GRAAFWERKEN HOFMANS
ActiveSummary
GRAAFWERKEN HOFMANS has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €190k and a net result of €11k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 95% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability51▲+7
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 18.27; short-term debt: 4.5% and cash: 39.1% of total assets), and 4.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
30 d late
2022
30 d late
2021
30 d late
2020
27 d late
2019
17 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€190k▲ 6.0%
2023 · €179k
2018: €148k
2019: €138k
2020: €175k
2021: €174k
2022: €174k
2023: €179k
2018 → 2024
Total assets
€199k▲ 11.0%
2023 · €179k
2018: €249k
2019: €201k
2020: €210k
2021: €190k
2022: €174k
2023: €179k
2018 → 2024
Net result
€11k▲ 117%
2023 · €5k
2018: €27k
2019: €59k
2020: €38k
2021: €20k
2022: €224
2023: €5k
2018 → 2024
Working capital
€154k▲ 11.4%
2022 · €138k
2018: €98k
2019: €87k
2020: €124k
2021: €138k
2022: €138k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€175k-€174k▼ 1.0%€174k▲ 0.1%€179k▲ 2.9%€190k▲ 6.0%
Operating result€56k-€29k▼ 48.3%€3k▼ 89.7%€7k▲ 132%€14k▲ 108%
Net result€38k-€20k▼ 47.8%€224▼ 98.9%€5k▲ 2,117%€11k▲ 117%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 108% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €199k
Fixed assets
€36k =
Current assets
€163k ▲ 13.8%
Equity and liabilities €199k
Equity
€190k
Debt
€9k
Debt finances 4.5% of the balance-sheet total.
Key figures and ratios
Current ratio
18.27
Debt to equity
0.05
ROE
5.7%▲
2023 · 2.8%
ROA
5.4%▲
2023 · 2.8%
Debt ≤ 1 year
€9k
Income taxes
€5k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€179k€199k▲
Fixed assets21/28€36k€36k=
Tangible fixed assets22/27€36k€36k=
Land and buildings22€36k€36k=
Current assets29/58€143k€163k▲
Amounts receivable after more than one year29€45k€45k=
Other amounts receivable291€45k€45k=
Amounts receivable within one year40/41€34k€34k▲
Trade receivables40€2k€4k▲
Other amounts receivable41€32k€30k▼
Cash at bank and in hand54/58€60k€78k▲
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€179k€199k▲
Equity10/15€179k€190k▲
Contributions10/11€19k€19k=
Reserves13€154k€171k▲
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Tax-exempt reserves132€4k€4k=
Distributable reserves133€146k€163k▲
Profit (loss) carried forward14€6k-
Amounts payable17/49-€9k
Amounts payable within one year42/48-€9k
Trade debts44-€373
Suppliers440/4-€373
Taxes, remuneration and social security45-€9k
Taxes450/3-€9k
Income statement
Code20232024
Other operating charges640/8€5k€3k▼
Non-recurring operating charges66A-€15k
Gross operating margin9900€12k€32k▲
Operating profit (loss)9901€7k€14k▲
Financial income75/76B€975€2k▲
Recurring financial income75€975€2k▲
Financial charges65/66B€390€95▼
Recurring financial charges65€390€95▼
Profit (loss) for the period before taxes9903€8k€16k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€5k€11k▲
Profit (loss) for the period to be appropriated9905€5k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€17k▲
Profit (loss) brought forward from the previous period14P€6k€6k=
Transfer to equity691/2€5k€17k▲
To other reserves6921€5k€17k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €224 ▼98.9%
Net result drops to €224, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 35current ratio 325.19
Current ratio from 9.23 to 325.19; short-term debt falls from €17k to €426.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 9.23
Current ratio from 4.61 to 9.23; short-term debt falls from €34k to €17k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Equity above €150kEq €175k ▲27.5%
3 profitable years in a row build equity to €175k.
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €59k ▲116%
Operating result €77k, net result €59k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
Show earlier events
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
20-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 1977
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint Jobbaan 832390 MalleGround area
1,654 m²
Building footprint
244 m²
2 parcels, Flanders. Linked by address, not a title deed.
1 establishment unit
Sint Jobbaan 67, 2390 Malle
since 19772.013.723.661
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11049C0093/00L000 | Flanders | 1,191 m² | - | - |
| 11049C0115/00G000 | Flanders | 463 m² | 1 · 244 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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DHB Façades et Plafonnage
BE 0599.943.020
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AANNEMING KEVIN CODDENS
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Of 8,455 companies in sector 43120 we hold annual accounts for 3,233. 2,613 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-1977
Fiscal year end31-12
Activities, NACEBEL 2025
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 44 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.