Gourmandisesfl
ActiveThe computed 12-month bankruptcy probability of Gourmandisesfl is 5.6% (elevated). The 2025 annual accounts show equity of €19k and a net result of €5k. Equity is growing by ~30.8% per year across the filed fiscal years. Its solvency ranks better than 56% of 13090 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+23
Solvency63▲+11
Growth52=
Track record100
Bankruptcy probability, 12 months
5.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.42 against 1.31 in 2024; short-term debt: 56.4% and cash: 46.5% of total assets), and 62.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.8%
Return on assets
9.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
22 d early
2024
31 d early
2023
8 d early
2022
25 d early
2021
2 d early
2020
30 d early
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€114k▲ 7.4%
2020 · €106k
2019: €173k
2020: €106k
2019 → 2021
EBIT margin
-1.7%▼ 6.0pp
2020 · 4.3%
2019: 0.3%
2020: 4.3%
2019 → 2021
Net result
€5k▲ 11.3%
2024 · €4k
2019: €155
2020: €3k
2021: €-7k
2022: €5k
2023: €2k
2024: €4k
2019 → 2025
Working capital
€12k▲ 27.2%
2024 · €9k
2019: €-4k
2020: €5k
2021: €-2k
2022: €-3k
2023: €-3k
2024: €9k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€114k-
Equity€3k-€7k▲ 188%€10k▲ 30.8%€14k▲ 45.0%€19k▲ 34.6%
Operating result€-2k-€9k€4k▼ 50.5%€6k▲ 35.2%€8k▲ 42.7%
Net result€-7k-€5k€2k▼ 52.8%€4k▲ 91.5%€5k▲ 11.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 43% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €50k
Fixed assets
€10k▼ 23.6%
Current assets
€40k▲ 2.8%
Equity and liabilities €50k
Equity
€19k▲ 34.6%
Debt
€31k▼ 18.1%
The debt ratio falls from 73.0% to 62.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€11k
Cash flow
€8k
Solvency
37.8%▲
2024 · 27.0%
Current ratio
1.42▲
2024 · 1.31
Quick ratio
1.40▲
2024 · 1.29
Debt / equity
1.64▼
2024 · 2.70
ROE
25.7%▼
2024 · 31.1%
ROA
9.7%▲
2024 · 8.4%
Interest coverage
10.75
Debt
€31k▼
2024 · €38k
Debt ≤ 1 year
€28k▼
2024 · €30k
Debt > 1 year
€3k▼
2024 · €7k
Income taxes
€2k▲
2024 · €1k
Staff costs
€42k▲
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€52k€50k▼
Fixed assets21/28€13k€10k▼
Intangible fixed assets21€10k€8k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€39k€40k▲
Stocks and contracts in progress3€708€506▼
Stocks30/36€708€506▼
Amounts receivable within one year40/41€18k€16k▼
Trade receivables40€6k€3k▼
Other amounts receivable41€12k€13k▲
Cash at bank and in hand54/58€20k€23k▲
Deferred charges and accrued income490/1€739€1▼
Equity and liabilities
Total equity and liabilities10/49€52k€50k▼
Equity10/15€14k€19k▲
Contributions10/11€6k€6k=
Reserves13€3k€3k=
Non-distributable reserves130/1€8€8▲
Reserves not available under the articles1311€8€8▲
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€5k€10k▲
Amounts payable17/49€38k€31k▼
Amounts payable after more than one year17€7k€3k▼
Financial debts170/4€7k€3k▼
Amounts payable within one year42/48€30k€28k▼
Current portion of amounts payable after more than one year42€3k€14k▲
Trade debts44€3k-
Suppliers440/4€3k-
Taxes, remuneration and social security45€7k€4k▼
Taxes450/3€17€150▲
Remuneration and social security454/9€7k€4k▼
Other amounts payable47/48€17k€10k▼
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Remuneration, social security and pensions62€36k€42k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3k
Other operating charges640/8€989€1k▲
Gross operating margin9900€43k€55k▲
Operating profit (loss)9901€6k€8k▲
Financial income75/76B€0€12▲
Recurring financial income75€0€12▲
Financial charges65/66B€207€1k▲
Recurring financial charges65€207€1k▲
Profit (loss) for the period before taxes9903€6k€7k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€4k€5k▲
Profit (loss) for the period to be appropriated9905€4k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€10k▲
Profit (loss) brought forward from the previous period14P€539€5k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €5k ▲11.3%
Net result €5k, the highest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-7k ▼325%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waverse steenweg 14861160 OudergemGround area
89 m²
Building footprint
83 m²
Volume, LiDAR
661 m³
Parcel 21002A0138/00R012, Brussels · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Gourmandisesfl
since 20182.282.846.203
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21002A0138/00R012 | Brussels | 89 m² | 1 · 83 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOudergem2.282.846.203
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DE ZUILEN
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Of 20,506 companies in sector 56111 we hold annual accounts for 11,453. 8,677 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2018
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
56220Contract catering and other food service activities
56290Food and beverage service activities
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:florencefillon@hotmail.com
Phone:0471/47.98.79