Summary
Conclusion
the dossier summarised in one paragraphThe KBO register records legal situation 050 for GROSE (Register: open bankruptcy); this is today's state according to the register itself, which carries no start date. The 2023 annual accounts show equity of €10k and a net result of €9k.
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneBankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Signals
1 signal · with evidenceStrong solvency vs sector
Solvency is in the sector's strongest quartile: better than 95% of 5714 peers (2023). A comfortable equity buffer.
View the sector comparison Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideFiling behaviour not assessed
The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2023, that is 31-07-2024.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | nothing on record | not filed | - |
| 31-12-2023 | 31-07-2024 | 19-05-2025 | 292 d late | 2025-00099474 |
| 31-12-2022 | 31-07-2023 | 18-10-2023 | 79 d late | 2023-00488054 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
1 signalRegister: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
Turnover€40k
EBIT margin21.7%
Net result€9k
Working capital€10k
Annual accounts & ratios
Source: NBB · 2023Annual accounts filed on 19-05-2025 with the NBB · fiscal year 2023 · micro
Sector comparison
Fiscal year 2023 · NACE 47, Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 85.6% | 20.1% | |
| Net result | €9k | €3k | |
| Equity | €10k | €15k | |
| Gross operating margin | €9k | €23k | |
| Total assets | €11k | €93k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€40k
-
22-23
€9k
-
22-23
€11k
+1035.6%
22-23
€10k
+871.6%
22-23
€10k
-
22-23
€2k
-
22-23
€2k
-
22-23
6.93
-
22-23
6.54
-
22-23
85.6%
-14.4%
22-23
0.17
-
22-23
89.7%
-
22-23
76.8%
-
22-23
21.7%
-
22-23
Figures by fiscal year
| Fiscal year | 2023 |
|---|---|
| Deposit | micro |
| Revenue | €40k |
| EBITDA | - |
| Net profit | €9k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €11k |
| Equity | €10k |
| Debt | €2k |
| of which ≤ 1y | €2k |
| of which > 1y | - |
| Working capital | €10k |
| Employees (FTE) | - |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 6.93 |
| Quick ratio | 6.54 |
| Working capital ratio | 85.6% |
| Solvency | 85.6% |
| Debt / equity | 0.17 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | 21.0% |
| Net margin | 21.7% |
| ROA | 76.8% |
| ROE | 89.7% |
| EBITDA margin | - |
| Days sales outstanding | 98d |
| Days payable outstanding | - |
| Inventory turnover | 50.64 |
| Days inventory (DSI) | 7d |
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €11k |
| Current assets | 29/58 | €11k |
| Stocks & contracts in progress | 3 | €625 |
| Amounts receivable within one year | 40/41 | €11k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €11k |
| Equity | 10/15 | €10k |
| Contributions / capital | 10/11 | €1k |
| Accumulated profits (losses) | 14 | €9k |
| Amounts payable | 17/49 | €2k |
| Amounts payable within one year | 42/48 | €2k |
| Income statement | ||
| Turnover | 70 | €40k |
| Gross operating margin | 9900 | €9k |
| Operating result | 9901 | €9k |
| Result before taxes | 9903 | €9k |
| Net result for the period | 9904 | €9k |
| Result to be appropriated | 9905 | €9k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2023 · computed24
/ 100
Critical
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2023 and the legal situation the KBO register itself records. Indicative, not credit advice.
Directors
Directors & mandates
under verificationDirectors derived from a single State Gazette act, under verification
All 3 current directors first appear in the same act (24107348). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
-
AnwarDirectorState Gazette act 24107348 (16-07-2024)Current16-07-2024 → present
-
HaseebDirectorState Gazette act 24107348 (16-07-2024)Current16-07-2024 → present
-
Hamayun Faiz RasoolDirectorState Gazette act 24107348 (16-07-2024)Current01-07-2024 → present
Former directors (1)
-
Anwar JamshedDirectorState Gazette act 24107348 (16-07-2024)Former- → 16-07-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)(47716) |
| Legal form | Private limited company(610) |
| Incorporation | 10-08-2022 |
| Status | Active |
| Postal code | 1600 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergensesteenweg 423A1600 Sint-Pieters-LeeuwEstablishment units
1 locationGROSE
since 20222.335.446.828
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area8,487 m²
Buildings2
Building footprint2,148 m²
Volume (LiDAR)17,475 m³
Tallest building18.9 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23582E0505/00E000 | Flanders | 8,312 m² | 1 · 1,971 m² | 9.7 m · 3 fl. |
| 21304B0130/00M000 | Brussels | 175 m² | 1 · 177 m² | 18.9 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals found in the Belgian State Gazette. The KBO register does record a special legal situation for this company, so do not read this as a clean bill of health.
Belgisch Staatsblad · acts
4 acts Capital history · 3
22-07-2025
Capital change
16-07-2024
Capital change
16-12-2022
Capital change
Address history · 1
20-09-2022
Registered-office move
All acts · 4
updated 1 year ago
2025
22-07-2025 Transaction in capital or shares
2024
16-07-2024 Transaction in capital or shares
2022
16-12-2022 Transaction in capital or shares
20-09-2022 Registered office moved from Anderlecht to Sint Pieters Leeuw
- Ropsy Chaudronstraat 43 bus 1 1070 Anderlecht → Bergensesteenweg 423A bus 12 1600 Sint Pieters Leeuw
Analysis
Snowflake analysis
financial profile on 5 axes60
/ 100
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Health
24
Profitability
100
Solvency
100
Growth
75
Stability
0
Ask AI about this company
Checked AISoon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.
TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soonAI due-diligence brief
Checked AIGenerate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Credit advice
verdict per customer and amountSimilar
Similar companies
Comparable size, same sectorBE 0758.773.491 · Mons
BE 1007.727.951 · Verviers
BE 0752.823.433 · Quaregnon
BE 1002.218.945 · La Louvière
BE 1006.371.040 · Bierbeek
We hold annual accounts for 507 of the 6,464 companies in this sector. 357 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)47716Markt- en straathandel in textiel, kleding en schoeisel47820
Primary activity highlighted.
Names & trade names
| Legal nameNL | GROSE |
Registered office
Bergensesteenweg 423A bus 12
1600 Sint-Pieters-Leeuw, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.