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Complete company report
Generated 16-08-2026
Active BE 0792.995.289Private limited company

Gritful

Populierenstraat 62 ·3560 Lummen, Belgium· 3 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of Gritful is 5.7% (elevated). The 2023 annual accounts show equity of €2k and a net result of €-573. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €2k
Net result €-573
Active 3 yrs
Board 2
Financial profile 4 of 5 axes measured · computed by Checked
Health40Profitability0Solvency18Growth-Stability79
34 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 40
Profitability 0
Solvency 18
Growth -
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
5.7% Elevated
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
40 / 100 Weak
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 11-07-2025 with the NBB · fiscal year 2024 · micro
Fiscal year2023
Depositmicro
Revenue-
EBITDA-
Net profit€-573
Cash flow-
Staff costs-
Income taxes€54
Dividends-
Total assets€31k
Equity€2k
Debt€29k
of which ≤ 1y€29k
of which > 1y-
Working capital€2k
Employees (FTE)-
Ratios (computed)
2023
Current ratio1.08
Quick ratio1.08
Working capital ratio7.8%
Solvency7.8%
Debt / equity11.82
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-1.8%
ROE-23.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€31k
Current assets 29/58€31k
Amounts receivable within one year 40/41€30k
Cash & bank 54/58€129
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€31k
Equity 10/15€2k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-573
Amounts payable 17/49€29k
Amounts payable within one year 42/48€29k
Trade debts payable within one year 44€28k
Income statement
Gross operating margin 9900€-356
Operating result 9901€-458
Financial income 75€1
Financial charges 65€61
Result before taxes 9903€-518
Income taxes 67/77€54
Net result for the period 9904€-573
Result to be appropriated 9905€-573
Ratios computed by Checked.
Directors & mandates 7 directors
Current directors & mandates
  • Bex ProjectsLegal entity
    Director· perm. rep.: Bex Dries
    State Gazette act 24450530 (13-12-2024)
    Current
    13-12-2024 → present
  • WUYTS Sara
    Director
    State Gazette act 24450530 (13-12-2024)
    Current
    13-12-2024 → present
Former directors (5)
  • Concept islandLegal entity
    Director· perm. rep.: Wauters Nick
    State Gazette act 24450530 (13-12-2024)
    Former
    13-12-2024 → 10-10-2025
    2 events
    • 10-10-2025 Resigned· Director
    • 13-12-2024 Appointed· Director
  • MEWIS Kenneth
    Director
    State Gazette act 24450530 (13-12-2024)
    Former
    13-12-2024 → 10-10-2025
    2 events
    • 10-10-2025 Resigned· Director
    • 13-12-2024 Appointed· Director
  • TROMPET Frieke
    Director
    State Gazette act 24450530 (13-12-2024)
    Former
    13-12-2024 → 10-10-2025
    2 events
    • 10-10-2025 Resigned· Director
    • 13-12-2024 Appointed· Director
  • BEX Dries
    Director
    State Gazette act 24450530 (13-12-2024)
    Former
    - → 13-12-2024
  • MEERTENS Michiel
    Director
    State Gazette act 24450530 (13-12-2024)
    Former
    - → 13-12-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation28-10-2022
StatusActive
Postal code3560
Connections & network 2 connected companies
Group structure
Bex Projects
Sits on the board · 1 subsidiary · 1 location
Control→
Concept island
Sits on the board · 1 subsidiary · 1 location
Control→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control 2 parties
Control over this companysits on this company's board2
Bex Projects
1 subsidiary · 1 location
Concept island
1 subsidiary · 1 location
controls
GritfulBE 0792.995.289

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Establishment units 1 location
Gritful
Populierenstraat 62, 3560 LummenOverige grafische activiteiten n.e.g.
since 20222.340.202.501
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71542D1005/00K000 Flanders 1,025 m² 1 · 156 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
12-01-2026
State Gazette act Director changes
v3.2
2025
11-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
13-12-2024
State Gazette act Statutes amendment
v3.2
31-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2022
03-11-2022
State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 7 months ago
2026
12-01-2026 3 resigning Director changes
  • MEWIS Kenneth, Bestuurder
  • TROMPET Frieke, Bestuurder
  • Wauters Nick, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "MEWIS Kenneth",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-10-10",
      "evidence_quote": "De vergadering besluit om de heer MEWIS Kenneth te ontslaan als bestuurder en dit met ingang vanaf 10 oktober 2025. Hij krijgt kwijting voor zijn gevoerde mandaat.",
      "discharge_granted": true
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "TROMPET Frieke",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-10-10",
      "evidence_quote": "De vergadering besluit om mevrouw TROMPET Frieke te ontslaan als bestuurder en dit met ingang vanaf 10 oktober 2025. Zij krijgt kwijting voor zijn gevoerde mandaat.",
      "discharge_granted": true
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Wauters Nick",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0784954781",
        "name": "CONCEPT ISLAND",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2025-10-10",
      "evidence_quote": "De vergadering besluit om CONCEPT ISLAND met zetel te 3583 Beringen, ingeschreven in het rechtspersonenregister Antwerpen afdeling Hasselt met ondernemingsnummer 0784.954.781, vertegenwoordigd door de heer Wauters Nick, te ontslaan als bestuurder en dit met ingang vanaf 10 oktober 2025. Hij krijgt k",
      "discharge_granted": true
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0792.995.289",
    "name_full": "GRITFUL",
    "legal_form": "BV"
  }
}
2024
13-12-2024 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": true,
    "effective_date": "2024-12-09",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0792.995.289",
    "name_full": "GRITFUL",
    "legal_form": "BV"
  },
  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2022
03-11-2022 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "3545 Halen, Markt 16",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1991-06-29",
        "name": "BEX, Dries",
        "niss": null,
        "address": "3545 Halen, Markt 16"
      },
      "share_class": "Aandelen",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 1500,
      "holder_person_name": "BEX, Dries",
      "is_subscriber_only": false,
      "n_shares_subscribed": 150,
      "amount_subscribed_eur": 1500,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1993-07-11",
        "name": "MEERTENS, Michiel Nick Kris",
        "niss": null,
        "address": "3500 Hasselt, Abelenstraat 7/0003"
      },
      "share_class": "Aandelen",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 1500,
      "holder_person_name": "MEERTENS, Michiel Nick Kris",
      "is_subscriber_only": false,
      "n_shares_subscribed": 150,
      "amount_subscribed_eur": 1500,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 3000,
  "subject_company": {
    "kbo": "0792.995.289",
    "name_full": "Gritful",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2022-10-27",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL Gritful
Registered office
Populierenstraat 62
3560 Lummen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative