GOMES
ActiveGOMES has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €12k and a net result of €-9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 36373 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
35
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability3▼-97
Solvency41▼-12
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.97 against 1.12 in 2023; short-term debt: 83.6% and cash: 2.2% of total assets), and 83.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
16.4%
Return on assets
-12.9%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 36373 sector peers (2024).
NBB · sector comparisonPosition among 36373 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
2 d early
2023
31 d late
2022
31 d late
2021
4 d late
2020
30 d late
2019
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€12k▼ 44.0%
2023 · €21k
2018: €-2k
2019: €2k
2020: €-20k
2021: €-13k
2022: €2k
2023: €21k
2018 → 2024
Total assets
€72k▼ 5.6%
2023 · €76k
2018: €50k
2019: €65k
2020: €94k
2021: €56k
2022: €71k
2023: €76k
2018 → 2024
Net result
€-9k
2023 · €19k
2018: €-22k
2019: €4k
2020: €-22k
2021: €7k
2022: €15k
2023: €19k
2018 → 2024
Working capital
€-2k
2023 · €7k
2018: €-11k
2019: €-2k
2020: €-22k
2021: €-14k
2022: €-13k
2023: €7k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-20k-€-13k▲ 33.5%€2k€21k▲ 1,005%€12k▼ 44.0%
Operating result€-20k-€9k€17k▲ 92.4%€20k▲ 17.2%€-8k
Net result€-22k-€7k€15k▲ 127%€19k▲ 24.6%€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €8k after €20k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €72k
Fixed assets
€14k▼ 5.4%
Current assets
€58k▼ 5.7%
Equity and liabilities €72k
Equity
€12k▼ 44.0%
Debt
€60k▲ 9.0%
The debt ratio rises from 72.3% to 83.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-4k▼
2023 · €23k
Cash flow
€-5k▼
2023 · €23k
Solvency
16.4%▼
2023 · 27.7%
Current ratio
0.97▼
2023 · 1.12
Quick ratio
0.89▲
2023 · 0.72
Debt / equity
5.09▲
2023 · 2.61
ROE
-78.6%▼
2023 · 91.0%
ROA
-12.9%▼
2023 · 25.2%
Interest coverage
-2.53▼
2023 · 19.18
Debt
€60k▲
2023 · €55k
Debt ≤ 1 year
€60k▲
2023 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€76k€72k▼
Fixed assets21/28€14k€14k▼
Tangible fixed assets22/27€14k€14k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€12k€12k▼
Current assets29/58€62k€58k▼
Stocks and contracts in progress3€22k€5k▼
Stocks30/36€5k€5k=
Contracts in progress37€17k-
Amounts receivable within one year40/41€35k€52k▲
Trade receivables40€17k€35k▲
Other amounts receivable41€18k€16k▼
Cash at bank and in hand54/58€1k€2k▲
Deferred charges and accrued income490/1€3k€326▼
Equity and liabilities
Total equity and liabilities10/49€76k€72k▼
Equity10/15€21k€12k▼
Contributions10/11€19k€19k=
Reserves13€2k-
Distributable reserves133€2k-
Profit (loss) carried forward14-€-7k
Amounts payable17/49€55k€60k▲
Amounts payable within one year42/48€55k€60k▲
Financial debts43€4k€3k▼
Credit institutions430/8€4k€3k▼
Trade debts44€48k€55k▲
Suppliers440/4€48k€55k▲
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€472€2k▲
Remuneration and social security454/9€2k€216▼
Income statement
Code20232024
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€4k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€480
Other operating charges640/8€565€720▲
Gross operating margin9900€28k€-3k▼
Operating profit (loss)9901€20k€-8k▼
Financial income75/76B€1k€448▼
Recurring financial income75€1k€448▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Non-recurring financial charges66B€254-
Profit (loss) for the period before taxes9903€19k€-9k▼
Profit (loss) for the period9904€19k€-9k▼
Profit (loss) for the period to be appropriated9905€19k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€538€-9k▼
Profit (loss) brought forward from the previous period14P€-19k-
Transfer from equity791/2-€2k
Transfer to equity691/2€538-
To other reserves6921€538-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Highest result since 2018net €19k ▲24.6%
Operating result €20k, net result €19k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-22k ▼641%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Allée des Promeneurs 356040 CharleroiGround area
1,364 m²
Building footprint
190 m²
Volume, LiDAR
1,077 m³
Parcel 52362F0901/00X000, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GOMES
since 19972.079.910.028
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52362F0901/00X000 | Wallonia | 1,364 m² | 1 · 190 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Dakwerken Lievens
BE 0551.997.997
Meerhout · Eq €12k
M.A. Toiture
BE 0773.873.225
Bertrix · Eq €12k
MARGODT DAKWERKEN
BE 0502.625.789
Staden · Eq €12k
Constant Construction
BE 1019.692.704
Kontich · Eq €12k
Eco-Toitures-Concept
BE 0647.931.294
Verviers · Eq €12k
Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 2,456 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-12-1996
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43410Roofing work
45220
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.