GM&A
ActiveGM&A has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show a net result of €109k. Equity is growing by ~25.7% per year across the filed fiscal years. Its net result ranks better than 94% of 16943 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability-
Solvency27▼-73
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Return on assets
30.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
52 d early
2024
70 d early
2023
13 d early
2022
58 d late
2021
78 d late
2020
12 d late
2019
87 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€215k▲ 108%
2023 · €103k
2019: €52k
2020: €102k
2021: €151k
2022: €228k
2023: €103k
2019 → 2024
Total assets
€352k▲ 45.7%
2024 · €241k
2019: €74k
2020: €133k
2021: €182k
2022: €255k
2023: €132k
2024: €241k
2019 → 2025
Net result
€109k▼ 3.0%
2024 · €112k
2019: €39k
2020: €50k
2021: €49k
2022: €76k
2023: €69k
2024: €112k
2019 → 2025
Working capital
€-31k
2024 · €203k
2019: €26k
2020: €84k
2021: €136k
2022: €215k
2023: €92k
2024: €203k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€151k-€228k▲ 50.3%€103k▼ 54.6%€215k▲ 108%
Operating result€62k-€101k▲ 62.0%€88k▼ 12.9%€141k▲ 61.2%€132k▼ 6.9%
Net result€49k-€76k▲ 54.5%€69k▼ 8.8%€112k▲ 61.3%€109k▼ 3.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €352k
Fixed assets
€31k▲ 142%
Current assets
€321k▲ 40.3%
Key figures and ratios
EBITDA
€139k▼
2024 · €145k
Cash flow
€116k▲
2024 · €116k
Current ratio
0.91▼
2024 · 8.77
Quick ratio
0.91▼
2024 · 8.77
ROA
30.9%▼
2024 · 46.4%
Interest coverage
241.79▲
2024 · 105.69
Debt
€352k▲
2024 · €26k
Debt ≤ 1 year
€352k▲
2024 · €26k
Income taxes
€34k▼
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€241k€352k▲
Fixed assets21/28€13k€31k▲
Tangible fixed assets22/27€13k€31k▲
Land and buildings22-€3k
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€9k€25k▲
Current assets29/58€229k€321k▲
Amounts receivable within one year40/41€214k€298k▲
Trade receivables40€49k€26k▼
Other amounts receivable41€165k€272k▲
Cash at bank and in hand54/58€12k€19k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€241k€352k▲
Equity10/15€215k-
Reserves13€215k-
Distributable reserves133€215k-
Amounts payable17/49€26k€352k▲
Amounts payable within one year42/48€26k€352k▲
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€21k€25k▲
Taxes450/3€21k€25k▲
Other amounts payable47/48-€324k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€8k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€146k€141k▼
Operating profit (loss)9901€141k€132k▼
Financial income75/76B€6k€12k▲
Recurring financial income75€6k€12k▲
Financial charges65/66B€1k€576▼
Recurring financial charges65€1k€576▼
Profit (loss) for the period before taxes9903€147k€143k▼
Income taxes67/77€35k€34k▼
Profit (loss) for the period9904€112k€109k▼
Profit (loss) for the period to be appropriated9905€112k€109k▼
Appropriation of the result
Profit (loss) to be appropriated9906€112k€109k▼
Transfer from equity791/2-€215k
Transfer to equity691/2€112k-
To other reserves6921€112k-
Profit to be distributed694/7-€324k
Return on contributions (dividend)694-€324k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €112k ▲61.3%
Operating result €141k, net result €112k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 8.77
Current ratio from 4.22 to 8.77; short-term debt falls from €28k to €26k.
31-12
Financial
Equity above €200kEq €215k ▲108%
6 profitable years in a row build equity to €215k.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
2022
31-12
Financial
Equity above €200kEq €228k ▲50.3%
4 profitable years in a row build equity to €228k.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
31-12
Financial
Equity above €150kEq €151k ▲48.3%
3 profitable years in a row build equity to €151k.
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
31-12
Financial
Equity above €100kEq €102k ▲97%
2 profitable years in a row build equity to €102k.
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tremelobaan 170G3140 KeerbergenGround area
1,421 m²
Building footprint
165 m²
Volume, LiDAR
988 m³
Parcel 24472F0263/00L000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GM&A
since 20182.282.639.137
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24472F0263/00L000 | Flanders | 1,421 m² | 1 · 165 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,889 companies in sector 62200 we hold annual accounts for 18,319. 14,442 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-11-2018
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70100Activities of head offices
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.