Gold Transfers
ActiveSummary
The computed 12-month bankruptcy probability of Gold Transfers is 2.6% (moderate). The 2025 annual accounts show negative equity (€-156k) and a net result of €23k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.22 against 0.08 in 2024; short-term debt: 450.5% and cash: 0% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-350.5%
Return on assets
50.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
105 d late
2023
30 d late
2022
30 d late
2020
31 d late
2019
89 d late
2018
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€23k
2024 · €-138k
2018: €5k
2019: €-11k
2020: €-13k
2022: €27k
2023: €-34k
2024: €-138k
2018 → 2025
Working capital
€-156k▲ 12.6%
2024 · €-178k
2018: €38k
2019: €26k
2020: €14k
2022: €-7k
2023: €-40k
2024: €-178k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€14k-€-7k€-40k▼ 506%€-178k▼ 343%€-156k▲ 12.6%
Operating result€-13k-€27k€-31k€-138k▼ 339%€26k
Net result€-13k-€27k€-34k€-138k▼ 311%€23k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €26k after a loss of €138k in 2024.
Key figures and ratios
Solvency
-350.5%
Current ratio
0.22▲
2024 · 0.08
Debt to equity
-1.29▼
2024 · -1.09
ROA
50.7%▲
2024 · -892.4%
Debt
€200k▲
2024 · €194k
Debt ≤ 1 year
€200k▲
2024 · €194k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet
Code20242025
Assets
Total assets20/58€15k€44k▲
Current assets29/58€15k€44k▲
Amounts receivable within one year40/41€15k€44k▲
Trade receivables40-€200
Other amounts receivable41€15k€44k▲
Cash at bank and in hand54/58€130€20▼
Equity and liabilities
Total equity and liabilities10/49€15k€44k▲
Equity10/15€-178k€-156k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-197k€-174k▲
Amounts payable17/49€194k€200k▲
Amounts payable within one year42/48€194k€200k▲
Trade debts44€98k€5k▼
Suppliers440/4€98k€5k▼
Taxes, remuneration and social security45-€21k
Remuneration and social security454/9-€21k
Other amounts payable47/48€96k€175k▲
Income statement
Code20242025
Other operating charges640/8€387€784▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€-137k€30k▲
Operating profit (loss)9901€-138k€26k▲
Financial income75/76B€37€20▼
Recurring financial income75€37€20▼
Financial charges65/66B€485€4k▲
Recurring financial charges65€485€4k▲
Profit (loss) for the period before taxes9903€-138k€23k▲
Profit (loss) for the period9904€-138k€23k▲
Profit (loss) for the period to be appropriated9905€-138k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-197k€-174k▲
Profit (loss) brought forward from the previous period14P€-59k€-197k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
31-12
Financial
Back to profitnet €23k
Net result €23k after 2 loss-making years.
13-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 105 days late
2024
31-12
Financial
Weakest financial yearnet €-138k
Net result drops to €-138k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
31-12
Financial
Back to profitnet €27k
Net result €27k after 2 loss-making years.
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 319 days late
15-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 684 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Vijversstraat 401190 VorstGround area
1,894 m²
Building footprint
682 m²
Volume, LiDAR
5,046 m³
Parcel 21382C0028/00G003, Brussels · tallest building 8.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Gold Outsourcing
since 20122.211.939.597
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21382C0028/00G003 | Brussels | 1,894 m² | 1 · 682 m² | 8.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-07-2012
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.