Greber
ActiveGreber has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79k and a net result of €67. Equity is shrinking by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 77% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-4
Solvency92▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.6 against 4.97 in 2024; short-term debt: 21.9% and cash: 7.9% of total assets), and 32.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.1%
Return on assets
0.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
50 d early
2023
41 d early
2022
55 d early
2021
40 d early
2020
40 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€79k▼ 10.4%
2024 · €88k
2018: €106k
2019: €89k
2020: €109k
2021: €104k
2022: €97k
2023: €93k
2024: €88k
2018 → 2025
Total assets
€118k▼ 7.9%
2024 · €128k
2018: €153k
2019: €151k
2020: €144k
2021: €128k
2022: €116k
2023: €150k
2024: €128k
2018 → 2025
Net result
€67▼ 98.5%
2024 · €4k
2018: €9k
2019: €9k
2020: €21k
2021: €9k
2022: €9k
2023: €11k
2024: €4k
2018 → 2025
Working capital
€67k▼ 9.1%
2024 · €74k
2018: €103k
2019: €81k
2020: €102k
2021: €97k
2022: €93k
2023: €76k
2024: €74k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€104k-€97k▼ 6.7%€93k▼ 4.0%€88k▼ 4.7%€79k▼ 10.4%
Operating result€15k-€16k▲ 3.5%€16k▲ 1.7%€9k▼ 42.7%€3k▼ 72.1%
Net result€9k-€9k▲ 7.3%€11k▲ 15.0%€4k▼ 58.7%€67▼ 98.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 72% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118k
Fixed assets
€25k▼ 30.1%
Current assets
€93k▲ 0.6%
Equity and liabilities €118k
Equity
€79k▼ 10.4%
Debt
€39k▼ 2.3%
The debt ratio rises from 31.0% to 32.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€13k▼
2024 · €20k
Cash flow
€11k▼
2024 · €15k
Solvency
67.1%▼
2024 · 69.0%
Current ratio
3.60▼
2024 · 4.97
Quick ratio
3.60▼
2024 · 4.97
Debt / equity
0.49▲
2024 · 0.45
ROE
0.1%▼
2024 · 4.9%
ROA
0.1%▼
2024 · 3.4%
Interest coverage
9.56▼
2024 · 11.72
Debt
€39k▼
2024 · €40k
Debt ≤ 1 year
€26k▲
2024 · €19k
Debt > 1 year
€13k▼
2024 · €21k
Income taxes
€1k▼
2024 · €3k
Staff costs
€67k▼
2024 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€128k€118k▼
Fixed assets21/28€35k€25k▼
Tangible fixed assets22/27€35k€25k▼
Land and buildings22€2k€889▼
Furniture and vehicles24€34k€24k▼
Current assets29/58€93k€93k▲
Amounts receivable within one year40/41€18k€19k▲
Trade receivables40€13k€13k▼
Other amounts receivable41€5k€6k▲
Current investments50/53€55k€45k▼
Cash at bank and in hand54/58€5k€9k▲
Deferred charges and accrued income490/1€15k€20k▲
Equity and liabilities
Total equity and liabilities10/49€128k€118k▼
Equity10/15€88k€79k▼
Contributions10/11€6k€6k=
Reserves13€64k€55k▼
Distributable reserves133€64k€55k▼
Profit (loss) carried forward14€18k€18k▲
Amounts payable17/49€40k€39k▼
Amounts payable after more than one year17€21k€13k▼
Financial debts170/4€21k€13k▼
Amounts payable within one year42/48€19k€26k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€2k€25▼
Suppliers440/4€2k€25▼
Taxes, remuneration and social security45€8k€13k▲
Taxes450/3€6k€5k▼
Remuneration and social security454/9€1k€8k▲
Other amounts payable47/48€890€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€68k€67k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k=
Other operating charges640/8€118€120▲
Gross operating margin9900€88k€80k▼
Operating profit (loss)9901€9k€3k▼
Financial income75/76B€152€304▲
Recurring financial income75€152€304▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€8k€2k▼
Income taxes67/77€3k€1k▼
Profit (loss) for the period9904€4k€67▼
Profit (loss) for the period to be appropriated9905€4k€67▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€18k▼
Profit (loss) brought forward from the previous period14P€18k€18k=
Transfer from equity791/2€9k€9k▲
Transfer to equity691/2€4k-
To other reserves6921€4k-
Profit to be distributed694/7€9k€9k▲
Return on contributions (dividend)694€9k€9k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €67 ▼98.5%
Net result drops to €67, the lowest in the series.
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €21k ▲123%
Operating result €31k, net result €21k, both a record.
31-12
Financial
Equity above €100kEq €109k ▲23.3%
3 profitable years in a row build equity to €109k.
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meerhout · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlasstraat 162450 MeerhoutGround area
1,379 m²
Building footprint
397 m²
Volume, LiDAR
2,339 m³
2 parcels, Flanders · tallest building 14.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Veritas
since 20122.209.718.693
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13462C1891/00Z004 | Flanders | 1,145 m² | 1 · 163 m² | 8.9 m · 2 fl. |
| 13011F0307/00A002 | Flanders | 234 m² | 1 · 234 m² | 14.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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MODINET
BE 0808.040.781
Aalst · Eq €77k
TFM CONCEPT SERVICES
BE 0734.815.580
Seraing · Eq €76k
FBJ RUN
BE 0807.324.763
Harelbeke · Eq €82k
LCHY
BE 0500.608.486
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Of 657 companies in sector 47715 we hold annual accounts for 187. 159 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-05-2012
Fiscal year end31-12
Activities, NACEBEL
47513Retail trade
47715Retail trade
47722Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.