Groei en Bloei KDV
ActiveSummary
Groei en Bloei KDV has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70k and a net result of €69k. Its solvency ranks better than 51% of 524 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency68
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.5; short-term debt: 57.2% and cash: 10.4% of total assets), and 57.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.7%
Return on assets
42.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
4 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€70k
Total assets
€163k
Net result
€69k
Working capital
€-46k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €163k
Fixed assets
€116k
Current assets
€47k
Equity and liabilities €163k
Equity
€70k
Debt
€94k
Debt finances 57.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€102k
Cash flow
€86k
Current ratio
0.50
Debt to equity
1.34
ROE
99.3%
ROA
42.4%
Interest coverage
2867.46
Debt ≤ 1 year
€93k
Income taxes
€15k
Staff costs
€253k
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet
Code2025
Assets
Total assets20/58€163k
Formation expenses20€0
Fixed assets21/28€116k
Intangible fixed assets21€14k
Tangible fixed assets22/27€103k
Plant, machinery and equipment23€103k
Furniture and vehicles24€267
Current assets29/58€47k
Amounts receivable within one year40/41€29k
Trade receivables40€17k
Other amounts receivable41€13k
Cash at bank and in hand54/58€17k
Deferred charges and accrued income490/1€635
Equity and liabilities
Total equity and liabilities10/49€163k
Equity10/15€70k
Contributions10/11€500
Profit (loss) carried forward14€69k
Amounts payable17/49€94k
Amounts payable within one year42/48€93k
Trade debts44€28k
Suppliers440/4€28k
Taxes, remuneration and social security45€63k
Taxes450/3€15k
Remuneration and social security454/9€48k
Other amounts payable47/48€2k
Accrued charges and deferred income492/3€288
Income statement
Code2025
Remuneration, social security and pensions62€253k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k
Other operating charges640/8€2k
Gross operating margin9900€357k
Operating profit (loss)9901€84k
Financial income75/76B€16
Recurring financial income75€16
Financial charges65/66B€35
Recurring financial charges65€35
Profit (loss) for the period before taxes9903€84k
Income taxes67/77€15k
Profit (loss) for the period9904€69k
Profit (loss) for the period to be appropriated9905€69k
Appropriation of the result
Profit (loss) to be appropriated9906€69k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Immerseelstraat 352018 AntwerpenGround area
111 m²
Building footprint
83 m²
Volume, LiDAR
649 m³
Parcel 11808H1127/00G003, Flanders · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Groei en Bloei KBV
since 20242.367.947.865
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1127/00G003 | Flanders | 110 m² | 1 · 83 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 2 entries · 460,348 EUR awarded · 460,348 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 460,348 EUR | 460,348 EUR |
Schemes
Subsidies voorschoolse kinderopvang
Inkomenstarief kinderopvang
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.367.947.865
Care and welfare
1 serviceGroei en Bloei KDV
Similar companies · same sector, comparable size
La petite enfance de Ramillies
BE 0898.588.105
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Coolkids
BE 0763.592.017
Hooglede · Eq €69,872
KINDERDAGVERBLIJF HUPSKADEE
BE 0863.886.651
Begijnendijk · Eq €69,055
Solea
BE 0460.419.903
Frameries · Eq €70,373
ANCASA
BE 0696.652.614
Vorst · Eq €70,649
Of 1,590 companies in sector 88911 we hold annual accounts for 707. 514 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
88911Day nurseries and crèches
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.