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Grimoire

Active
Private limited company·Overige zakelijke dienstverlening, neg· 3 yrs active
Doorniksesteenweg 151 ·8580 Avelgem, Belgium
KBO/BCE: BE 0804.179.983
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Age3 yrs
Real estate1 parcel · 1.3 ha

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Grimoire is 0.9% (low). The 2025 annual accounts show equity of €33k and a net result of €10k. Its solvency ranks better than 55% of 1081 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-04-2026, 20 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-09-2025 30-04-2026 10-04-2026 20 d early 2026-00076510
30-09-2024 30-04-2025 12-04-2025 18 d early 2025-00068476

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.9% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€10k-47.8%
Working capital€18k+86.5%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 10-04-2026 with the NBB · fiscal year 2025 · micro
€0€10k€20k€30kOperating result 2024: €30k€30kNet result 2024: €19k€19kOperating result 2025: €16k€16kNet result 2025: €10k€10k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 82 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 58.8% 51.1%
better than 55% of 1081 sector peers
Net result €10k €24k
better than 33% of 1081 sector peers
Equity €33k €51k
better than 40% of 1082 sector peers
Gross operating margin €25k €45k
better than 31% of 1081 sector peers
Total assets €57k €116k
better than 24% of 1082 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€24k
-41.0% 24-25
Net profit
€10k
-47.8% 24-25
Cash flow
€18k
-40.1% 24-25
Total assets
€57k
-21.0% 24-25
Equity
€33k
+43.2% 24-25
Working capital
€18k
+86.5% 24-25
Income taxes
€4k
-43.8% 24-25
Debt
€23k
-51.8% 24-25
Debt ≤ 1y
€12k
-55.8% 24-25
Debt > 1y
€11k
-46.9% 24-25
Current ratio
2.49
+84.0% 24-25
Quick ratio
2.49
+84.0% 24-25
Solvency
58.8%
+81.4% 24-25
Debt / equity
0.70
-66.4% 24-25
ROE
30.2%
-63.6% 24-25
ROA
17.7%
-33.9% 24-25
Interest coverage
16.96
+2.8% 24-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€24k
Net profit€10k
Cash flow€18k
Staff costs-
Income taxes€4k
Dividends-
Total assets€57k
Equity€33k
Debt€23k
of which ≤ 1y€12k
of which > 1y€11k
Working capital€18k
Employees (FTE)-
Ratios (computed)
2025
Current ratio2.49
Quick ratio2.49
Working capital ratio32.2%
Solvency58.8%
Debt / equity0.70
Long-term debt ratio0.32
Interest coverage16.96
Gross margin-
Net margin-
ROA17.7%
ROE30.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€57k
Fixed assets 21/28€26k
Formation expenses 20€0
Tangible fixed assets 22/27€26k
Current assets 29/58€31k
Amounts receivable within one year 40/41€11k
Cash & bank 54/58€17k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€57k
Equity 10/15€33k
Contributions / capital 10/11€4k
Reserves 13€29k
Amounts payable 17/49€23k
Amounts payable after one year 17€11k
Amounts payable within one year 42/48€12k
Trade debts payable within one year 44€90
Income statement
Gross operating margin 9900€25k
Operating result 9901€16k
Financial charges 65€1k
Result before taxes 9903€15k
Income taxes 67/77€4k
Net result for the period 9904€10k
Result to be appropriated 9905€10k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
93 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Doorniksesteenweg 1518580 Avelgem

Establishment units

1 location
Grimoire
Doorniksesteenweg 151, 8580 AvelgemAdviesbureaus op het gebied van public relations en communicatie
since 20232.347.461.762
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1.3 ha
Buildings1
Building footprint5,153 m²
Volume (LiDAR)64,902 m³
Tallest building21.3 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34003A3102/00N003
ProtectedMonument · Townscape or village viewSpinnerij LeurentSource ↗
 Flanders 1.3 ha 1 · 5,153 m² 21.3 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability100Solvency98Growth52Stability94
87 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93
Profitability 100
Solvency 98
Growth 52
Stability 94

Ask AI about this company

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 2,967 of the 24,478 companies in this sector. 2,425 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990Vervaardiging van bier11050Vervaardiging van bier11050Groothandel in dranken, algemeen assortiment46349Groothandel in dranken, algemeen assortiment46349Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Beroepsopleiding85592Beroepsopleiding85592Overige vormen van onderwijs85599Overige vormen van onderwijs85599
Primary activity highlighted.
Names & trade names
Legal nameNL Grimoire
Registered office
Doorniksesteenweg 151 bus 204
8580 Avelgem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.