GROBECA
ActiveGROBECA has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €75k. Equity is growing by ~30.7% per year across the filed fiscal years. Its solvency ranks better than 34% of 4497 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency6▼-7
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.54 against 0.88 in 2024), and 92.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.9%
Return on assets
10.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
13 d early
2024
on the day
2023
2 d early
2022
47 d early
2021
99 d late
2020
3 d late
2019
87 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
10-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€57k=
2024 · €57k
2018: €-56k
2019: €-52k
2020: €-821
2021: €56k
2022: €65k
2023: €35k
2024: €57k
2018 → 2025
Total assets
€727k▼ 3.9%
2024 · €757k
2018: €831k
2019: €995k
2020: €1.02M
2021: €776k
2022: €750k
2023: €760k
2024: €757k
2018 → 2025
Net result
€75k▲ 233%
2024 · €23k
2018: €3k
2019: €4k
2020: €51k
2021: €57k
2022: €9k
2023: €-30k
2024: €23k
2018 → 2025
Working capital
€-184k▼ 569%
2024 · €-27k
2018: €-76k
2019: €112k
2020: €164k
2021: €101k
2022: €33k
2023: €-33k
2024: €-27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€56k-€65k▲ 15.4%€35k▼ 46.1%€57k▲ 64.5%€57k=
Operating result€66k-€29k▼ 55.9%€-5k€63k€120k▲ 89.8%
Net result€57k-€9k▼ 84.8%€-30k€23k€75k▲ 233%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 90% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €727k
Fixed assets
€515k▼ 8.0%
Current assets
€213k▲ 7.7%
Equity and liabilities €727k
Equity
€57k=
Debt
€670k▼ 4.2%
The debt ratio falls from 92.4% to 92.1%: debt is paid down.
Key figures and ratios
EBITDA
€171k▲
2024 · €118k
Cash flow
€126k▲
2024 · €77k
Solvency
7.9%▲
2024 · 7.6%
Current ratio
0.54▼
2024 · 0.88
Quick ratio
0.40▼
2024 · 0.68
Debt / equity
11.66▼
2024 · 12.17
ROE
130.7%▲
2024 · 39.2%
ROA
10.3%▲
2024 · 3.0%
Interest coverage
7.10▲
2024 · 3.70
Debt
€670k▼
2024 · €699k
Debt ≤ 1 year
€396k▲
2024 · €225k
Debt > 1 year
€272k▼
2024 · €473k
Income taxes
€21k▲
2024 · €9k
Staff costs
€7k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€757k€727k▼
Fixed assets21/28€559k€515k▼
Tangible fixed assets22/27€559k€515k▼
Land and buildings22€429k€412k▼
Plant, machinery and equipment23€24k€50k▲
Furniture and vehicles24€107k€52k▼
Current assets29/58€197k€213k▲
Stocks and contracts in progress3€44k€55k▲
Stocks30/36€44k€55k▲
Amounts receivable within one year40/41€31k€75k▲
Trade receivables40€20k€46k▲
Other amounts receivable41€11k€29k▲
Cash at bank and in hand54/58€118k€80k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€757k€727k▼
Equity10/15€57k€57k=
Contributions10/11€50k€50k=
Reserves13€37k€37k=
Distributable reserves133€37k€37k=
Profit (loss) carried forward14€-30k€-30k=
Amounts payable17/49€699k€670k▼
Amounts payable after more than one year17€473k€272k▼
Financial debts170/4€473k€272k▼
Amounts payable within one year42/48€225k€396k▲
Current portion of amounts payable after more than one year42€62k€71k▲
Trade debts44€3k€7k▲
Suppliers440/4€3k€7k▲
Advances received on contracts in progress46€44k€53k▲
Taxes, remuneration and social security45€13k€11k▼
Taxes450/3€13k€10k▼
Remuneration and social security454/9-€1k
Other amounts payable47/48€102k€255k▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€7k€7k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€51k▼
Other operating charges640/8€6k€27k▲
Gross operating margin9900€131k€206k▲
Operating profit (loss)9901€63k€120k▲
Financial income75/76B€303€135▼
Recurring financial income75€303€135▼
Financial charges65/66B€32k€24k▼
Recurring financial charges65€32k€24k▼
Profit (loss) for the period before taxes9903€32k€96k▲
Income taxes67/77€9k€21k▲
Profit (loss) for the period9904€23k€75k▲
Profit (loss) for the period to be appropriated9905€23k€75k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€45k▲
Profit (loss) brought forward from the previous period14P€-30k€-30k=
Transfer to equity691/2€23k-
To other reserves6921€23k-
Profit to be distributed694/7-€75k
Return on contributions (dividend)694-€75k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €75k ▲233%
Operating result €120k, net result €75k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-30k ▼446%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 99 days late
2021
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
2019
23-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 84 days late
2018
26-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 148 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2016
Ground area
392 m²
Building footprint
392 m²
Volume, LiDAR
3,238 m³
Parcel 42452B1178/00K002, Flanders · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
De Uitvaartondernemer
since 20162.251.436.910
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42452B1178/00K002 | Flanders | 392 m² | 1 · 392 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 898 companies in sector 96301 we hold annual accounts for 609. 403 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-03-2016
Fiscal year end31-12
Activities, NACEBEL
96301Funeral services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.