GOLDEN MIAMS
ActiveSummary
The computed 12-month bankruptcy probability of GOLDEN MIAMS is 5.3% (elevated). The 2025 annual accounts show negative equity (€-92k) and a net result of €-10k. Equity is shrinking by ~15.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 4603 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
24
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
5.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.07 against 0.17 in 2024; short-term debt: 950.8% and cash: 56% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-850.8%
Return on assets
-92.1%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-92k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
19 d late
2022
2 d late
2021
16 d late
2020
1 d early
2019
56 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-92k▼ 12.1%
2024 · €-82k
2018: €-14k
2019: €-38k
2020: €-51k
2021: €-68k
2022: €-92k
2023: €-93k
2024: €-82k
2018 → 2025
Total assets
€11k▼ 59.1%
2024 · €26k
2018: €3k
2019: €4k
2020: €13k
2021: €9k
2022: €5k
2023: €3k
2024: €26k
2018 → 2025
Net result
€-10k
2024 · €12k
2018: €-32k
2019: €-24k
2020: €-13k
2021: €-17k
2022: €-24k
2023: €-2k
2024: €12k
2018 → 2025
Working capital
€-96k▼ 7.1%
2024 · €-89k
2018: €-14k
2019: €-38k
2020: €-51k
2021: €-68k
2022: €-94k
2023: €-94k
2024: €-89k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-68k-€-92k▼ 35.0%€-93k▼ 1.6%€-82k▲ 12.6%€-92k▼ 12.1%
Operating result€-17k-€-23k▼ 40.5%€-1k▲ 95.6%€12k€-10k
Net result€-17k-€-24k▼ 40.3%€-2k▲ 93.7%€12k€-10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €12k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11k
Fixed assets
€4k ▼ 47.1%
Current assets
€7k ▼ 64.0%
Key figures and ratios
EBITDA
€-6k▼
2024 · €16k
Cash flow
€-6k▼
2024 · €15k
Solvency
-850.8%▼
2024 · -310.0%
Current ratio
0.07▼
2024 · 0.17
Debt to equity
-1.12▲
2024 · -1.32
ROA
-92.1%▼
2024 · 44.8%
Interest coverage
-43.66▼
2024 · 73.61
Debt
€102k▼
2024 · €108k
Debt ≤ 1 year
€102k▼
2024 · €108k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet
Code20242025
Assets
Total assets20/58€26k€11k▼
Fixed assets21/28€8k€4k▼
Tangible fixed assets22/27€8k€4k▼
Furniture and vehicles24€8k€4k▼
Current assets29/58€19k€7k▼
Cash at bank and in hand54/58€19k€6k▼
Deferred charges and accrued income490/1€102€699▲
Equity and liabilities
Total equity and liabilities10/49€26k€11k▼
Equity10/15€-82k€-92k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-100k€-110k▼
Amounts payable17/49€108k€102k▼
Amounts payable within one year42/48€108k€102k▼
Trade debts44€11k€466▼
Suppliers440/4€11k€466▼
Taxes, remuneration and social security45€794€6k▲
Taxes450/3€794€473▼
Remuneration and social security454/9-€5k
Other amounts payable47/48€97k€96k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€19€2k▲
Non-recurring operating charges66A€316-
Gross operating margin9900€16k€-4k▼
Operating profit (loss)9901€12k€-10k▼
Financial charges65/66B€213€142▼
Recurring financial charges65€213€142▼
Profit (loss) for the period before taxes9903€12k€-10k▼
Profit (loss) for the period9904€12k€-10k▼
Profit (loss) for the period to be appropriated9905€12k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-100k€-110k▼
Profit (loss) brought forward from the previous period14P€-112k€-100k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after 6 loss-making years.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
15-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 76 days late
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zuidlaan 521000 BrusselGround area
325 m²
Building footprint
324 m²
Volume, LiDAR
6,077 m³
2 parcels, Brussels · tallest building 24.6 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Anderlechtsesteenweg 108, 1000 Brussel
since 20182.271.740.592
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21810L2393/00M000 | Brussels | 181 m² | 1 · 181 m² | 24.6 m · 7 fl. |
| 21810L2203/00G002 | Brussels | 144 m² | 1 · 144 m² | 22.1 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AFB RENOVATIEWERKEN
BE 1021.923.902
Rotselaar · Eq €12,205
M.V.S.
BE 0450.259.251
Anderlecht · Eq €12,205
SHAN INVEST
BE 1009.578.077
Sint-Jans-Molenbeek · Eq €12,125
LIMOTAX
BE 0437.778.123
Sint-Jans-Molenbeek · Eq €12,222
HMBM Services
BE 0790.627.501
Ganshoren · Eq €12,108
Of 6,686 companies in sector 49330 we hold annual accounts for 2,295. 1,970 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-08-2017
Fiscal year end31-12
Activities, NACEBEL 2025
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.