CPM
ActiveCPM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €93k and a net result of €29k. Equity is growing by ~39.3% per year across the filed fiscal years. Its solvency ranks better than 11% of 7971 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 7971 sector peers (2025).
NBB · sector comparisonPosition among 7971 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
77 d early
2023
26 d late
2022
35 d early
2021
26 d late
2020
74 d early
2019
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€93k▲ 46.0%
2024 · €63k
2018: €-52k
2019: €-41k
2020: €-28k
2021: €29k
2022: €58k
2023: €58k
2024: €63k
2018 → 2025
Net result
€29k▲ 484%
2024 · €5k
2018: €-32k
2019: €10k
2020: €14k
2021: €57k
2022: €37k
2023: €794
2024: €5k
2018 → 2025
Total assets
€2.26M▲ 1,600%
2024 · €133k
2018: €128k
2019: €133k
2020: €83k
2021: €131k
2022: €207k
2023: €171k
2024: €133k
2018 → 2025
Solvency
4.1%▼ 43.5pp
2024 · 47.6%
2018: -40.3%
2019: -31.1%
2020: -33.5%
2021: 22.0%
2022: 27.8%
2023: 34.1%
2024: 47.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€58k▲ 101%€58k▲ 1.4%€63k▲ 8.6%€93k▲ 46.0%
Operating result€65k-€61k▼ 7.2%€5k▼ 92.5%€10k▲ 120%€45k▲ 357%
Net result€57k-€37k▼ 34.6%€794▼ 97.9%€5k▲ 529%€29k▲ 484%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 357% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.26M
Fixed assets
€1.72M▲ 4,515%
Current assets
€541k▲ 465%
Equity and liabilities €2.26M
Equity
€93k▲ 46.0%
Debt
€2.17M▲ 3,011%
The debt ratio rises from 52.4% to 95.9%: debt grows faster than equity.
Key figures and ratios
Solvency
4.1%▼
2024 · 47.6%
ROE
31.5%▲
2024 · 7.9%
ROA
1.3%▼
2024 · 3.8%
Debt
€2.17M▲
2024 · €70k
Debt ≤ 1 year
€158k▲
2024 · €58k
Debt > 1 year
€1.82M▲
2024 · €12k
Income taxes
€12k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€133k€2.26M▲
Fixed assets21/28€37k€1.72M▲
Tangible fixed assets22/27€37k€1.72M▲
Land and buildings22-€1.70M
Plant, machinery and equipment23€230€155▼
Furniture and vehicles24€30k€16k▼
Other tangible fixed assets26€7k€5k▼
Current assets29/58€96k€541k▲
Amounts receivable within one year40/41€40k€384k▲
Trade receivables40€9k€347k▲
Other amounts receivable41€31k€37k▲
Cash at bank and in hand54/58€3k€152k▲
Deferred charges and accrued income490/1€53k€6k▼
Equity and liabilities
Total equity and liabilities10/49€133k€2.26M▲
Equity10/15€63k€93k▲
Contributions10/11€19k€19k=
Reserves13€39k€68k▲
Distributable reserves133€39k€68k▲
Profit (loss) carried forward14€6k€6k▲
Amounts payable17/49€70k€2.17M▲
Amounts payable after more than one year17€12k€1.82M▲
Financial debts170/4€12k€1.82M▲
Amounts payable within one year42/48€58k€158k▲
Current portion of amounts payable after more than one year42€8k€86k▲
Financial debts43€18k€26k▲
Other loans439€18k€26k▲
Trade debts44€64€2k▲
Suppliers440/4€64€2k▲
Taxes, remuneration and social security45€6k€17k▲
Taxes450/3€6k€14k▲
Remuneration and social security454/9€0€3k▲
Other amounts payable47/48€26k€27k▲
Accrued charges and deferred income492/3€98€199k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€23k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€27k€72k▲
Operating profit (loss)9901€10k€45k▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€6k€41k▲
Income taxes67/77€1k€12k▲
Profit (loss) for the period9904€5k€29k▲
Profit (loss) for the period to be appropriated9905€5k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€35k▲
Profit (loss) brought forward from the previous period14P€940€6k▲
Transfer to equity691/2-€29k
To other reserves6921-€29k
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 3.43
Current ratio from 1.67 to 3.43.
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Highest result since 2018net €57k ▲318%
Operating result €65k, net result €57k, both a record.
18-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
25-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Breendonkstraat 481840 LonderzeelGround area
766 m²
Building footprint
197 m²
Volume, LiDAR
926 m³
Parcel 23045C0287/00G000, Flanders · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CPM
since 20092.177.383.942
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23045C0287/00G000 | Flanders | 765 m² | 1 · 197 m² | 8.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 12,087 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-03-2009
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.