Groep De Keyser
ActiveGroep De Keyser is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €40.95M and a net result of €5.23M. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 73% of 2793 sector peers (fiscal year 2024). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-06-2025, 43 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
43 d early
2023
28 d early
2022
26 d early
2021
27 d early
2020
36 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema, statutory
Equity
€40.95M▲ 8.6%
2023 · €37.71M
2018: €20.68M
2019: €21.85M
2020: €21.40M
2021: €25.76M
2022: €33.88M
2023: €37.71M
2018 → 2024
Net result
€5.23M▼ 1.6%
2023 · €5.32M
2018: €2.18M
2019: €2.39M
2020: €2.18M
2021: €7.26M
2022: €8.12M
2023: €5.32M
2018 → 2024
Total assets
€49.51M▲ 6.5%
2023 · €46.51M
2018: €25.29M
2019: €27.36M
2020: €35.98M
2021: €40.25M
2022: €41.82M
2023: €46.51M
2018 → 2024
Solvency
82.7%▲ 1.6pp
2023 · 81.1%
2018: 81.8%
2019: 79.9%
2020: 59.5%
2021: 64.0%
2022: 81.0%
2023: 81.1%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€2.59M-€7.46M▲ 188%€7.91M▲ 6.1%€3.37M▼ 57.4%€3.44M▲ 2.0%
Equity€21.40M-€25.76M▲ 20.4%€33.88M▲ 31.5%€37.71M▲ 11.3%€40.95M▲ 8.6%
Operating result€1.64M-€6.25M▲ 281%€6.75M▲ 8.0%€2.52M▼ 62.6%€3.66M▲ 45.1%
Net result€2.18M-€7.26M▲ 232%€8.12M▲ 11.9%€5.32M▼ 34.5%€5.23M▼ 1.6%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 45% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €49.51M
Fixed assets
€21.67M▼ 6.4%
Current assets
€27.84M▲ 19.3%
Equity and liabilities €49.51M
Equity
€40.95M▲ 8.6%
Provisions
€163k▼ 24.4%
Debt
€8.40M▼ 2.2%
The debt ratio falls from 18.5% to 17.0%: equity grows while debt is paid down.
Key figures and ratios
Solvency
82.7%▲
2023 · 81.1%
ROE
12.8%▼
2023 · 14.1%
ROA
10.6%▼
2023 · 11.4%
Debt
€8.40M▼
2023 · €8.59M
Debt ≤ 1 year
€7.78M▼
2023 · €7.87M
Debt > 1 year
€592k▼
2023 · €692k
Income taxes
€1.05M▲
2023 · €736k
Staff costs
€239k▲
2023 · €225k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€46.51M€49.51M▲
Fixed assets21/28€23.17M€21.67M▼
Intangible fixed assets21€441k€225k▼
Tangible fixed assets22/27€6.08M€4.73M▼
Land and buildings22€231k€231k=
Plant, machinery and equipment23€11k€8k▼
Furniture and vehicles24€88k€59k▼
Leasing and similar rights25€232k€197k▼
Other tangible fixed assets26€5.52M€4.23M▼
Financial fixed assets28€16.64M€16.72M▲
Affiliated companies280/1€13.76M€13.76M=
Participating interests280€13.76M€13.76M=
Other financial fixed assets284/8€2.89M€2.96M▲
Amounts receivable and cash guarantees285/8€2.89M€2.96M▲
Current assets29/58€23.34M€27.84M▲
Stocks and contracts in progress3€27k€33k▲
Stocks30/36€27k€33k▲
Raw materials and consumables30/31€27k€33k▲
Amounts receivable within one year40/41€23.28M€27.05M▲
Trade receivables40€82k€78k▼
Other amounts receivable41€23.20M€26.98M▲
Cash at bank and in hand54/58€14k€729k▲
Deferred charges and accrued income490/1€22k€22k▲
Equity and liabilities
Total equity and liabilities10/49€46.51M€49.51M▲
Equity10/15€37.71M€40.95M▲
Contributions10/11€5.86M€5.86M=
Capital10€5.86M€5.86M=
Issued capital100€5.86M€5.86M=
Reserves13€31.85M€35.10M▲
Non-distributable reserves130/1€961k€961k=
Legal reserve130€961k€961k=
Tax-exempt reserves132€647k€1.49M▲
Distributable reserves133€30.24M€32.65M▲
Provisions and deferred taxes16€216k€163k▼
Deferred taxes168€216k€163k▼
Amounts payable17/49€8.59M€8.40M▼
Amounts payable after more than one year17€692k€592k▼
Financial debts170/4€692k€592k▼
Credit institutions173€692k€592k▼
Amounts payable within one year42/48€7.87M€7.78M▼
Current portion of amounts payable after more than one year42€125k€100k▼
Trade debts44€19k€19k▲
Suppliers440/4€19k€19k▲
Taxes, remuneration and social security45€83k€132k▲
Taxes450/3€55k€106k▲
Remuneration and social security454/9€29k€26k▼
Other amounts payable47/48€7.64M€7.52M▼
Accrued charges and deferred income492/3€27k€28k▲
Income statement
Code20232024
Operating income70/76A€3.88M€4.93M▲
Turnover70€3.37M€3.44M▲
Other operating income74€318k€248k▼
Non-recurring operating income76A€189k€1.24M▲
Operating charges60/66A€1.36M€1.27M▼
Goods for resale, raw materials and consumables60€173k€139k▼
Purchases600/8€155k€145k▼
Change in stocks: decrease (increase)609€18k€-6k▼
Services and other goods61€458k€469k▲
Remuneration, social security and pensions62€225k€239k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€460k€410k▼
Other operating charges640/8€43k€12k▼
Operating profit (loss)9901€2.52M€3.66M▲
Financial income75/76B€3.58M€2.64M▼
Recurring financial income75€3.58M€2.64M▼
Income from financial fixed assets750€3.18M€2.18M▼
Income from current assets751€390k€461k▲
Other financial income752/9€1k€721▼
Financial charges65/66B€67k€72k▲
Recurring financial charges65€67k€72k▲
Debt charges650€66k€69k▲
Other financial charges652/9€794€2k▲
Profit (loss) for the period before taxes9903€6.03M€6.23M▲
Transfer from deferred taxes780€25k€53k▲
Income taxes67/77€736k€1.05M▲
Taxes670/3€738k€1.05M▲
Tax adjustments and reversals of tax provisions77€2k-
Profit (loss) for the period9904€5.32M€5.23M▼
Transfer from tax-exempt reserves789€75k€158k▲
Transfer to tax-exempt reserves689-€997k
Profit (loss) for the period to be appropriated9905€5.40M€4.39M▼
Appropriation of the result
Profit (loss) to be appropriated9906€5.40M€4.39M▼
Transfer to equity691/2€3.90M€2.41M▼
To other reserves6921€3.90M€2.41M▼
Profit to be distributed694/7€1.49M€1.99M▲
Return on contributions (dividend)694€1.49M€1.96M▲
Directors or managers695-€28k
Social balance
Average headcount (FTE)90873.43.4=
The notes to these accounts (71 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · consolidated
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · consolidated
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · consolidated
2022
31-12
Financial
Highest result since 2018net €8.12M ▲11.9%
Operating result €6.75M, net result €8.12M, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.62
Current ratio from 1.23 to 2.62; short-term debt falls from €13.16M to €6.86M.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · consolidated
2021
31-12
Financial
Equity above €25MEq €25.76M ▲20.4%
4 profitable years in a row build equity to €25.76M.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · consolidated
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
16 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rijkevorsel · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Merksplassesteenweg 182310 RijkevorselGround area
9,032 m²
Building footprint
1,213 m²
Volume, LiDAR
8,993 m³
Parcel 13502D0033/00L002, Flanders · tallest building 8.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GROEP DE KEYSER
since 19992.057.032.874
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13502D0033/00L002 | Flanders | 9,032 m² | 1 · 1,212 m² | 8.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 2,992 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-03-1992
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
65234
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:groepdekeyser@rdk.be