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GRAANKAAI CONSTRUCT

Active
Private limited company·Ontwikkeling van residentiële bouwprojecten· 2 yrs active
Haenestraat 16 ·8630 Veurne, Belgium
KBO/BCE: BE 1008.415.958
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Age2 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of GRAANKAAI CONSTRUCT is 1.1% (low). The 2024 annual accounts show equity of €96k and a net result of €-4k. Its solvency ranks better than 67% of 1697 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.1% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-07-2025, 16 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 15-07-2025 16 d early 2025-00271268

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-4k
Working capital€96k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 15-07-2025 with the NBB · fiscal year 2024 · verkort
Sector comparison
Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 32.8% 14.3%
better than 67% of 1697 sector peers
Net result €-4k €0
better than 44% of 1693 sector peers
Equity €96k €108k
better than 48% of 1697 sector peers
Gross operating margin €-4k €52k
better than 23% of 1694 sector peers
Employees (FTE) 0.0 0.0
better than 30% of 497 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositverkort
Revenue-
EBITDA-
Net profit€-4k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€292k
Equity€96k
Debt€196k
of which ≤ 1y€196k
of which > 1y-
Working capital€96k
Employees (FTE)0.0
Ratios (computed)
2024
Current ratio1.49
Quick ratio0.11
Working capital ratio32.8%
Solvency32.8%
Debt / equity2.04
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-1.3%
ROE-4.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€292k
Current assets 29/58€292k
Stocks & contracts in progress 3€270k
Amounts receivable within one year 40/41€14k
Cash & bank 54/58€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€292k
Equity 10/15€96k
Contributions / capital 10/11€100k
Accumulated profits (losses) 14€-4k
Amounts payable 17/49€196k
Amounts payable within one year 42/48€196k
Trade debts payable within one year 44€20k
Income statement
Gross operating margin 9900€-4k
Operating result 9901€-4k
Financial charges 65€27
Result before taxes 9903€-4k
Net result for the period 9904€-4k
Result to be appropriated 9905€-4k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
40 / 100 Weak
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
GRAANKAAI CONSTRUCT
Haenestraat 16, 8630 VeurneOntwikkeling van residentiële bouwprojecten
since 20242.358.366.938
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area6,153 m²
Buildings1
Building footprint2,148 m²
Volume (LiDAR)10,956 m³
Tallest building6.6 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
38024B0209/00E000 Flanders 6,153 m² 1 · 2,148 m² 6.6 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health40Profitability0Solvency63Growth-Stability67
42 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 40
Profitability 0
Solvency 63
Growth -
Stability 67

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Ontwikkeling van residentiële bouwprojecten41101Ontwikkeling van residentiële bouwprojecten68121Algemene bouw van residentiële gebouwen41001Algemene bouw van andere niet-residentiële gebouwen41003Ontwikkeling van niet-residentiële bouwprojecten41102Algemene bouw van residentiële gebouwen41201Algemene bouw van andere niet-residentiële gebouwen41203Ontwikkeling van niet-residentiële bouwprojecten68122
Primary activity highlighted.
Names & trade names
Legal nameNL GRAANKAAI CONSTRUCT
Registered office
Haenestraat 16
8630 Veurne, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.