GOVA TRADING
ActiveGOVA TRADING has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €967k and a net result of €90k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 57% of 7924 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability46▼-30
Solvency71▼-7
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity short (current ratio 0.88 against 1.19 in 2024), and 48.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.3%
Return on assets
4.8%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 d early
2024
4 d early
2023
20 d early
2022
29 d early
2021
133 d early
2020
2 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€967k▲ 10.2%
2024 · €877k
2019: €575k
2020: €634k
2021: €714k
2022: €620k
2023: €744k
2024: €877k
2019 → 2025
Total assets
€1.88M▲ 10.8%
2024 · €1.70M
2019: €1.27M
2020: €984k
2021: €1.50M
2022: €1.42M
2023: €1.46M
2024: €1.70M
2019 → 2025
Net result
€90k▼ 33.0%
2024 · €134k
2019: €56k
2020: €63k
2021: €80k
2022: €-94k
2023: €123k
2024: €134k
2019 → 2025
Working capital
€-90k
2024 · €123k
2019: €229k
2020: €310k
2021: €48k
2022: €-55k
2023: €-4k
2024: €123k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€714k-€620k▼ 13.2%€744k▲ 19.9%€877k▲ 18.0%€967k▲ 10.2%
Operating result€96k-€-84k€133k€178k▲ 33.9%€114k▼ 36.2%
Net result€80k-€-94k€123k€134k▲ 8.4%€90k▼ 33.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.88M
Fixed assets
€1.22M▲ 29.6%
Current assets
€664k▼ 12.5%
Equity and liabilities €1.88M
Equity
€967k▲ 10.2%
Provisions
€10k=
Debt
€907k▲ 11.6%
The debt ratio rises from 47.8% to 48.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€251k▼
2024 · €280k
Cash flow
€227k▼
2024 · €235k
Solvency
51.3%▼
2024 · 51.6%
Current ratio
0.88▼
2024 · 1.19
Quick ratio
0.29▼
2024 · 0.56
Debt / equity
0.94▲
2024 · 0.93
ROE
9.3%▼
2024 · 15.2%
ROA
4.8%▼
2024 · 7.9%
Interest coverage
39.99▼
2024 · 51.02
Debt
€907k▲
2024 · €813k
Debt ≤ 1 year
€754k▲
2024 · €635k
Debt > 1 year
€152k▼
2024 · €176k
Income taxes
€18k▼
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.70M€1.88M▲
Fixed assets21/28€942k€1.22M▲
Intangible fixed assets21-€18k
Tangible fixed assets22/27€893k€1.15M▲
Land and buildings22€598k€559k▼
Plant, machinery and equipment23€63k€52k▼
Furniture and vehicles24€31k€161k▲
Other tangible fixed assets26€200k€382k▲
Financial fixed assets28€50k€50k=
Current assets29/58€758k€664k▼
Stocks and contracts in progress3€401k€445k▲
Stocks30/36€401k€445k▲
Amounts receivable within one year40/41€175k€159k▼
Trade receivables40€149k€138k▼
Other amounts receivable41€26k€21k▼
Cash at bank and in hand54/58€182k€55k▼
Deferred charges and accrued income490/1€0€6k▲
Equity and liabilities
Total equity and liabilities10/49€1.70M€1.88M▲
Equity10/15€877k€967k▲
Contributions10/11€320k€320k=
Reserves13€90k€90k=
Distributable reserves133€90k€90k=
Profit (loss) carried forward14€468k€558k▲
Provisions and deferred taxes16€10k€10k=
Provisions for liabilities and charges160/5€10k€10k=
Other liabilities and charges164/5€10k€10k=
Amounts payable17/49€813k€907k▲
Amounts payable after more than one year17€176k€152k▼
Financial debts170/4€176k€152k▼
Amounts payable within one year42/48€635k€754k▲
Current portion of amounts payable after more than one year42€64k€80k▲
Trade debts44€243k€261k▲
Suppliers440/4€243k€261k▲
Taxes, remuneration and social security45€26k€21k▼
Taxes450/3€23k€18k▼
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€302k€392k▲
Accrued charges and deferred income492/3€1k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€102k€137k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€920€0▼
Other operating charges640/8€6k€10k▲
Gross operating margin9900€287k€261k▼
Operating profit (loss)9901€178k€114k▼
Financial income75/76B€225€178▼
Recurring financial income75€225€178▼
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€173k€108k▼
Income taxes67/77€39k€18k▼
Profit (loss) for the period9904€134k€90k▼
Profit (loss) for the period to be appropriated9905€134k€90k▼
Appropriation of the result
Profit (loss) to be appropriated9906€468k€558k▲
Profit (loss) brought forward from the previous period14P€334k€468k▲
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Highest result since 2019net €134k ▲8.4%
Operating result €178k, net result €134k, both a record.
11-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Back to profitnet €123k
Net result €123k after one loss-making year.
02-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Weakest financial yearnet €-94k ▼218%
Net result drops to €-94k, the lowest in the series; recovery starts the following year.
2021
20-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
30-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Deinsesteenweg(KRU) 779770 KruisemGround area
3,356 m²
Building footprint
1,325 m²
Volume, LiDAR
11,176 m³
Parcel 45017A1073/00P000, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Gova Trading
since 20062.155.532.515
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45017A1073/00P000 | Flanders | 3,356 m² | 1 · 1,325 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 732 companies in sector 46820 we hold annual accounts for 387. 280 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2006
Fiscal year end30-06
Activities, NACEBEL
46820Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.