GPK ACCESS
ActiveThe computed 12-month bankruptcy probability of GPK ACCESS is 1.7% (moderate). The 2025 annual accounts show equity of €111k and a net result of €66k. Equity is growing by ~22% per year across the filed fiscal years. Its solvency ranks better than 85% of 7431 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+4
Growth78=
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 4.41 against 3.3 in 2024; short-term debt: 22.2% and cash: 84.1% of total assets), and 22.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.8%
Return on assets
46.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
8 d early
2024
38 d early
2023
64 d early
2022
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€111k▲ 17.0%
2024 · €95k
2022: €38k
2023: €89k
2024: €95k
2022 → 2025
Total assets
€143k▲ 6.3%
2024 · €135k
2022: €55k
2023: €115k
2024: €135k
2022 → 2025
Net result
€66k▲ 17.1%
2024 · €56k
2022: €36k
2023: €50k
2024: €56k
2022 → 2025
Working capital
€108k▲ 19.3%
2024 · €91k
2022: €37k
2023: €87k
2024: €91k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€38k-€89k▲ 130%€95k▲ 7.3%€111k▲ 17.0%
Operating result€46k-€65k▲ 40.2%€73k▲ 12.8%€87k▲ 19.5%
Net result€36k-€50k▲ 37.6%€56k▲ 12.7%€66k▲ 17.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 19% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €143k
Fixed assets
€3k▼ 33.7%
Current assets
€140k▲ 7.5%
Equity and liabilities €143k
Equity
€111k▲ 17.0%
Debt
€32k▼ 19.5%
The debt ratio falls from 29.3% to 22.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€89k▲
2024 · €74k
Cash flow
€68k▲
2024 · €57k
Solvency
77.8%▲
2024 · 70.7%
Current ratio
4.41▲
2024 · 3.30
Quick ratio
4.41▲
2024 · 3.30
Debt / equity
0.29▼
2024 · 0.42
ROE
59.5%▲
2024 · 59.4%
ROA
46.3%▲
2024 · 42.0%
Interest coverage
61.99▲
2024 · 49.67
Debt
€32k▼
2024 · €39k
Debt ≤ 1 year
€32k▼
2024 · €39k
Income taxes
€20k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€135k€143k▲
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Plant, machinery and equipment23€1k€349▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€130k€140k▲
Amounts receivable within one year40/41€20k€20k▲
Trade receivables40€14k€18k▲
Other amounts receivable41€5k€2k▼
Cash at bank and in hand54/58€111k€120k▲
Equity and liabilities
Total equity and liabilities10/49€135k€143k▲
Equity10/15€95k€111k▲
Contributions10/11€2k€2k=
Reserves13€93k€109k▲
Distributable reserves133€93k€109k▲
Amounts payable17/49€39k€32k▼
Amounts payable within one year42/48€39k€32k▼
Trade debts44€175€35▼
Suppliers440/4€175€35▼
Taxes, remuneration and social security45€39k€32k▼
Taxes450/3€39k€32k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€971€1k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€75k€90k▲
Operating profit (loss)9901€73k€87k▲
Financial income75/76B€1k€204▼
Recurring financial income75€1k€204▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€73k€86k▲
Income taxes67/77€16k€20k▲
Profit (loss) for the period9904€56k€66k▲
Profit (loss) for the period to be appropriated9905€56k€66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€56k€66k▲
Transfer from equity791/2€50k€50k=
Transfer to equity691/2€56k€66k▲
To other reserves6921€56k€66k▲
Profit to be distributed694/7€50k€50k=
Return on contributions (dividend)694€50k€50k=
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €66k ▲17.1%
Operating result €87k, net result €66k, both a record.
31-12
Financial
Equity above €100kEq €111k ▲17%
4 profitable years in a row build equity to €111k.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haacht · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albert Marnefstraat 293150 HaachtGround area
508 m²
Building footprint
111 m²
Volume, LiDAR
36 m³
Parcel 24122A0421/00X000, Flanders · tallest building 6.2 m. Linked by address, not a title deed.
1 establishment unit
GPK ACCESS
since 20212.322.674.995
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24122A0421/00X000 | Flanders | 508 m² | 1 · 111 m² | 6.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
e.Beton
BE 0640.997.279
Liège · Eq €111k
Noppe Miguel
BE 0538.945.262
Dentergem · Eq €111k
ERCI-BOUW
BE 0651.750.522
Antwerpen · Eq €111k
METAL DOM CONSTRUCT
BE 0871.403.458
Charleroi · Eq €111k
Promotion Go & Co
BE 0880.708.629
Genappe · Eq €111k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 13,052 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2021
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43211General electrical installation work
43212Electrical installation work in industrial facilities
43221Plumbing work
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.