▲ 11.6%€-20k€63k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 59% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €786k
Fixed assets
€579k ▼ 3.4%
Current assets
€207k ▲ 56.5%
Equity and liabilities €786k
Equity
€93k ▲ 216%
Debt
€694k ▼ 1.3%
Debt's share of the balance-sheet total falls from 96.0% to 88.2%. Equity is higher and debt is lower.
Key figures and ratios
ROE
68.4%▲
2024 · -67.2%
ROA
8.1%▲
2024 · -2.7%
Debt ≤ 1 year
€317k▲
2024 · €285k
Debt > 1 year
€377k▼
2024 · €418k
Income taxes
€0▼
2024 · €284
Staff costs
€72k▲
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€732k€786k▲
Fixed assets21/28€600k€579k▼
Tangible fixed assets22/27€492k€472k▼
Land and buildings22€492k€472k▼
Financial fixed assets28€108k€108k=
Current assets29/58€132k€207k▲
Amounts receivable within one year40/41€130k€163k▲
Trade receivables40€3k€48k▲
Other amounts receivable41€127k€115k▼
Cash at bank and in hand54/58€2k€44k▲
Equity and liabilities
Total equity and liabilities10/49€732k€786k▲
Equity10/15€29k€93k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€19k€83k▲
Amounts payable17/49€703k€694k▼
Amounts payable after more than one year17€418k€377k▼
Financial debts170/4€418k€377k▼
Amounts payable within one year42/48€285k€317k▲
Current portion of amounts payable after more than one year42€41k€41k▲
Trade debts44€60k€97k▲
Suppliers440/4€60k€97k▲
Taxes, remuneration and social security45€14k€10k▼
Taxes450/3€2k€2k▼
Remuneration and social security454/9€12k€9k▼
Other amounts payable47/48€170k€168k▼
Income statement
Code20242025
Remuneration, social security and pensions62€49k€72k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k=
Other operating charges640/8€2k€5k▲
Gross operating margin9900€76k€106k▲
Operating profit (loss)9901€5k€8k▲
Financial income75/76B€0€75k▲
Recurring financial income75€0€75k▲
Financial charges65/66B€24k€20k▼
Recurring financial charges65€24k€20k▼
Profit (loss) for the period before taxes9903€-19k€63k▲
Income taxes67/77€284€0▼
Profit (loss) for the period9904€-20k€63k▲
Profit (loss) for the period to be appropriated9905€-20k€63k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€83k▲
Profit (loss) brought forward from the previous period14P€39k€19k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €63k
Net result €63k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-20k ▼196%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ketelaarstraat 1212340 BeerseGround area
5,594 m²
Building footprint
2,999 m²
Parcel 13004E0169/00Y000, Flanders. Linked by address, not a title deed.
1 establishment unit
Group Hoff
since 20212.317.204.591
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004E0169/00Y000 | Flanders | 5,594 m² | 1 · 2,999 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 600 EUR awarded · 600 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 600 EUR | 600 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 12,135 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-05-2021
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
73300Public relations and communication consultancy
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.