GRAVETY
ActiveSummary
GRAVETY is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-12k) and a net result of €972. Equity is shrinking by ~52.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 8023 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 8023 sector peers (2025).
NBB · sector comparisonPosition among 8023 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
11 d late
2024
40 d late
2023
58 d late
2022
120 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-12k▲ 7.7%
2024 · €-13k
2022: €-1k
2023: €-3k
2024: €-13k
2022 → 2025
Net result
€972
2024 · €-10k
2022: €-3k
2023: €-2k
2024: €-10k
2022 → 2025
Total assets
€4k▼ 2.8%
2024 · €4k
2022: €19k
2023: €20k
2024: €4k
2022 → 2025
Solvency
-300.2%▲ 16.0pp
2024 · -316.2%
2022: -7.5%
2023: -15.4%
2024: -316.2%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-1k-€-3k▼ 114%€-13k▼ 311%€-12k▲ 7.7%
Operating result€-1k-€-269▲ 78.7%€-8k▼ 2,901%€2k
Net result€-3k-€-2k▲ 52.2%€-10k▼ 482%€972
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €8k in 2024, the highest result in the available series.
Key figures and ratios
Debt
€16k▼
2024 · €17k
Debt ≤ 1 year
€16k▼
2024 · €17k
Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 26 lines
Balance sheet
Code20242025
Assets
Total assets20/58€4k€4k▼
Current assets29/58€4k€4k▼
Cash at bank and in hand54/58€1k€1k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€4k€4k▼
Equity10/15€-13k€-12k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-15k€-14k▲
Amounts payable17/49€17k€16k▼
Amounts payable within one year42/48€17k€16k▼
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€6k€2k▼
Taxes450/3€6k€2k▼
Other amounts payable47/48€7k€8k▲
Income statement
Code20242025
Other operating charges640/8€505€547▲
Gross operating margin9900€-8k€2k▲
Operating profit (loss)9901€-8k€2k▲
Financial charges65/66B€1k€672▼
Recurring financial charges65€1k€672▼
Profit (loss) for the period before taxes9903€-9k€972▲
Income taxes67/77€264-
Profit (loss) for the period9904€-10k€972▲
Profit (loss) for the period to be appropriated9905€-10k€972▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-14k▲
Profit (loss) brought forward from the previous period14P€-5k€-15k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
31-12
Financial
Back to profitnet €972
Net result €972 after 3 loss-making years.
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 40 days late
2024
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 120 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laakdal · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eindhoutseweg 172431 LaakdalGround area
859 m²
Building footprint
104 m²
Volume, LiDAR
747 m³
Parcel 13042A0211/00N000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GRAVETY
since 20222.330.020.073
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13042A0211/00N000 | Flanders | 859 m² | 1 · 104 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.