Summary
Good Point is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €46k and a net result of €29k. Its solvency ranks better than 38% of 8023 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
25 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€46k
Net result
€29k
Total assets
€126k
Solvency
36.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €126k
Fixed assets
€85k
Current assets
€42k
Equity and liabilities €126k
Equity
€46k
Debt
€80k
Debt finances 63.7% of the balance-sheet total.
Key figures and ratios
ROE
62.9%
ROA
22.8%
Debt ≤ 1 year
€45k
Debt > 1 year
€36k
Income taxes
€11k
Filed annual accounts As filed with the NBB · 2025 · 42 lines
Balance sheet
Code2025
Assets
Total assets20/58€126k
Fixed assets21/28€85k
Tangible fixed assets22/27€45k
Plant, machinery and equipment23€7k
Furniture and vehicles24€38k
Financial fixed assets28€40k
Current assets29/58€42k
Amounts receivable within one year40/41€19k
Trade receivables40€19k
Cash at bank and in hand54/58€22k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€126k
Equity10/15€46k
Contributions10/11€17k
Reserves13€29k
Distributable reserves133€29k
Amounts payable17/49€80k
Amounts payable after more than one year17€36k
Financial debts170/4€36k
Amounts payable within one year42/48€45k
Current portion of amounts payable after more than one year42€7k
Trade debts44€14k
Suppliers440/4€14k
Taxes, remuneration and social security45€18k
Taxes450/3€18k
Other amounts payable47/48€6k
Accrued charges and deferred income492/3€2
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k
Other operating charges640/8€862
Gross operating margin9900€51k
Operating profit (loss)9901€41k
Financial income75/76B€24
Recurring financial income75€24
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€40k
Income taxes67/77€11k
Profit (loss) for the period9904€29k
Profit (loss) for the period to be appropriated9905€29k
Appropriation of the result
Profit (loss) to be appropriated9906€29k
Transfer to equity691/2€29k
To other reserves6921€29k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat(KEM) 779190 StekeneGround area
486 m²
Building footprint
127 m²
Volume, LiDAR
549 m³
Parcel 46011A1061/54H000, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Good Point
since 20242.362.093.223
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46011A1061/54H000 | Flanders | 486 m² | 1 · 127 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HEUSEUX
BE 0718.941.036
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BE 1005.832.986
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Janssen Retail
BE 1009.330.629
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DPV GROUP
BE 0899.192.968
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BE 0721.483.822
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 10,162 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
46500Wholesale of information and communication equipment
62200Computer consultancy and computer facilities management
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.