GOEMAN
ActiveSummary
GOEMAN has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €63k and a net result of €-13k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 90% of 6162 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-4
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 6.33 against 5.8 in 2023; short-term debt: 15.2% and cash: 12.1% of total assets), and 20.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
79.7%
Return on assets
-16.9%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-13k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-08-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
21 d late
2023
26 d early
2022
45 d early
2021
18 d late
2020
90 d late
2019
17 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€63k▼ 17.5%
2023 · €76k
2018: €-34k
2019: €-34k
2020: €94k
2021: €97k
2022: €87k
2023: €76k
2018 → 2024
Total assets
€79k▼ 17.7%
2023 · €96k
2018: €84k
2019: €73k
2020: €108k
2021: €119k
2022: €117k
2023: €96k
2018 → 2024
Net result
€-13k▼ 17.7%
2023 · €-11k
2018: €11k
2019: €43
2020: €128k
2021: €3k
2022: €-10k
2023: €-11k
2018 → 2024
Working capital
€64k▼ 15.0%
2023 · €75k
2018: €-52k
2019: €-39k
2020: €88k
2021: €104k
2022: €82k
2023: €75k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€94k-€97k▲ 3.5%€87k▼ 10.2%€76k▼ 12.9%€63k▼ 17.5%
Operating result€149k-€3k▼ 98.0%€-10k€-11k▼ 13.5%€-13k▼ 19.9%
Net result€128k-€3k▼ 97.4%€-10k€-11k▼ 13.4%€-13k▼ 17.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2024 against €11k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €79k
Fixed assets
€3k ▼ 40.6%
Current assets
€76k ▼ 16.5%
Equity and liabilities €79k
Equity
€63k ▼ 17.5%
Debt
€16k ▼ 18.7%
Debt's share of the balance-sheet total falls from 20.5% to 20.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-11k▼
2023 · €-9k
Cash flow
€-11k▼
2023 · €-9k
Current ratio
6.33▲
2023 · 5.80
Quick ratio
5.71▲
2023 · 5.27
Debt to equity
0.25▼
2023 · 0.26
ROE
-21.1%▼
2023 · -14.8%
ROA
-16.9%▼
2023 · -11.8%
Interest coverage
-47.74▼
2023 · -41.30
Debt ≤ 1 year
€12k▼
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet
Code20232024
Assets
Total assets20/58€96k€79k▼
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Land and buildings22€633€475▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€25€25=
Current assets29/58€91k€76k▼
Stocks and contracts in progress3€8k€7k▼
Stocks30/36€8k€7k▼
Amounts receivable within one year40/41€71k€58k▼
Trade receivables40€50k€40k▼
Other amounts receivable41€22k€18k▼
Cash at bank and in hand54/58€10k€10k▼
Deferred charges and accrued income490/1€758€758▼
Equity and liabilities
Total equity and liabilities10/49€96k€79k▼
Equity10/15€76k€63k▼
Contributions10/11€19k€19k=
Reserves13€69k€69k=
Distributable reserves133€69k€69k=
Profit (loss) carried forward14€-11k€-25k▼
Amounts payable17/49€20k€16k▼
Amounts payable within one year42/48€16k€12k▼
Trade debts44€16k€12k▼
Suppliers440/4€16k€12k▼
Accrued charges and deferred income492/3€4k€4k=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k-
Other operating charges640/8€1k€377▼
Gross operating margin9900€-6k€-11k▼
Operating profit (loss)9901€-11k€-13k▼
Financial income75/76B€0€225▲
Recurring financial income75€0€225▲
Financial charges65/66B€221€236▲
Recurring financial charges65€221€236▲
Profit (loss) for the period before taxes9903€-11k€-13k▼
Profit (loss) for the period9904€-11k€-13k▼
Profit (loss) for the period to be appropriated9905€-11k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€-25k▼
Profit (loss) brought forward from the previous period14P€66k€-11k▼
Transfer to equity691/2€66k-
To other reserves6921€66k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
31-12
Financial
Highest result since 2018net €128k ▲293,410%
Operating result €149k, net result €128k, both a record.
31-12
Financial
Liquidity times 12current ratio 7.13
Current ratio from 0.61 to 7.13; short-term debt falls from €100k to €14k.
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
2016
17-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2010
Ground area
727 m²
Building footprint
214 m²
Volume, LiDAR
1,282 m³
Parcel 23086A0347/00M005, Flanders · tallest building 12.5 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BEGRAFENISSEN GOEMAN
since 20102.190.980.867
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23086A0347/00M005 | Flanders | 727 m² | 1 · 214 m² | 12.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 903 companies in sector 96301 we hold annual accounts for 612. 415 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-03-1987
Fiscal year end31-12
Activities, NACEBEL 2025
96301Funeral services
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.